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Family travel is definitely more challenging than traveling without children. Instead of booking one or two seats, you now have to book three, four, or five. You also have to rent a larger car and maybe even sleep in a hotel suite instead of a standard room. The best credit cards for family travel make it easy for you to earn bonus rewards so you can save money with points and travel more often. If you’re looking to save money for a road trip or just want to start earning rewards now for travel later, one of the options below can help.

Johnny and family at Laguna Beach in November 2019.

The Best Credit Cards for Family Travel

  • Chase Sapphire Preferred® Card: Best travel protection benefits
  • Capital One Venture Rewards Credit Card: Best for flat-rate rewards
  • American Express® Gold Card: Best for restaurants and U.S. supermarkets
  • Citi Premier® Card: Best for travel and gas stations
  • Delta SkyMiles® Gold American Express Card: Airline perks
  • IHG® Rewards Premier Credit Card: Reward night
  • Wells Fargo Propel American Express® card: No annual fee

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

The best family travel credit cards all make it easy to earn bonus points on your daily spending. You can then redeem these points as a travel statement credit or book upcoming travel. Some cards even offer travel perks and credits that minimize your flight and hotel costs.

Chase Sapphire Preferred Card – Overall Best Credit Card for Families

The Chase Sapphire Preferred® Card offers robust award travel options and trip protection benefits.

Also, enjoy Chase Sapphire benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases, plus more.

Your points are worth 25% more (1.25 cents each) when booking award travel through Chase. Each point can be potentially worth more by transferring them at a 1:1 ratio to airlines and hotels like United, Southwest, British Airways, and World of Hyatt.

The Sapphire Preferred travel protection benefits can save you thousands if your family travel plans go bust. It’s possible to get up to $20,000 per family in non-refundable travel purchases if your trip gets delayed or canceled for a covered reason like extreme weather or sickness. Other benefits include primary rental car collision damage waiver protection, trip delay reimbursement, and baggage delay insurance.

New Chase Sapphire Preferred® Card cardholders can earn 80,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. That’s $1,000 when redeemed through Chase Ultimate Rewards®.

The annual fee is $95.

Related: Chase Sapphire Preferred Perks

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is probably the best flat-rate travel rewards credit card. You earn 2x miles for every $1 spent. If you’re tired of only earning 1 mile for most purchases, the Venture Rewards Card is the easiest way to earn more.

You can redeem your Capital One Venture miles for travel statement credits and booking upcoming travel. Each mile is worth 1 cent each (10,000 points=$100) and can be redeemed in any amount. The primary cardholder also gets a Global Entry or TSA PreCheck application fee credit that saves you up to $100 every 4 years.

New Capital One Venture Rewards Credit Card cardholders can earn 60,000 miles after spending $3,000 on purchases in the first 3 months.

Learn more: Travel Rewards Credit Cards

American Express Gold Card

The American Express® Gold Card earns 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earns 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Plus, earn 3X Membership Rewards® Points on flights booked directly with airlines or on amextravel.com.

Your points are worth the most when booking award flights. Each point is worth 1 cent each on AmexTravel.com. You can also transfer them to 1:1 Membership Rewards partners including Delta, Hawaiian Airlines, and British Airways.

Each month, you get a $10 dining credit valid at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and select Shake Shack restaurants (enrollment required).

The annual fee is $250 and there are no foreign transaction fees (See Rates & Fees). If that seems steep, consider the fee can be offset by the purchase credits and flexible rewards program.

New American Express® Gold Card cardholders can earn 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months. Also, Rose Gold is back! Cardholders can choose between Gold or Rose Gold. Terms apply.

Learn more: Johnny Jet Recommended Credit Cards

Citi Premier Card

The Citi Premier® Card offers a variety of bonus categories that make it easy to maximize your daily spending. You get 3x ThankYou points on air travel, hotels, gas stations, restaurants, and supermarkets. All remaining purchases earn 1 point per $1. Cardholders can also take advantage of the $100 annual hotel credit that they’ll earn after spending $500 or more (excluding taxes and fees) on a single hotel stay purchased through thankyou.com.

There are several 1:1 airline transfer partners including JetBlue, Asia Miles, and Qantas. The transfer partners can be a better option for booking international award flights.

New Citi Premier Card cardmembers can earn 60,000 bonus ThankYou® Points after spending $4,000 in purchases within the first 3 months of account opening. The 60k bonus points are redeemable for $600 in gift cards when redeemed at thankyou.com.

The annual fee is $95.

Related: Best Citi Credit Cards

Delta SkyMiles Gold American Express Card

Flying may not always be in your family travel budget. However, an airline credit card can make flying possible so you can visit relatives or new places more often.

If you want to avoid checked baggage fees, check out the Delta SkyMiles® Gold American Express Card, one of the best Delta credit cards. You and up to 8 companions get one free checked bag on Delta flights. You also get priority boarding on Delta flights plus Main Cabin 1 Priority Boarding.

The Delta SkyMiles Gold Credit Card earns 2x Miles on Delta purchases, at restaurants worldwide (including takeout and delivery in the U.S.), and at U.S. supermarkets (1x Mile for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

Additionally, you can Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

New cardholders can earn 40,000 bonus miles after spending $1,000 in purchases on their new Card in their first 3 months.

Plus, Gold card members will receive a $100 Delta Flight Credit after spending $10,000 in purchases on their card in a calendar year. Cardholders can use the Credit on future travel.

The introductory annual fee of $0 for the first year, then $99 (See Rates & Fees).

Terms apply.

Learn more: Airline Credit Cards

Tip: If you don’t live near a Delta hub, consider another of the best airline miles credit cards.

IHG Rewards Premier Credit Card

The IHG Rewards Premier gives you one reward anniversary night valid at any IHG property that costs 40,000 points or less. This perk lets you stay at most Holiday Inn Express, Holiday Inn, Crowne Plaza, and Staybridge Suites properties (note that the IHG Premier isn’t the only credit card that offers a hotel reward night).

Another benefit exclusive to IHG Premier cardholders is getting the 4th reward night on a 3+ night stay paid for with points (here are a few ideas on how to redeem those IHG Premier points). You also get automatic IHG Platinum Elite status which gives you space-available room upgrades, late check-out, an amenity at check-in, and more.

New IHG® Rewards Premier Credit Card cardholders can earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. 

The annual fee is $99.

Cardholders can earn up to 26 points total per $1 spent when you stay at an IHG hotel. Also, earn 5x points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3x points per $1 spent on all other purchases. 

There isn’t a foreign transaction fee.

Related: Best Hotel Credit Cards

Wells Fargo Propel American Express card

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

Budget travelers may like the Wells Fargo Propel American Express® card. It doesn’t have an annual fee but makes it easy to earn bonus points on daily purchases. This is one of the best no annual fee credit cards to have in your pocket.

You earn 3x points on dining, gas, rideshares and transit, travel, and select streaming services. All other purchases earn 1x points.

Your points are most valuable when booking flights on the Wells Fargo Go Far Rewards Portal. Each point is worth 1.5 cents each but only 1 cent each for cash rewards.

The signup bonus is 20,000 points by spending $1,000 in the first 3 months. This bonus is worth $200 as a cash statement credit.

Related: Does a Wells Fargo Metal Credit Card Exist?

Summary Of The Best Credit Cards For Families

Your family travel plans may already be exciting. These best credit cards for families can help make your journey more affordable. From redemption bonuses, travel credits, and easy ways to earn bonus points, award travel can be easy.

Related Articles:

For rates and fees of The American Express® Gold Card, please click here.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

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Chase Sapphire Preferred® Card

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  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

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