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Did you know you may be eligible for the Amex Platinum 100k offer? That’s right, you may be able to qualify for a massive 100,000-point Membership Rewards welcome bonus with The Platinum Card® from American Express. The Amex Platinum 100k bonus, worth $1,000 in award travel, is the highest Amex Platinum welcome bonus you can earn. It’s clearly higher than the standard welcome bonus that’s usually 60,000 points. You can see if you qualify for the American Express Platinum 100k offer below:

Note that the American Express Platinum 100k bonus is a targeted offer. You will need to use the CardMatch™ tool to see if you qualify for the bonus. Don’t worry, it’s free to see if you prequalify and takes a minute or less. You only have to enter your basic contact information and the last four digits of your Social Security Number to see the best credit offers.

You can see if you qualify for the American Express Platinum 100k offer below.

Learn more: CardMatch™

American Express Platinum 100K Offer

Let’s make one thing clear: this is a large welcome bonus for The Platinum Card® from American Express.

If you qualify, you only have to spend $5,000 in the first 3 months to earn the full 100,000-point bonus. Taking the extra minute to see if you have credit card pre-approval for this bonus means you can earn a bonus worth $400 more than the standard 60,000-point bonus. Plus, the minimum spending requirements are identical.

Already one of the best travel credit cards available, this bonus gives cardholders more.

Besides the bonus points, your normal purchase rewards will be 5x points on airfare purchased directly from the airline or using Starting January 1, 2021, earn 5x points on up to $500,000 on these purchases per calendar year.

Hotels booked and prepaid on also earn 5x points. All other purchases earn 1 point per $1 spent.

Because American Express currently exercises a “once in a lifetime” welcome offer policy, you can never earn a second Platinum Card welcome bonus once you earn the first bonus.

Waiting to apply for the American Express Platinum Card with a 100,000-point bonus lets you maximize your application.

Learn more: CardMatch™

american express platinum 100k
You might pre-qualify for the highest American Express Platinum welcome bonus ever.

Redeeming 100,000 Membership Rewards Points

Having 100,000 bonus Membership Rewards points can be worth $1,000 or more in award travel. To squeeze at least $1,000 from your bonus points, focus on redeeming your points for award flights as each point can be worth at least one cent each. Below are some of the ways you can redeem your Membership Rewards points for maximum value.

Book Award Flights on

Each Membership Rewards point is worth one cent each when booking flights on This can be an easy way to book points when you need to fly an airline that isn’t a 1:1 Membership Rewards transfer partner. If you earn the American Express Platinum 100k offer, you will have plenty of options to choose from.

1:1 Point Transfers

Being able to transfer your points on a 1:1 basis to the Membership Rewards transfer partners can help you find higher redemption value. After all, you only need to make each point worth at more than 1 cent to make the welcome bonus worth at least $1,000. This is one of the benefits that make the Platinum card one of the best credit cards for excellent credit.

Singapore Airlines KrisFlyer

One of the best premium cabin experiences is Singapore Suites on select Singapore Airlines flights with their Airbus A380 fleet. You will get a private first class suite that includes a separate bed. To stay under 100,000-points, one of the cheapest routes to fly is New York to Frankfurt for 76,000 miles one way. You can also fly from New York to Singapore for 132,000 miles.

British Airways Executive Club

When flying to Hawaii, you can transfer your points to British Airways first. The next step is to book partner flights on American Airlines or Alaska Airlines. From the U.S. West Coast, one-way economy flights can cost 12,500 miles. Booking the same flight directly through American can cost 22,500 miles. By doing it this way, you can save 10,000 miles for each seat you book.

Learn more: CardMatch™

Aer Lingus AerClub

They also have reasonable award prices for flying to Ireland. From the U.S. East Coast, economy seats start at 13,000 Avios on off-peak dates. Business-class seats cost 50,000 Avios. With the American Express Platinum 100k offer, you can easily book a few trips. To your benefit, Aer Lingus is one of the few foreign airlines that doesn’t charge fuel surcharges on long-haul flights.

JetBlue TrueBlue

One of the best coast-to-coast US premium experiences is flying JetBlue Mint. One-way flights from New York to LAX cost 58,400 points. As a side note, the transfer ratio is 250 Membership Rewards to 200 JetBlue miles. This isn’t quite a 1:1 transfer ratio, but you might be able to make up the difference when JetBlue’s award flights require fewer points than national carriers on the same route.

Other 1:1 transfer partners include Delta SkyMiles, Emirates, Etihad, and Avianca LifeMiles to name of the 18 transfer partners. Speaking of travel transfer partners, because this is a metal credit card, you won’t have to worry so much about the wear and tear that happens with plastic cards.

Amex Platinum 100k Bonus Offer Benefits

Besides the 100,000-point welcome bonus, The Platinum Card® from American Express has generous travel benefits:

  • Up to $200 annual air travel statement credit for incidental fees at one qualifying airline
  • Up to $200 in annual Uber savings for rides and eats in the U.S.
  • Global Entry or TSA PreCheck application fee credit
  • Global Lounge Collection membership (Centurion, Priority Pass Select, Delta Sky Club, etc.)
  • 5x points on airfare purchased directly from airlines or (Starting January 1, 2021, earn 5x points on up to $500,000 on these purchases per calendar year)
  • 5x points on hotels purchased from on
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold status

There are several other little known Platinum Card benefits you may enjoy as well. One shopping benefit is a $100 Saks credit. You get $50 back on Saks purchases during the first 6 months and second 6 months of each calendar year. Enrollment is required.

Because there are so many travel options and benefits, this is one of the best credit cards for those with excellent credit.

There are no foreign transaction fees but there is an annual fee of $550 (See Rates & Fees).

Learn more: CardMatch™

American Express Gold Card Bonus

This card isn’t as luxurious as the Platinum Card, which has one of the best credit card offers 2020. However, it can be a better fit if you can’t meet the $5,000 spending requirement this time around. Don’t forget the Amex once in a lifetime policy. Once you earn the Platinum Card bonus, you won’t be able to earn the card’s welcome offer again.

With the American Express® Gold Card, you still have access to the Membership Rewards 1:1 airline transfer partners and the other redemption options that the Platinum Card offers. The American Express Gold Card offers a different set of benefits you might be able to maximize:

  • $100 airline fee credit for incidental fees at one select qualifying airline
  • Up to $120 dining credit at select restaurants, enrollment required
  • Earn unlimited 4x points on dining purchases, including takeout and deliveries
  • 4x points at US supermarkets (up to $25,000 annually, then 1 point per $1)
  • 3x points on flights booked directly through the airline or

The annual fee for the Amex Gold Card is $250 and there are no foreign transaction fees (See Rates & Fees). 

New American Express® Gold Card cardholders can earn 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months.

Learn more: Johnny Jet Recommended Credit Cards

Summary of the American Express Platinum 100k Welcome Offer

You need to use CardMatch™ to see if you qualify for the American Express Platinum 100k bonus offer. This offer isn’t available to the general public. If you qualify for this bonus offer, you only have to spend $5,000 in the first 3 months.

You can see if you qualify for the American Express Platinum 100k offer below:

Learn more: CardMatch™

Related Posts:

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The American Express® Gold Card, please click here.

Josh Patoka

Chase Sapphire Preferred® Card

  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

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