Best Limited-Time Credit Card Offers January 2021
Some card-issuers have also added bonus categories and extensions to help with the coronavirus pandemic. These extra perks include more points earned for
grocery or takeout/ eating at home purchases. There are also rewards for streaming services and gas purchases as many people are planning on taking road trips this year. See below to learn more. Chase Sapphire Preferred 60,000 Point Offer
Chase Sapphire Preferred® Card offers 60,000 bonus Ultimate Rewards points after spending $4,000 in the first three months. That’s up to $750 in award travel plus the normal purchase rewards you earn. Although this isn’t a limited-time bonus, Chase increased the bonus amount.
When redeeming your Chase Sapphire Preferred award points for travel using the Chase travel portal, you get a 25% travel redemption bonus. You might be able to squeeze more value from each point with the 1:1 airline and hotel transfer partners. Some of the best possibilities include Southwest Airlines, United, and World of Hyatt.
Check out our in-depth
Chase Sapphire Preferred review to get more details and learn of the other transfer partners available. New Chase Sapphire Preferred Benefits
Two new benefits include unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with a
DoorDash DashPass subscription, over a $100 value (activate by December 31, 2021). Cardholders can also earn 5x points on Lyft rides through March 2022.
From November 01, 2020, through April 30, 2021, cardholders automatically earn 2x points per $1 spent at grocery stores, up to $1,000 per month.
Additionally, cardholders can earn up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021. Cardholders don’t need a Peloton bike or treadmill to take advantage of the digital membership that includes 1,000s of on-demand or live fitness classes. Also to note, new Peloton Digital Members are entitled to a 30-day free trial, by visiting Onepeloton.com/ChaseSapphire and enrolling using your Sapphire Preferred card.
Chase Pay Yourself Back Feature Points are worth 25% more now through April 30, 2021, when redeemed for statement credits against existing purchases in select, rotating categories with the . Chase Pay Yourself Back feature
Points are also worth 25% more when redeemed through the new
Chase Dining hub in Ultimate Rewards, now through April 30 th, 2021. Learn more: Chase Sapphire Preferred® Card Capital One Venture Rewards Credit Card Offer
The Capital One Venture Rewards Credit Card comes with a 60,000-mile signup bonus when you spend $3000 on purchases in the first 3 months. It earns 2x miles on all purchases but 5x miles on Uber Eats purchases through January 31, 2021. It has a $95 annual fee, and the ability to redeem miles for travel.
Capital One Venture Rewards credit card comes with Global Entry or TSA PreCheck fee credit of up to $100, and the ability to redeem Capital One Venture miles by transferring them to airline and hotel partners. It is often considered one of the best travel credit cards thanks to it easily earning unlimited 2x miles on purchases.
It is also comparable to the Chase Sapphire Preferred. Compare the
Chase Sapphire Preferred vs Capital One Venture to learn which is best for you. Learn more: Rewards Credit Cards Platinum Card from American Express
The Platinum Card® from American Express is one of the best premium travel credit cards. The welcome bonus is a nice benefit. New cardmembers can
earn 75,000 bonus Membership Rewards® Points after spending $5,000 on purchases in the first 6 months of account opening. Cardholders also earn 10x points on eligible purchases at U.S. gas stations and U.S. supermarkets, up to $15,000 in combined purchases, during your first 6 months of card membership.
Alternatively, you might be able to earn up to
100,000 bonus Membership Rewards points after spending $5,000 on eligible purchases in the first 3 months of account opening. You will need to see if you prequalify for this offer using the CardMatch™. Not every person may qualify.
If you qualify for the 100,000-point offer, you will want to strongly
consider going for it. This is one of the highest bonus offers ever for the Platinum Card. Your 100,000 bonus points are worth $1,000 in award flights. You can also transfer your points to airline transfer partners on 1:1 basis including Delta SkyMiles, British Airways Avios, and Emirates.
