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Family travel is definitely more challenging than traveling without children. Instead of booking one or two seats, you now have to book three, four, or five. You also have to rent a larger car and maybe even sleep in a hotel suite instead of a standard room. The best credit cards for family travel make it easy for you to earn bonus rewards so you can save money with points and travel more often. If you’re looking to save money for a road trip or just want to start earning rewards now for travel later, one of the options below can help.

Johnny and family at Laguna Beach in November 2019.

The Best Credit Cards for Family Travel

  • Chase Sapphire Preferred® Card: Best travel protection benefits
  • Capital One Venture Rewards Credit Card: Best for flat-rate rewards
  • American Express® Gold Card: Best for restaurants and U.S. supermarkets
  • Citi Premier® Card: Best for travel and gas stations
  • Delta SkyMiles® Gold American Express Card: Airline perks
  • IHG® Rewards Club Premier Credit Card: Reward night certificate
  • Wells Fargo Propel American Express® card: No annual fee

Terms apply to American Express benefits and offers. Visit to learn more.

The best family travel credit cards all make it easy to earn bonus points on your daily spending. You can then redeem these points as a travel statement credit or book upcoming travel. Some cards even offer travel perks and credits that minimize your flight and hotel costs.

Chase Sapphire Preferred Card – Overall Best Credit Card for Families

The Chase Sapphire Preferred® Card offers robust award travel options and trip protection benefits. In addition to the Chase Sapphire Preferred perks, you also get a DoorDash DashPass which gets you unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases. However, you must activate by 12/31/21. Cardholders can also earn 5x points on Lyft rides through March 2022.

Also, enjoy new Chase Sapphire benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases, plus more.

Additionally, cardholders can earn up to $60 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021.

Points are worth 25% more now through March 31, 2022, when redeemed for statement credits against existing purchases in select, rotating categories with the Chase Pay Yourself Back feature

Your points are worth 25% more (1.25 cents each) when booking award travel through Chase. Each point can be potentially worth more by transferring them at a 1:1 ratio to airlines and hotels like United, Southwest, British Airways, and World of Hyatt.

The Sapphire Preferred travel protection benefits can save you thousands if your family travel plans go bust. It’s possible to get up to $20,000 per family in non-refundable travel purchases if your trip gets delayed or canceled for a covered reason like extreme weather or sickness. Other benefits include primary rental car collision damage waiver protection, trip delay reimbursement, and baggage delay insurance.

The Chase Sapphire Preferred® Card currently has an offer of 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months from account opening, worth $750 when you redeem through Chase Ultimate Rewards®.

The annual fee is $95.

Related: Chase Sapphire Preferred Perks

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is probably the best flat-rate travel rewards credit card. You earn 2x miles for every $1 spent. If you’re tired of only earning 1 mile for most purchases, the Venture Rewards Card is the easiest way to earn more.

You can redeem your Capital One Venture miles for travel statement credits and booking upcoming travel. Each mile is worth 1 cent each (10,000 points=$100) and can be redeemed in any amount. The primary cardholder also gets a Global Entry or TSA PreCheck application fee credit that saves you up to $100 every 4 years.

New Capital One Venture Rewards Credit Card cardholders can earn 60,000 miles after spending $3,000 on purchases in the first 3 months.

Learn more: Travel Rewards Credit Cards

American Express Gold Card

The American Express® Gold Card earns unlimited 4x Membership Rewards points on dining at restaurants, including takeout and deliveries. Cardholders earn 4x points at U.S. supermarkets (up to $25,000 per year, then 1x points). You also earn 3x points on flights booked directly from the airline or on Non-bonus spending earns an unlimited 1 point per $1.

Your points are worth the most when booking award flights. Each point is worth 1 cent each on You can also transfer them to 1:1 Membership Rewards partners including Delta, Hawaiian Airlines, and British Airways.

Each month, you get a $10 dining credit valid at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and select Shake Shack restaurants (enrollment required).

Uber Perks

American Express Gold Card cardholders can also get up to $120 in Uber Cash annually. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your card. To use this perk, simply add your card to your Uber account and you’ll automatically get $10 in Uber Cash each month in your Uber account for U.S. Uber Eats orders or U.S. Uber rides. Any unused Uber Cash expires at the end of each month (it does not roll over to the next month).

Cardholders also get up to 12 complimentary months of Eats Pass when you subscribe with your American Express Gold Card. That’s a value of up to $119 annually (based on the $9.99 monthly price over 12 months). With the Uber Eats Pass, you can get unlimited $0 Delivery Fees and 5% off orders over $15 at eligible restaurants. Note that taxes and service fees may apply and do not count toward the order minimum.

