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Family travel is definitely more challenging than traveling without children. Instead of booking one or two seats, you now have to book three, four, or five. You also have to rent a larger car and maybe even sleep in a hotel suite instead of a standard room. The best credit cards for family travel make it easy for you to earn bonus rewards so you can save money with points and travel more often. If you’re looking to save money for a road trip or just want to start earning rewards now for travel later, one of the options below can help.

Johnny and family at Laguna Beach in November 2019.

The Best Credit Cards for Family Travel

  • Chase Sapphire Preferred® Card: Best travel protection benefits
  • Capital One® Venture® Rewards Credit Card: Best for flat-rate rewards
  • American Express® Gold Card: Best for dining and supermarkets
  • Citi Premier® Card: Best for travel and gas stations
  • Delta SkyMiles® Gold American Express Card: Airline perks
  • IHG® Rewards Club Premier Credit Card: Reward night certificate; 140k points
  • Wells Fargo Propel American Express® card: No annual fee

The best family travel credit cards all make it easy to earn bonus points on your daily spending. You can then redeem these points as a travel statement credit or book upcoming travel. Some cards even offer travel perks and credits that minimize your flight and hotel costs.

Chase Sapphire Preferred Card – Overall Best Credit Card for Families

The Chase Sapphire Preferred® Card offers robust award travel options and trip protection benefits. In addition to the Chase Sapphire Preferred perks, you earn 2x Ultimate Rewards points on travel and dining and 1x points for everything else. You also get a DoorDash DashPass which gets you unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases. However, you must activate by 12/31/21. Cardholders can also earn 5x points on Lyft rides through March 2022.

Additionally, through September 30, 2020, cardholders can earn more points on gas, groceries, and streaming services with the Chase Sapphire Instacart bonus offer.

Your points are worth 25% more (1.25 cents each) when booking award travel through Chase. Each point can be potentially worth more by transferring them at a 1:1 ratio to airlines and hotels like United, Southwest, British Airways, and World of Hyatt.

The Sapphire Preferred travel protection benefits can save you thousands if your family travel plans go bust. It’s possible to get up to $20,000 per family in non-refundable travel purchases if your trip gets delayed or canceled for a covered reason like extreme weather or sickness. Other benefits include primary rental car collision damage waiver protection, trip delay reimbursement, and baggage delay insurance.

You can earn an 80,000-point signup bonus worth $1000 in award travel if you spend $4,000 on purchases in the first 3 months of account opening. The annual fee is $95.

Related: Chase Sapphire Preferred Perks

Capital One Venture Rewards Credit Card

The Capital One® Venture® Rewards Credit Card is probably the best flat-rate travel rewards credit card. You earn 2 miles for every $1 spent. And until January 31, 2021, you can earn 5x miles on Uber Eats purchases. If you’re tired of only earning 1 mile for most purchases, the Venture Rewards Card is the easiest way to earn more.

You can redeem your Capital One Venture miles for travel statement credits and booking upcoming travel. Each mile is worth 1 cent each (10,000 points=$100) and can be redeemed in any amount. The primary cardholder also gets a Global Entry or TSA PreCheck application fee credit that saves you up to $100 every 4 years.

New cardholders can earn a 100k mile bonus by spending $20,000 on purchases in the first 12 months from account opening, or earn 50,000 miles if you spend $3000 on purchases in the first 3 months. The annual fee is $95 and there isn’t a foreign transaction fee.

Learn more: Rewards Credit Cards

American Express Gold Card

The American Express® Gold Card earns unlimited 4x Membership Rewards points on dining worldwide, including takeaway and deliveries, and 4x points at U.S. supermarkets (up to $25,000 per year, then 1x points). You also earn 3x points on flights booked directly from the airline or on Non-bonus spending earns an unlimited 1 point per $1.

Your points are worth the most when booking award flights. Each point is worth 1 cent each on You can also transfer them to 1:1 Membership Rewards partners including Delta, Hawaiian Airlines, and British Airways.