Besides the points, you get up to $200 annually for airline incidental fee statement credits (at one qualifying airline) and up to $200 in annual Uber credits for savings on rides or eats orders in the U.S. Plus, let’s not forget the complimentary airport lounge access to networks like the Centurion, Priority Pass, and Delta Sky Club. Check out our
American Express Platinum review for more details.
The annual fee is $550
(See Rates & Fees ) but is easily offset by the fee credits. Learn more: Johnny Jet Recommended Credit Cards Hilton Honors American Express Business Card
Business owners shouldn’t feel left out, because The
Hilton Honors American Express Business Card is just for you. Plus, it has the largest bonus I’ve ever seen for a Hilton credit card with 130,000 bonus points after spending $3,000 on eligible purchases within the first three months of the account opening!
Aside from the usual perks of Gold status and 12x points at hotels and resorts in the Hilton portfolio, you can earn up to two free weekend nights by spending on the card. You’ll receive the first after spending $15,000 and the other after an additional $45,000 each calendar year. Cardholders also earn 6x points on select business and travel purchases and 3x points on all other eligible purchases (terms and limitations apply).
Once they enroll in complimentary Priority Pass, cardholders get 10 free airport lounge visits annually. The annual fee is $95
(See Rates & Fees ). Southwest Rapid Rewards Performance Business Credit Card
Do you love to fly
Southwest Airlines? Chase currently has a limited-time signup bonus for new cardholders to earn up to 100,000 points with the Southwest Rapid Rewards® Performance Business Credit Card. New cardholders earn 70,000 points after spending $5,000 on purchases in the first three months of account opening. Plus, they’ll earn an additional 30,000 points after spending $25,000 on purchases in the first six months of account opening.
Be sure to act soon if you’re hoping to take advantage of this bonus that gets you much closer to earning the coveted
Southwest Companion Pass, which allows you to bring a guest to fly with you for nearly free. All they have to pay is $5.60 each way for taxes and fees. And here’s our post on where Southwest Airlines flies. Southwest Rapid Rewards Priority Credit Card
For a limited time, personal Southwest credit cards come with the ability to earn 80,000 bonus points and 5x points on select purchases. New cardholders will earn 50,000 points after spending $2,000 on purchases in the first 3 months. Then, they can earn an additional 30,000 points by spending $10,000 on purchases in the first 9 months. Additionally, through March 31, 2021, cardholders can earn 5 points per $1 spent on Southwest purchases, up to $2,000 spent per month.
After hitting the $2,000 monthly threshold, cardholders can earn unlimited 2x points per $1 spent on Southwest purchases and Rapid Rewards® car rental and hotel partner purchases. Everything else will earn you 1 point per dollar spent. Your points won’t expire.
The three consumer Southwest Rapid Rewards credit cards that come with the enhanced bonus are:
comes with an annual travel credit of $75 plus you can upgrade up to 4 boardings annually (subject to availability). Plus, if you use your Priority card on in-flight purchases (drinks and Wi-Fi), you’ll get 20% back. Additionally, you will earn 7,500 points after your cardmember anniversary each year. Southwest Rapid Rewards® Priority Credit Card
This card has an annual fee of $149. However, with the $75 travel credit, the annual fee is offset to $74. There are no foreign transaction fees with this card.
Marriott Bonvoy Boundless Credit Card – 75,000 Bonus Points
Why we like the Marriott Bonvoy Boundless™ Credit Card, one of the
best Marriott Credit Cards available: Free night award each card anniversary (up to 35,000 points per night) Automatic Silver Elite Status Earn up to 6x Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy properties $95 annual fee
The Marriott Bonvoy Boundless™ Credit Card is the best overall card for its reasonable $95 annual fee, no foreign transaction fee, and valuable rewards. For instance, each card renewal you get a free night award valid at any Bonvoy property that costs 35,000 points or less. This award is worth more than the $95 annual fee on most nights.