This benefit applies only in the U.S. on U.S. orders at eligible restaurants and on eligible restaurant purchases.

Enrollment is required by 12/31/2021. After that, the Uber Eats Pass will begin auto-billing 12 months after your enrollment in this offer, at the then-current monthly price. Learn more about the Uber Eats partnership for more information.

The annual fee is $250 and there are no foreign transaction fees (See Rates & Fees). If that seems steep, consider the fee can be offset by the purchase credits and flexible rewards program.

New American Express® Gold Card cardholders can earn 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months. Also, Rose Gold is back! Cardholders can choose between Gold or Rose Gold. Terms apply.

Learn more: Johnny Jet Recommended Credit Cards

Citi Premier Card

The Citi Premier® Card offers a variety of bonus categories that make it easy to maximize your daily spending. You get 3x ThankYou points on air travel, hotels, gas stations, restaurants, and supermarkets. All remaining purchases earn 1 point per $1. Cardholders can also take advantage of the $100 annual hotel credit that they’ll earn after spending $500 or more (excluding taxes and fees) on a single hotel stay purchased through

There are several 1:1 airline transfer partners including JetBlue, Asia Miles, and Qantas. The transfer partners can be a better option for booking international award flights.

New Citi Premier Card cardmembers can earn 80,000 bonus ThankYou® Points after spending $4,000 in purchases within the first 3 months of account opening. The 80k bonus points are redeemable for $800 in gift cards when redeemed at

The annual fee is $95.

Related: Best Citi Credit Cards

Delta SkyMiles Gold American Express Card

Flying may not always be in your family travel budget. However, an airline credit card can make flying possible so you can visit relatives or new places more often.

If you want to avoid checked baggage fees, check out the Delta SkyMiles® Gold American Express Card, one of the best Delta credit cards. You and up to 8 companions get one free checked bag on Delta flights. You also get priority boarding on Delta flights.

The Gold Delta Credit Card earns 2x SkyMiles on Delta purchases, at restaurants worldwide (including takeout and delivery), and at U.S. supermarkets (1x SkyMiles for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

For a limited time, new cardholders can earn 70,000 Bonus Miles after spending $2,000 in purchases on their new Card in their first 3 months. Offer expires 11/10/2021.

Plus, Gold card members will receive a $100 Delta Flight Credit after spending $10,000 in purchases on their card in a calendar year. Cardholders can use the Credit on future travel.

The introductory annual fee of $0 for the first year, then $99 (See Rates & Fees).

Terms apply.

Learn more: Airline Credit Cards

Tip: If you don’t live near a Delta hub, consider another of the best airline miles credit cards.

IHG Rewards Club Premier Credit Card

The IHG Rewards Club Premier gives you one reward anniversary night valid at any IHG property that costs 40,000 points or less. This perk lets you stay at most Holiday Inn Express, Holiday Inn, Crowne Plaza, and Staybridge Suites properties (note that the IHG Premier isn’t the only credit card that offers a hotel reward night).

Another benefit exclusive to IHG Premier cardholders is getting the 4th reward night on a 4+ night stay paid for with points (here are a few ideas on how to redeem those IHG Premier points). You also get automatic IHG Platinum Elite status which gives you space-available room upgrades, late check-out, and 50% bonus earnings.

The IHG® Rewards Club Premier Credit Card bonus offer is 150,000 points by spending $3,000 in the first 3 months of account opening. There is a $0 intro annual fee for the first year, then $89.

You also earn up to 25x points total on IHG purchases, 2x points at gas stations, grocery stores, and restaurants, and 1x points on everything else. There isn’t a foreign transaction fee.

Related: Best Hotel Credit Cards

Wells Fargo Propel American Express card

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

Budget travelers may like the Wells Fargo Propel American Express® card. It doesn’t have an annual fee but makes it easy to earn bonus points on daily purchases. This is one of the best no annual fee credit cards to have in your pocket.

You earn 3x points on dining, gas, rideshares and transit, travel, and select streaming services. All other purchases earn 1x points.

Your points are most valuable when booking flights on the Wells Fargo Go Far Rewards Portal. Each point is worth 1.5 cents each but only 1 cent each for cash rewards.

The signup bonus is 20,000 points by spending $1,000 in the first 3 months. This bonus is worth $200 as a cash statement credit.

Related: Does a Wells Fargo Metal Credit Card Exist?

Summary Of The Best Credit Cards For Families

Your family travel plans may already be exciting. These best credit cards for families can help make your journey more affordable. From redemption bonuses, travel credits, and easy ways to earn bonus points, award travel can be easy.

Related Articles:

For rates and fees of The American Express® Gold Card, please click here.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.


Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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