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Are you ready to earn some of the highest-ever credit card signup/welcome bonuses? A select few credit cards make it possible to earn 100,000 points as a signup/welcome bonus. Some of these bonuses are worth more than 100,000 points.

For instance, the Chase Sapphire Preferred® Card earns 2x points on travel and dining worldwide and comes with a 100,000 point credit card bonus. New cardholders can earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s worth $1250 when you redeem through Chase Ultimate Rewards. This is the highest bonus offer ever for the Chase Sapphire Preferred!

There’s also a premium card offer that is too good to pass up. New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply. 

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Hilton Chicago Suite Living Room. Credit: Hilton

The Best 100,000 Points Credit Card Offers

If you are able to meet the minimum requirements to earn the 100,000 points credit card offers, you can use those points to do several things, depending on the card. You may be able to use those points for airline tickets, hotel stays, and more. Find the card that most aligns with your spending but also that is something you will use.

Related: Best limited-time credit card offers

Ink Business Preferred Credit Card

The Chase Ink Business Preferred® Credit Card is offering the ability to earn 100,000 Ultimate Rewards when you spend $15,000 in the first 3 months after account opening. This bonus is worth up to $1,250 in award travel thanks to the 25% travel redemption bonus.

You earn 3 Ultimate Rewards per $1 on the first $150,000 in combined annual purchases for:

  • Travel
  • Shipping purchases
  • Internet, cable and phone services
  • Advertising on social media and search engines

All non-bonus spending earns 1 point per $1 with the Ink Business Preferred Card.

Your points are most valuable when redeemed for travel. Each point is worth 1.25 cents each when booking award travel on Chase. You can also transfer them at a 1:1 ratio to airlines and hotels including United Airlines, Southwest Airlines, and World of Hyatt.

Cardholders can redeem points for cash back, gift cards, travel, and more (points are worth 25% more when redeemed for travel through Chase Ultimate Rewards). Points don’t expire as long as the account is open. Additionally, cardholders get fraud protection and zero liability. Purchase protection covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account. 

The annual fee is $95 and there is no foreign transaction fee. This is one of the best Chase business credit cards.

Hilton Honors American Express Surpass Card

These next few offers are a bit more than the 100,000 points credit card offers. For a limited time, The Hilton Honors American Express Surpass® Card is offering new cardholders the ability to earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Offer expires 8/25/2021. Plus, enjoy a $0 intro Annual Fee for the first year, then $95 (See Rates & Fees). Offer expires 8/25/2021.

Card benefits include:

  • 12x points per dollar spent on eligible purchases charged directly with a hotel or resort within the Hilton portfolio
  • 6x points per dollar spent on eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3x points on all remaining eligible purchases
  • Complimentary Hilton Honors Gold status
  • Free weekend night reward after $15,000 in annual card purchases
  • 10 free Priority Pass visits per year (enrollment required)
  • Terms apply

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Aspire Card

The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Another Hilton card also has a great offer that is more than the 100,000 points credit card offers. The premium Hilton Honors American Express Aspire Card is offering the ability to earn 150,000 points after spending $4,000 in the first 3 months of card membership.

This is one of the best hotel credit cards.

Card benefits include:

  • 14x Hilton Honors points on eligible Hilton purchases
  • 7x points on eligible flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies and at U.S. restaurants
  • 3x points on all eligible non-bonus purchases
  • Complimentary Hilton Honors Diamond status
  • One annual weekend night award (with your new card and each card anniversary)
  • $250 Hilton Resort statement credit
  • $250 airline fee credit
  • $100 Hilton on-property credit
  • Priority Pass Select membership (enrollment required)
  • Terms apply

The annual fee for this card is $450 (See Rates & Fees).

Related: Best Hilton Honors Credit Cards

IHG Rewards Club Premier Credit Card

You can earn 150,000 points by spending $3,000 in the first 3 months with the IHG® Rewards Club Premier Credit Card. There is a $0 intro annual fee for the first year, then $89.