You also earn 6x Bonvoy points on eligible Marriott spends and 2x points on everything else. Automatic Silver Elite status also gives you an extra 10% points on bonus stays. Other Silver Elite benefits include free in-room WiFi and priority late checkout. Spending $35,000 in a year, or the 15 Elite Night credits, gives you a fast track upgrade status to Gold Elite status.
The current signup bonus for this Chase-issued card is 75,000 bonus points after spending $3,000 in the first three months.
Learn more: Hotel Rewards Credit Cards United Business Card – 60,000 Bonus Miles Editor’s Note: The limited-time 75,000-mile bonus has expired. The bonus listed below has been updated to reflect the most current information.
United℠ Business Card comes with the ability to earn 60,000 bonus miles after making qualifying purchases. There is a $99 annual fee ($0 the first year). You won’t have to worry about foreign transaction fees. If you have the consumer United Explorer Card and the United Business Card, you earn a 5,000 mile loyalty anniversary bonus!
Award flights start at 12,500 miles each way for economy seats, so the bonus is worth several domestic round-trip flights. You will earn 2x miles per $1 spent on United purchases. Plus, you get unlimited 2x miles at restaurants (including eligible takeout and delivery services), gas stations, local transit and commuting (including rideshares), and office supply stores. All non-bonus spending earns 1x mile per $1 spent.
Each year, you get two one-time United Club℠ passes, worth more than $100. You get two passes at account opening and on your card anniversary. You’ll also get priority boarding, a free checked bag for you and one travel companion (save up to $140 per roundtrip – terms apply), and 25% back on United inflight purchases. Earn a $100 United travel credit after making qualifying purchases with the
United℠ Business Card. Bonus: United Explorer Card
The United℠ Explorer Card gives you priority boarding for everyone in your party and waives the first checked bag fee for you and one companion. You also get 25% back on United inflight purchases and two one-time United Club passes each year.
If you’re interested in the consumer card, note that new cardholders can earn 40,000 bonus miles after spending $2,000 in the first 3 months.
Learn more: Airline Credit Cards American Express Business Gold Card
If you’re a business owner who has large monthly expenses but also wants flexible ways to earn points for award travel, the
American Express® Business Gold Card may be for you. Your first $150,000 in combined annual spending earns 4x points per $1 on the two categories, which your business spent the most each billing cycle. Categories include: Airfare purchased directly from airlines Advertising in select media (online, TV, and radio) – U.S. purchases only U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions Gas stations – U.S. purchases only Restaurants – U.S. purchases only U.S. purchases for shipping
All annual spending above $150,000 for the bonus categories and all non-bonus spending earns an unlimited 1x point per $1. Cardholders also have access to a Pay Over Time Option, which is a flexible payment option, with interest, to help manage cash flow on purchases of $100 or more (terms apply).
The annual fee is $295
(See Rates & Fees ).
American Express Business Gold card welcome offer for new cardholders is the ability to earn 35,000 points after you spend $5,000 on eligible purchases within the first three months of account opening. Best Credit Card Offers 2021
Many of these limited-time travel credit cards offer 2021 listed above are also considered some of the
best travel credit cards. Whether you want airline miles, hotel points, or flexible rewards points, these offers can maximize your spending. Where are you planning to go?
Best Credit Card Offers 2021 The Best Credit Card Sign Up Bonuses
Do you like the idea of getting some bonus travel rewards? It can be challenging for many travelers to decide which rewards credit card to apply for. That’s why some people compare the best credit card signup bonus in 2021 to make the best decision and narrow down their options.
If you’re undecided about which card to add to your wallet next, this list of the best credit card signup/welcome bonuses can help you find the best offer to maximize your spending.
Chase Sapphire Preferred — 60,000 Chase Ultimate Rewards
As mentioned above, the
Chase Sapphire Preferred® Card increased its signup bonus to 60,000 Ultimate Rewards points worth $750 in award travel by spending $4,000 on purchases in the first 3 months of account opening. One tradeoff is that Chase doesn’t waive the $95 annual fee for the first year.