The Amex Gold also offers a $100 airline fee credit that covers incidentals like checked baggage fees at one select qualifying airline. Each month, you get a $10 dining credit valid at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and select Shake Shack restaurants (enrollment required).

The annual fee is $250 (See Rates & Fees). If that seems steep, consider the fee can be offset by the purchase credits and flexible rewards program.

Learn more: Johnny Jet Recommended Credit Cards

Citi Premier Card

The information for the Citi Premier® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

The Citi Premier® Card offers a variety of bonus categories that make it easy to maximize your daily spending. You get 3x ThankYou points on travel including gas stations plus 2x points on restaurants and entertainment. All remaining purchases earn 1 point per $1.

Your points are worth 1.25 cents each when booking award flights through Citi. There are several 1:1 airline transfer partners including JetBlue, Asia Miles, and Qantas. The transfer partners can be a better option for booking international award flights.

The signup bonus is 60,000 bonus points (worth $750 in award travel) by spending $4,000 in the first 3 months. The annual fee is $95.

Related: Best Citi Credit Cards

Delta SkyMiles Gold American Express Card

Flying may not always be in your family travel budget. However, an airline credit card can make flying possible so you can visit relatives or new places more often.

If you want to avoid checked baggage fees, check out the Delta SkyMiles® Gold American Express Card, one of the best Delta credit cards. You and up to 8 companions get one free checked bag. You also get priority boarding on Delta flights.

The Gold Delta Credit Card earns 2x SkyMiles on Delta purchases, at restaurants worldwide and at U.S. supermarkets (1x SkyMiles for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets. If you spend $10,000 on purchases in a calendar year, you’ll receive a $100 Delta flight credit.

Learn more: Airline Credit Cards

Tip: If you don’t live near a Delta hub, consider another of the best airline miles credit cards.

IHG Rewards Club Premier Credit Card

The IHG Rewards Club Premier gives you one reward anniversary night valid at any IHG property that costs 40,000 points or less. This perk lets you stay at most Holiday Inn Express, Holiday Inn, Crowne Plaza, and Staybridge Suites properties (note that the IHG Premier isn’t the only credit card that offers a hotel reward night).

Another benefit exclusive to IHG Premier cardholders is getting the 4th reward night on a 4+ night stay paid for with points (here are a few ideas on how to redeem those IHG Premier points). You also get automatic IHG Platinum Elite status which gives you space-available room upgrades, late check-out, and 50% bonus earnings.

The IHG® Rewards Club Premier Credit Card bonus offer is 140,000 points by spending $3,000 in the first 3 months of account opening. You also earn up to 25x points total on IHG purchases, 2x points at gas stations, grocery stores, and restaurants, and 1x points on everything else. The annual fee is $0 the first year, then $89 annually after that. There isn’t a foreign transaction fee.

Related: Best Hotel Credit Cards

Wells Fargo Propel American Express card

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

Budget travelers may like the Wells Fargo Propel American Express® card. It doesn’t have an annual fee but makes it easy to earn bonus points on daily purchases. This is one of the best no annual fee credit cards to have in your pocket.

You earn 3x points on dining, gas, rideshares and transit, travel, and select streaming services. All other purchases earn 1x points.

Your points are most valuable when booking flights on the Wells Fargo Go Far Rewards Portal. Each point is worth 1.5 cents each but only 1 cent each for cash rewards.

The signup bonus is 20,000 points by spending $1,000 in the first 3 months. This bonus is worth $200 as a cash statement credit.

Related: Does a Wells Fargo Metal Credit Card Exist?

Summary Of The Best Credit Cards For Families

Your family travel plans may already be exciting. These best credit cards for families can help make your journey more affordable. From redemption bonuses, travel credits, and easy ways to earn bonus points, award travel can be easy.

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For rates and fees of The American Express® Gold Card, please click here.

Josh Patoka

Chase Sapphire Preferred® Card

  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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