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Let’s just say it—now is a great time to consider one of the best credit card offers for 2021 because these offers are so dang good. We are not kidding when we say these are some of the best we’ve ever seen. Whether you’re looking to earn a cool 100k bonus or want to earn more rewards on everyday purchases such as groceries and gas, there is something to be excited about in the offers below. As you map out your summer (or even fall and winter) travel plans and money goals, it’s worth pursuing the best credit card offers for 2021. Earning bonus travel rewards or bonus cash can make it easier to achieve your goals.

The best credit card offers for 2021 can help you start earning more points and miles along with other rewards.

Editor’s Note: Some of the offers below may have expired or are no longer available on our site.

Terms apply to American Express benefits and offers. Visit to learn more.

The Best Credit Card Offers for 2021

You’ll find that many of the best credit card offers to start 2021 are also limited-time offers. Additionally, some of these offers also include perks that don’t involve travel. If you don’t have any travel planned just yet, you can always earn points, miles, and rewards to use for the future. So long as your account remains open, your points (usually) don’t expire.

Chase Sapphire Preferred Card

100,000 Chase Ultimate Rewards

The Chase Sapphire Preferred® Card earns some of the most valuable credit card points.

New Chase Sapphire Preferred® Card cardholders can earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, worth $1250 when redeemed through Chase Ultimate Rewards®. This is the highest bonus offer ever for the Chase Sapphire Preferred!

The Sapphire Preferred also earns unlimited 2x Ultimate Rewards on travel and dining purchases worldwide. Cardholders also earn 5x points on Lyft rides through March 2022. All non-bonus purchases earn 1 point per $1.

Each Ultimate Rewards is worth 25% more (1.25 cents each) for award travel redemptions through Chase Ultimate Rewards.

Additionally, cardholders can earn up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021. Points are worth 25% more now through Sept. 30, 2021, when redeemed for statement credits against existing purchases in select, rotating categories with the Chase Pay Yourself Back feature. Points are also worth 25% more when redeemed through the new Chase Dining hub in Ultimate Rewards, now through Sept. 30, 2021.

Also, 1:1 points transfer to travel brands like World of Hyatt, Marriott Bonvoy, Southwest Airlines, and United Airlines is another valuable point redemption option.

The annual fee is $95.

Related: Chase Sapphire Preferred Review

American Express Gold Card

Up to 75,000 Membership Rewards

The American Express® Gold Card is letting applicants earn 60,000 bonus Membership Rewards ($600 value) by spending $4,000 in the first 6 months.

However, you may qualify for a targeted 75,000 Membership Rewards offer ($750 value) when you try through CardMatch™. If so, you will need to spend $5,000 in the first 6 months.

This card excels at maximizing food and travel purchases. The American Express Gold Card earns unlimited 4x Membership Rewards points on dining (including delivery and takeout). Cardholders also earn 4x points at U.S. supermarkets (up to $25,000 annually, then 1x). Flights that you book directly from the airline or on earn 3x points.

The Amex Gold Card offers up to $120 in annual dining credits ($10 monthly; enrollment required). The annual fee is $250 (See Rates & Fees). Also, Rose Gold is back! Cardholders can choose between Gold or Rose Gold.

Uber Perks

American Express® Gold Card cardholders can also get up to $120 in Uber Cash annually. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your card. To use this perk, simply add your card to your Uber account and you’ll automatically get $10 in Uber Cash each month in your Uber account for U.S. Uber Eats orders or U.S. Uber rides. Any unused Uber Cash expires at the end of each month (it does not roll over to the next month).

Cardholders also get up to 12 complimentary months of Eats Pass when you subscribe with your American Express Gold Card. That’s a value of up to $119 annually (based on the $9.99 monthly price over 12 months). With the Uber Eats Pass, you can get unlimited $0 Delivery Fees and 5% off orders over $15 at eligible restaurants. Note that taxes and service fees may apply and do not count toward the order minimum.

This benefit applies only in the U.S. on U.S. orders at eligible restaurants and on eligible restaurant purchases.

Enrollment is required by 12/31/2021. After that, the Uber Eats Pass will begin auto-billing 12 months after your enrollment in this offer, at the then-current monthly price. Learn more about the Uber Eats partnership for more information.

Related: Is Having The American Express Gold Card Worth The Annual Fee?

The Platinum Card from American Express

Up to 125,000 Membership Rewards

It’s possible to qualify for a targeted offer of either 125,000 Membership Rewards or 100,000 Membership Rewards for The Platinum Card® from American Express. Each offer is worth $1,250 and $1,000, respectively. The minimum spend is $5,000 in the first 6 months. You will need to try for the Amex Platinum using the CardMatch tool to see if you qualify.

Otherwise, the current welcome bonus directly from American Express is 75,000 bonus Membership Rewards by spending $5,000 in the first 6 months.

If you want a premium travel credit card, this is one of the highest-ever offers for the Platinum Card. You can also earn 10x points at U.S. gas stations and U.S. supermarkets during the first 6 months of account opening (up to $15,000 in combined purchases).