Many travelers consider the Sapphire Preferred the best overall travel credit card and one of the
best Chase credit cards because of its reasonable annual fee and flexible redemption options. You earn 2x points on all travel and dining purchases. Also, your Chase Sapphire Preferred points won’t expire, as long as your account stays open and active. The Platinum Card from American Express — Up to 100,000 Membership Rewards
Also as mentioned above, the Platinum Card® from American Express is offering one of the
highest welcome bonuses for this card for select consumers. By using the CardMatch™ tool, you may qualify for 100,000 bonus Membership Rewards points worth $1,000 after spending $5,000 on eligible purchases within the first 3 months of account opening.
Otherwise, new cardmembers can
earn 75,000 bonus Membership Rewards® Points after spending $5,000 on purchases in the first 6 months of account opening. Cardholders also earn 10x points on eligible purchases at U.S. gas stations and U.S. supermarkets, up to $15,000 in combined purchases, during your first 6 months of card membership.
Note that American Express only lets you earn a welcome bonus once per card. Being able to earn 100,000 points means you qualify for possibly the highest bonus this card may offer. This is also one of the
best credit cards for travel miles as you get 5x miles when booking flights directly through the airline or on AmexTravel.com. Starting January 1, 2021, earn 5x points, on up to $500,000 on these purchases, per calendar year. Chase Ink Business Preferred Credit Card — 100,000 Chase Ultimate Rewards Points
If you’re in the market for a business credit card, the Chase
Ink Business Preferred® Credit Card has one of the best credit card signup bonus options. Its 100,000 bonus points are worth You will need to spend $15,000 within the first 3 months of account opening to qualify. $1,250 in award travel.
You will also earn 3x points on the first $150,000 in combined spending on travel, shipping purchases, internet, cable and phone services, and social media or search engine advertising.
Your points have a standard redemption value of 1 cent each for non-travel rewards. But they are worth 1.25 cents when redeemed for award travel booked through Chase. You can also transfer them on a 1:1 basis to the various airlines and hotel
Ultimate Rewards transfer partners.
This card does have a $95 annual fee but doesn’t charge a foreign transaction fee.
British Airways Visa Signature Card — Up to 100,000 Avios
One of the more flexible frequent flyer miles is Avios as you can book flights on British Airways, Iberia, Aer Lingus and partner airlines including American Airlines. If you plan on spending $20,000 during your first year, you can maximize the
British Airways Visa Signature Card signup bonus.
To earn the 100,000 Avios, you’ll need to spend $3,000 on purchases within the first 3 months of account opening. That will earn you 50,000 Avios. Next, you’ll earn an additional 50,000 Avios if you spend $20,000 total on purchases within the first year of account opening. You earn 3x Avios on British Airways, Iberia, and Aer Lingus purchases, 2x Avios on hotel accommodations, and 1x Avios for all remaining purchases.
Sending $30,000 annually also gives you Travel Together tickets. These tickets mean you only pay fees and taxes for your companion’s seat when you book your seat with Avios.
Avios can be redeemed for award flights starting at 4,500 Avios (plus fees and taxes) for short-haul flights inside Europe. You can also book domestic American Airlines flights for 7,500 Avios plus $5.60 fees and taxes each way. This card has a $95 annual fee but doesn’t charge a foreign transaction fee.
Learn more: Airline Credit Cards Wells Fargo Propel — 20,000 Bonus Points The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.
Going with a no annual fee travel rewards card can give you a lower spending requirement. The
Wells Fargo Propel American Express® Card only requires you to spend $1,000 in the first three months of account opening to earn the 20k points. Those 20,000 bonus points are worth $200 in cash redemption or up to $450 in award flights booked on the Wells Fargo Travel Center.