You will earn up to 25 points total per $1 on IHG purchases thanks to the 10x card purchase and the 15x IHG loyalty benefits. Gas stations, grocery stores, and restaurant purchases earn 2 points per $1. All non-bonus spending earns 1 point per $1.

Each account anniversary, you get a reward night award valid at properties requiring 40,000 points or less. When booking a 4+ night award stay with points, your 4th night is rewarded. You also get IHG Platinum Elite status.

Another travel benefit you may enjoy includes a fee credit for Global Entry or TSA PreCheck for the primary cardholder.

Related: IHG Rewards Club Premier Review

Iberia Visa Signature Card

The Iberia Visa Signature® Card gives new cardholders the opportunity to earn 100,000 Avios!

New Iberia Visa Signature® Card cardholders can earn 100,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening.

Additionally, new cardholders can earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within the first 12 months from account opening (earn 3 Avios thereafter). New cardholders can also earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within the first 12 months from account opening (earn 2 Avios thereafter).

All other purchases earn the standard 1 Avios per $1 spent.

There are no foreign transaction fees but there is a $95 annual fee.

If you fly Iberia often and can earn the full bonus, trying for this card is a no-brainer to help you maximize your travel. Read more in our Iberia Visa Signature Card review.

Aer Lingus Visa Signature Card

Similar to the Iberia Visa Signature® Card, the Aer Lingus Visa Signature® Card comes with the opportunity to earn 100,000 Avios.

New Aer Lingus Visa Signature® Card cardholders can earn 100,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening.

Additionally, new cardholders can earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within the first 12 months from account opening (earn 3 Avios thereafter). New cardholders can also earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within the first 12 months from account opening (earn 2 Avios thereafter).

Other perks for the Aer Lingus Visa Signature Card include priority boarding for cardholders and authorized users on Aer Lingus flights departing from and returning to the United States from Ireland. Cardholders can also benefit from earning the Economy Companion Ticket, which is awarded after the cardholder spends $30,000 in a calendar year on their Aer Lingus Visa Signature Card. This ticket is good for the next 12 months on travel between the United States and Ireland.

The annual fee is $95 but there are no foreign transaction fees.

Summary

If you can, take advantage of these best 100,000 points credit cards offers. As you can see, not only can you earn major points/miles, you also get plenty of perks that you can use in the future. Which one do you like best?

FAQs

How much are 100,000 Amex points worth?

Earning 100,000 American Express Membership Rewards® points are worth $1,000 in award flights on AmexTravel. Select gift card purchases are also worth $1,000.

You may find more than $1,000 in value from 100k Amex points by transferring your Membership Rewards. It’s possible to transfer your points to most airlines and hotels at a 1:1 ratio. The redemption value can be at least 1 cent per point when booking award flights.

Some of the best transfer airline partners include:

  • Aer Lingus
  • Avianca LifeMiles
  • British Airways
  • Delta Air Lines
  • Emirates
  • Etihad
  • Singapore Airlines
  • Virgin Atlantic

Which credit card offers the most bonus points?

Hotel credit cards tend to offer the largest signup bonuses. The Hilton and IHG credit cards are most likely to offer signup bonuses of at least 100,000 points.

Airline credit cards are also likely to award large signup bonuses. In some cases, you may need a premium credit card with an annual fee of or around $450. International airlines, like British Airways or Aer Lingus, are also likely to offer large bonuses.

Small business credit cards also have larger bonus offers than similar personal cards at times. However, the minimum spending requirement for business cards is usually higher. One of the best business credit card signup bonuses is for the Ink Business Preferred® Credit Card. You get 100,000 Ultimate Rewards by spending $15,000 in the first three months.

To learn about the rates and fees of the Hilton Honors American Express Surpass Card, please click here.

For rates and fees of the Hilton Honors American Express Aspire Card, please click here.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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