The annual fee is $550 (See Rates & Fees). You can read more about why this annual fee can be worth it, including all the ways it is offset, in our in-depth Platinum Card From American Express Review.

Learn more: Johnny Jet Recommended Credit Cards

IHG Rewards Club Premier Credit Card

150,000 IHG points

The IHG® Rewards Club Premier Credit Card is offering a signup bonus of 150,000 points after spending $3,000 in the first 3 months. There is a $0 intro annual fee for the first year, then $89.

Card purchases at IHG hotel stays can earn up to 25x IHG points per $1 spent. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants, and 1 point per $1 spent on all other purchases. Two notable card benefits include one anniversary night per year (40,000 points or less) and the 4th award night on 4+ night award stays.

Related: IHG Rewards Club Premier Credit Card review

Marriott Bonvoy Brilliant™ American Express® Card

75,000 Marriott Bonvoy points

New Marriott Bonvoy Brilliant™ American Express® Card cardholders can earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.

Learn more: Hotel Rewards Credit Cards

Featured card benefits include an annual Marriott Bonvoy statement credit of up to $300, 1 free night award each card anniversary (50,000 points or less), and up to $100 Marriott Bonvoy on-site credit on qualifying stays. Terms apply.

The Annual Fee is $450 (See Rates & Fees).

Related: Best Marriott Credit Cards

Marriott Bonvoy Business American Express Card

Business travelers can appreciate the extra boost from the Marriott Bonvoy Business™ American Express® Card. Cardholders enjoy complimentary Marriott Bonvoy Silver Elite status. They can earn Gold Elite status after making $35,000 in eligible purchases on their card in a calendar year.

New Marriott Bonvoy Business™ American Express® Card cardholders can earn 75,000 Marriott Bonvoy points after using their new card to make $3,000 on eligible purchases within the first 3 months of card membership. Plus, they can earn up to $150 back in statement credits on eligible purchases made on their new Card within the first 3 months of card membership. Terms apply. 

Other card benefits for Marriott stays include:

  • 6x Bonvoy points on Marriott purchases at participating properties
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
  • 2x points on all other eligible purchases
  • Premium on-property internet access
  • 15 Elite Night credits towards the next level of Marriott Bonvoy elite status
  • 1 free night award each card anniversary (participating properties at 35,000 points or less)
  • Terms apply

Cardholders can earn an additional free night award (redemption level up to 35,000 points) after spending $60,000 in purchases in a calendar year. However, note that certain hotels have resort fees. The annual fee for this card is $125 (See Rates & Fees). Terms apply.

Related: Marriott Bonvoy American Express Business Credit Card Review

Chase Freedom Flex

$200 bonus cash

The Chase Freedom Flex℠ is a tiered cash back credit card with no annual fee. The signup bonus is $200 cash back by spending $500 in the first 3 months.

Ongoing cash rewards include 5% back on the first $1,500 in combined quarterly bonus purchases. Travel purchases made on Chase Ultimate Rewards earn 5% back too. Qualifying dining and drugstore purchases earn 3% back. Non-bonus purchases earn 1% back.

Other exciting benefits include free cell phone insurance and 3 months of complimentary DoorDash DashPass membership (then 50% off for the next 9 months).

Related: Chase Freedom Flex Review

Ink Business Preferred Credit Card

100,000 bonus Ultimate Rewards points

Need a business credit card? Consider the Ink Business Preferred® Credit Card which is offering a signup bonus of 100,000 bonus Ultimate Rewards ($1,250 value). Earn this bonus (one of the most valuable credit card offers) by spending $15,000 in the first 3 months.

Card purchases earn up to 3x Ultimate Rewards. Each point is worth 25% more when redeemed for award travel but you can transfer at a 1:1 ratio as well.

The annual fee is $95.

Related: How Hard Is It To Get the Chase Ink Business Preferred?

Southwest Airlines Credit Cards

The Southwest Airlines credit cards offer several limited-time credit card offers during the year. It’s possible to earn 65,000 points after you spend $2,000 on purchases in the first 3 months with any of these consumer cards:

  • Southwest Rapid Rewards® Priority Credit Card
  • Southwest Rapid Rewards® Premier Credit Card
  • And the Southwest Rapid Rewards® Plus Credit Card

Of the three options, the Southwest Rapid Rewards Priority Card can be the best option for frequent Southwest flyers. Card benefits include an annual $75 Southwest credit, 4 Upgraded Bookings per year (when available), and a 7,500-point anniversary bonus. The annual fee is $149.

Cardholders earn unlimited 2x points per $1 spent on Southwest purchases and Rapid Rewards® car rental and hotel partner purchases. Everything else will earn you 1 point per dollar spent.

Related: Best Southwest Credit Card Offers


There are several exciting credit card offers for 2021 to start a new year. Whether you only anticipate spending a little money or have a large budget, there is likely an offer that can maximize your upcoming purchases. And, the rewards earned can always be used at a later time, as long as your account is open and active.

Related Articles:

For rates and fees of The American Express® Gold Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

And for rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, please click here.

For rates and fees of the Marriott Bonvoy Business™ American Express® Card, please click here.


Chase Sapphire Preferred® Card

  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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