One of the
ach point is worth 50% more when you book award flights directly through Wells Fargo. The Propel Card makes it easy to optimize your daily spending as you earn unlimited 3x points on dining, travel, gas, and transit, and popular streaming services. There is no annual fee or foreign transaction fee. best travel credit cards with no annual fees, e World of Hyatt Credit Card — Up to 50,000 bonus points The World of Hyatt Credit Card has a tiered signup bonus. You get the first 25,000 bonus points by spending $3,000 in the first three months. The second 25,000 points come after spending $6,000 total in the first six months. That’s enough for 10 free nights at Category 1 hotels.
This bonus and the other card benefits make this one of the
best hotel credit cards. Hotel rewards points are notorious for their low redemption values — about 0.5 to 0.7 cents each – although your Hyatt points can easily be worth at least 1 cent each on every redemption. There are many hotels where you can even see 2 cents per point.
You also get one free night each card anniversary at a Hyatt category 1-4 hotel and automatically qualify for Discoverist loyalty status.
Learn more: Hotel Rewards Credit Cards Citi Premier Card – 60,000 Bonus Points Worth $750 in Award Airline Travel
Citi Premier® Card comes with the ability to earn 60,000 bonus ThankYou® Points after spending $4,000 in purchases in the first three months of account opening. Those 60,000 points can be redeemed for $750 in award travel on any airline, anytime when you book through the ThankYou® Travel Center. You can also transfer to select Citi airline partners.
Alternatively, you can get $600 in gift cards when you redeem your points at thankyou.com. Cardholders earn 3x points at restaurants, supermarkets, gas stations, air travel, and hotels. All other purchases earn 1x point per $1 spent. There is also an annual $100 hotel benefit. Once annually, cardholders earn $100 off a single stay of $500 or more purchases through thankyou.com (excluding taxes and fees).
United Credit Cards United Gateway Card
The United Gateway℠ Card is a new, no annual fee card from Chase. New cardholders can earn 10,000 bonus miles after spending $1,000 on purchases in the first 3 months of account opening. Cardholders also get 25% back as a statement credit on United in-flight purchases.
From now until September 30, 2021, cardholders earn 3x miles per $1 spent at grocery stores, up to $1,500 per month. Cardholders also earn 2x miles per $1 spent on United Airlines purchases, at gas stations, and on local transit and commuting. All other purchases earn 1x mile per $1 spent.
Learn more: Airline Credit Cards American Express Gold Card – 60,000 Points
The American Express® Gold Card earns 4x points on dining worldwide, including on takeout and deliveries. It also earns 4x points on purchases at U.S. supermarkets, up to $25,000 per year, then 1x. Cardholders also earn 3x points on flights booked directly with airlines or on amextravel.com.
Plus, you can
redeem your American Express points for statement credits or gift cards (at 1 cent each) or transfer them to an airline, hotel, or retail partner—usually at a 1:1 ratio.
Another perk is the ability to earn up to $10 in statement credits on a monthly basis when you use your Gold Card to pay at the following dining establishments (enrollment is required):
Grubhub Seamless The Cheesecake Factory Ruth’s Chris Steak House Boxed Shake Shack (only at participating locations)
This perk can save you up to $120 annually. Cardholders also get a $100 airline fee credit annually. This credit is good for use on incidental fees at one qualifying airline. Between the $100 airline credit and the $120 dining statement credits, the annual fee of $250
(See Rates & Fees ) can help offset the annual fee (there are no foreign transaction fees).
New American Express® Gold Card cardholders can
earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months. Learn more: Johnny Jet Recommended Credit Cards Best Credit Card Signup Bonus Options
Earning the best credit card signup bonuses is one of the easiest ways to maximize your travel rewards. After all, it’s not every day you can earn up to $1,000 in bonus award travel. Plus, you continue to earn bonus points on each dollar spent and get to enjoy a few other card benefits as well.
Sea of Cortez Sunset from the MV ASTORIA Our Favorite Limited Time Credit Card Offers Available Now
With banks tightening their approval policies, it is now more important than ever to maximize the rewards you earn when applying for a new
travel credit card. You need to be selective and strategic when picking out credit cards. The best way to score extra miles and points is by taking advantage of these limited-time credit card offers. Follow along as we discuss some of our favorites. What are limited-time credit card offers?
Banks are continually testing out offers for credit cards to see which resonate with potential customers. This is why you may see an offer for 40,000 points on one website and 50,000 points on another. Some offers are only available through targeted campaigns you receive via email or traditional mail.
When banks are launching a new product or if they are experiencing a lull in applications, they’ll release a limited time offer to generate a buzz around a credit card. One of the best examples of the last couple of years was when the
Chase Sapphire Reserve was launched with a 100,000 point bonus.
Here is a selection of the top limited-time credit card offers that will help you maximize the number of airline miles, hotel points, and bank bonuses you receive.
Hilton Honors Credit Card Offers
There are several credit card options available to earn a bonus. This includes bonuses on some of the
best Hilton Honors credit cards. Hilton Honors American Express Surpass Card
The Hilton Honors American Express Surpass® Card is offering
130,000 Hilton Honors Bonus Points after you use your new card to make $2,000 in eligible purchases within the first three months of account opening. To make the deal even sweeter, you’ll receive a free weekend night after spending $15,000 in purchases on your card in a calendar year. Learn more: Hotel Rewards Credit Cards Hilton Honors American Express Card
Hilton Honors American Express Card is offering 80,000 Hilton Honors points when you make $1,000 in eligible purchases within the first three months of account opening. With redemptions for free nights as low as 5,000 points, you can get up to extra nights with this larger bonus. Learn more: Hotel Rewards Credit Cards Hilton Honors American Express Business Card
As mentioned above, the
Hilton Honors American Express Business Card earns 130,000 Hilton Honors bonus points after spending $3,000 on eligible purchases within the first three months of the account opening. Cardholders also earn 12x points at hotels and resorts in the Hilton portfolio, 6x points on select business and travel purchases, and 3x points on all other eligible purchases. Once they enroll in complimentary Priority Pass, cardholders get 10 free airport lounge visits annually. The annual fee is $95 (See Rates & Fees ). Chase Ultimate Rewards
Some of the most sought-after points in the travel community belong to the Chase Ultimate Rewards. This is because of the 1:1 point transfers as well as the Chase travel partners.
Chase Ink Business Preferred Credit Card
As mentioned above, the
Ink Business Preferred® Credit Card is a must-have if you own a business. It offers 3x points on the first $150,000 you spend on travel, shipping, internet, cable, phone, and social media & internet advertising each account year. With the ability to combine the Ultimate Rewards you earn from your business with those in your personal account, you have tremendous power and flexibility when booking your travel.
The current Ink Business Preferred® Credit Card offer of
100,000 Ultimate Reward points after spending $15,000 within the first three months. The Business Platinum Card from American Express The Business Platinum Card® from American Express is offering a welcome bonus of 85,000 Membership Reward points. To earn the 85,000 bonus points, you will need to spend $15,000 on eligible purchases in the first 3 months of account opening. Additionally, you earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, also within the first 3 months of card membership.
The annual fee is $595
(See Rates & Fees ). CitiBusiness / AAdvantage Platinum Select Mastercard
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® cardholders can earn 65,000 miles after spending $4,000 in the first four months of account opening.
The great thing is that Citibank still allows you to try this card for free for a year by waiving the $99 annual fee the first year, and you get four months (as opposed to the usual three months) to earn the signup bonus.
Perks include free first checked bag on domestic American Airlines flights, 25% savings on American Airlines inflight WiFi, and preferred boarding on American Airlines flights. Cardholders earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases as well as purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations. All other purchases earn 1 AAdvantage® mile per $1 spent.
You’ll find immense value with this card when you earn a companion ticket after spending $30,000 each year. That benefit alone could be well worth keeping this credit card year after year. This is also one of the
best Citi credit cards available. Don’t Settle For Less Rewards
As you have seen, there are some very lucrative rewards available right now. Don’t settle for less. You have an easy opportunity to maximize the airline miles and hotel points available to you. Take advantage of a couple of credit card applications with these limited-time credit card offers.
View of Bogotá from Monserrate 6 Travel Credit Cards With Good Sign Up Bonuses
If you’re ready to check out credit card bonus offers to make travel more manageable but still want a business or travel card, we’ve rounded up six travel credit cards with good signup/welcome bonuses worth considering.
Don’t get too fixated on the limited time sign up bonus
When you look for a credit card offer, especially limited time credit cards with super bonuses, consider picking one that fits your travel lifestyle over the bonus itself. Choose a card that has spending categories that make sense for you.
For instance, if you have plans to fly internationally, look for a card that offers robust options for transferring points to partner airlines for international travel.
Chase Sapphire Reserve has a number of partners that can quickly get you to Europe and Asia, including a 1:1 ratio points transfer for: Singapore Airlines Aer Lingus British Airways United Airlines KLM Air France Iberia Southwest Airlines Virgin Atlantic Emirates JetBlue
Perhaps travel means you often take long road trips with your friends or family. If that’s the case, a credit card that gives you miles or points on filling up at gas stations would be a great fit. Or, you may want to look at
credit cards with car rental insurance. Before you apply for a travel credit card
When you take advantage of the best travel credit cards with super bonuses, there are a few things you should understand, especially if you’re new to the world of credit cards. For one, pay off your credit card bill in full after you meet the spending threshold.
In other words, if you need to spend $3,000 in the first three months of opening your account to receive the bonus, don’t let the balance linger. Doing so means you’re paying interest on that debt, which makes the bonus offer less lucrative, if not negligible.
The second thing to know is that you will likely need good to excellent credit for these bonus deals. If you’re working with a credit score lower than 700-ish, you’ll need to improve your score first.
credit score of 750 or higher is ideal for applying for credit cards with excellent bonus offers.
OK, so now that we’ve gotten that out of the way, here are six premium travel credit cards with bonuses.
1. Chase Ink Business Preferred Credit Card 100,000 bonus points offer is worth $1,250 (when you book through Chase Ultimate Rewards) 3X points on travel and business-related categories Annual fee: $95
If you have a small business, the Chase
Ink Business Preferred® Credit Card tops our list with a whopping 100,000 rewards points! However, the spending threshold is higher at $15,000 that you must meet within the first three months of account opening. This is one of the best Chase business credit cards.
The Chase Ink Business Preferred card should be used for business, which is why the categories are geared to spending on things like office supplies, shipping purchases, cable, phone, internet, and online subscriptions such as WordPress.
2. Southwest Rapid Rewards Premier Business Credit Card 60,000 Southwest points after spending $3,000 in purchases in the first three months of account opening 2X points on Southwest purchases 6,000 Anniversary bonus points No blackout dates Get two free checked bags on every flight No change or cancel fees Annual fee: $99
Southwest Rapid Rewards Premier Business Credit Card is a terrific option because of their companion pass. You can designate a travel companion who flies free with you on all Southwest flights.
Of course, you need to earn points to get there. But the good news is that the 60,000 points will count towards the 110,000 Southwest Companion Pass qualifying points. You need to earn 110,000 points in one calendar year to get the pass. Not all points count toward qualification, but you can get a headstart with the
Southwest Credit Card. Tip: If you’re unsure about whether you can apply for a business credit card because you don’t technically have a business, read our article about business credit cards first. 3. Citi Premier Card 60,000 Citi ThankYou points after spending $4,000 on purchases within the first three months of account opening Redeemable for $750 in airfare at thankyou.com 3X points on travel, including gas stations No foreign transaction fees Annual fee: $95
Citi Premier® Card is a great option if you plan on taking a lot of road trips since you earn 3X the points on gas purchases.
There are also no blackout dates for flights when you book through the ThankYou Travel Center. You can book anytime.
Like Chase, Citi partners with airline loyalty programs, including:
TrueBlue Virgin Atlantic Flying Club Singapore Airlines KrisFlyer 4. Chase Sapphire Reserve Card 50,000 Chase Ultimate Rewards points after you spend $4,000 on purchases in the first three months of opening your account (worth $750 in award travel) 50% more value when you redeem your points for travel through Chase Ultimate Rewards $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
Chase is helping cardholders maximize this credit when they are not able to travel. Typically nearly all Reserve cardmembers reap the full $300 benefit annually, effectively offsetting the annual fee. To ensure cardmembers can take full advantage, gas and grocery have been added as qualifying purchases, through June 30th, 2021.
Cardholders earn 3X points on restaurants worldwide and 3X points on travel immediately after earning your $300 travel credit. T
hrough April 30, 2021, cardholders automatically earn 3x points per $1 spent at grocery stores, up to $1,000 per month. Additionally, cardholders can earn up to $120 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021.
Global Entry or TSA PreCheck fee is waived for cardholders, up to $100. Complimentary airport lounge access (over 1,200 lounges, worldwide) are also a perk.
This is in addition to the complimentary that lets cardholders get unlimited deliveries with a $0 delivery fee and reduced service fees. They also earn up to $120 in statement credits on DoorDash purchases ($60 in statement credits through 2020 and another $60 in statement credits through 2021). DashPass subscription from DoorDash Plus, cardholders earn 10x points on Lyft rides, including bikes and scooters. Complimentary Lyft Pink Membership is also available when activated by March 21, 2022. Points are worth 50% more now through April 30 th , 2021 when redeemed for statement credits against existing purchases in select, rotating categories with the . Chase Pay Yourself Back feature Points are also worth 50% more when redeemed through the new in Ultimate Rewards, now through April 30, 2021. Chase Dining hub
The annual fee is $550. You will need excellent credit for this card.
I’m impartial to the
Chase Sapphire Reserve® because I use it often. While the bonus points aren’t as high as some of the other cards listed in this article, the travel perks simply can’t be beaten.
I’ve fully taken advantage of applying for Global Entry, which means I breezed through SFO after many an international flight. It’s also nice to be able to chill inside an airport lounge when the airport is crowded. When I travel, I book trips through
Chase Ultimate Rewards to earn 3X the points. 5. Chase Sapphire Preferred Card 60,000 Chase Ultimate Rewards points after you spend $4,000 on purchases after the first 3 months of account opening Can be redeemable for up to $750 in travel booked through Chase or a $600 statement credit 2X points on travel and dining No foreign transaction fees Metal credit card Annual fee: $95
Chase Sapphire Preferred is a reliable travel credit card that caters to travelers. You can easily transfer your points to their travel partner programs, including: Aer Lingus Club British Airways Executive Club Emirates Flying Blue AIR FRANCE KLM Iberia Plus JetBlue TrueBlue Singapore Airlines KrisFlyer Southwest Airlines Rapid Rewards United MileagePlus Virgin Atlantic Flying Club 6. Avianca LifeMiles Credit Card Offers The information for the Avianca Vida Visa® Card and the Avianca Vuela Visa® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer. Editor’s Note: The Avianca Lifemiles credit card’s limited-time offer has expired. However, the text below has been updated to reflect the current offer. Here are the current welcome bonus offers for both cards: Avianca Vida Visa® Card: 20,000 welcome bonus miles after first purchase Avianca Vuela Visa® Card: 40,000 welcome bonus miles after first purchase
Both bonuses are super easy to earn, making these some of the better
airline credit card options. Conclusion of Travel Credit Cards with Good Bonuses
Whether you book travel for that much-needed fall getaway or book early for the holidays, credit cards with super bonuses can help offset the costs. It’s the easiest way to earn free flights and quickly rack up points. Just make sure to pay off the balance in full each month. Choose one that fits your lifestyle so you can use it often since most come with annual fees.
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