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Family travel is definitely more challenging than traveling without children. Instead of booking one or two seats, you now have to book three, four, or five. You also have to rent a larger car and maybe even sleep in a hotel suite instead of a standard room. The best credit cards for family travel make it easy for you to earn bonus rewards so you can save money with points and travel more often.
The Best Credit Cards for Family Travel
- Capital One® Venture® Rewards Credit Card: Best for flat-rate rewards
- Chase Sapphire Preferred® Card: Best travel protection benefits
- American Express® Gold Card: Best for dining and grocery stores
- Citi Premier℠ Card: Best for travel and gas stations
- Delta SkyMiles® Gold American Express Card: Airline perks
- IHG® Rewards Club Premier Credit Card: Reward night certificate; 125k points
- Wells Fargo Propel American Express® card: No annual fee
The best family travel credit cards all make it easy to earn bonus points on your daily purchases. You can then redeem these points as a travel statement credit or book upcoming travel. Some cards even offer travel perks and credits that minimize your flight and hotel costs.
Capital One Venture Rewards Credit Card
The information for the Capital One® Venture® Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The Capital One® Venture® Rewards Credit Card is probably the best flat-rate travel rewards credit card. You earn 2 miles for every $1 spent. If you’re tired of only earning 1 mile for most purchases, the Venture Rewards Card is the easiest way to earn more.
You can redeem your Capital One Venture miles for travel statement credits and booking upcoming travel. Each mile is worth 1 cent each (10,000 points=$100) and can be redeemed in any amount.
The primary cardholder gets a Global Entry or TSA PreCheck application fee credit that saves you up to $100 every 4 years.
This card’s signup bonus is 50,000 miles ($500 value) by spending $3,000 in the first 3 months. The annual fee is $95. There isn’t a foreign transaction fee.
Chase Sapphire Preferred Card – Overall Best Credit Card for Families
The Chase Sapphire Preferred offers robust award travel options and trip protection benefits. In addition to the Chase Sapphire Preferred perks, you earn 2x Ultimate Rewards points on travel and dining and 1x points for everything else.
Your points are worth 25% more (1.25 cents each) when booking award travel through Chase. Each point can be potentially worth more by transferring them at a 1:1 ratio to airlines and hotels like United, Southwest, British Airways, and World of Hyatt.
The Sapphire Preferred travel protection benefits can save you thousands if your family travel plans go bust. It’s possible to get up to $20,000 per family in non-refundable travel purchases if your trip gets delayed or canceled for a covered reason like extreme weather or sickness. Other benefits include primary rental car collision damage waiver protection, trip delay reimbursement, and baggage delay insurance.
You can earn a 60,000-point signup bonus worth $750 in award travel if you spend $4,000 on purchases in the first 3 months of account opening. The annual fee is $95.
Learn more: Chase Sapphire Preferred® Card
American Express Gold Card
The American Express® Gold Card earns unlimited 4x Membership Rewards points on dining worldwide and 4x points at U.S. supermarkets (up to $25,000 per year, then 1x points). You also earn 3x points on flights booked directly from the airline or on AmexTravel.com. Non-bonus spending earns an unlimited 1 point per $1.
Your points are worth the most when booking award flights. Each point is worth 1 cent each on AmexTravel.com. You can also transfer them to 1:1 Membership Rewards partners including Delta, Hawaiian Airlines, and British Airways.
The Amex Gold also offers a $100 airline fee credit that covers incidentals like checked baggage fees. Each month, you get a $10 dining credit valid at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and select Shake Shack restaurants.
The annual fee is $250 (See Rates & Fees). If that seems steep, consider the fee can be offset by the purchase credits and flexible rewards program.
Learn more: Rewards Credit Cards
Citi Premier Card
The Citi Premier℠ Card offers a variety of bonus categories that make it easy to maximize your daily spending. You get 3x ThankYou points on travel including gas stations plus 2x points on restaurants and entertainment. All remaining purchases earn 1 point per $1.
Your points are worth 1.25 cents each when booking award flights through Citi. There are several 1:1 airline transfer partners including JetBlue, Asia Miles, and Qantas. The transfer partners can be a better option for booking international award flights.
The signup bonus is 60,000 bonus points (worth $750 in award travel) by spending $4,000 in the first 3 months. The annual fee is $95.
Learn more: Citi Premier Credit Card
Delta SkyMiles Gold American Express Card
Flying may not always be in your family travel budget. However, an airline credit card can make flying possible so you can visit relatives or new places more often.
If you want to avoid checked baggage fees, check out the Delta SkyMiles® Gold American Express Card, one of the best Delta credit cards. You and up to 8 companions get one free checked bag.
The Gold Delta Credit Card earns 2x SkyMiles on Delta purchases, at restaurants worldwide and at U.S. supermarkets (1x SkyMiles for everything else that is eligible). It also has 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Learn more: Airline Credit Cards
Tip: If you don’t live near a Delta hub, consider another of the best airline miles credit cards.
IHG Rewards Club Premier Credit Card
The IHG Rewards Club Premier gives you one reward anniversary night valid at any IHG property that costs 40,000 points or less. This perk lets you stay at most Holiday Inn Express, Holiday Inn, Crowne Plaza, and Staybridge Suites properties (note that the IHG Premier isn’t the only credit card that offers a hotel reward night).
Another benefit exclusive to IHG Premier cardholders is getting the 4th reward night on a 4+ night stay paid for with points (here are a few ideas on how to redeem those IHG Premier points). You also get automatic IHG Platinum Elite status which gives you space-available room upgrades, late check-out, and 50% bonus earnings.
The IHG® Rewards Club Premier Credit Card bonus offer is 125,000 points by spending $3,000 in the first 3 months of account opening. You also earn 25x points on IHG purchases, 2x points at gas stations, grocery stores, and restaurants, and 1x points on everything else. The annual fee is $89 and there isn’t a foreign transaction fee.
Wells Fargo Propel American Express card
The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.
Budget travelers may like the Wells Fargo Propel American Express® card. It doesn’t have an annual fee but makes it easy to earn bonus points on daily purchases.
You earn 3x points on dining, gas, rideshares and transit, travel, and select streaming services. All other purchases earn 1x points.
Your points are most valuable when booking flights on the Wells Fargo Go Far Rewards Portal. Each point is worth 1.5 cents each but only 1 cent each for cash rewards.
The signup bonus is 20,000 points by spending $1,000 in the first 3 months. This bonus is worth $200 as a cash statement credit.
Learn more: Rewards Credit Cards
Summary Of The Best Credit Cards For Families
Your family travel plans may already be exciting. These best credit cards for families can help make your journey more affordable. From redemption bonuses, travel credits, and easy ways to earn bonus points, award travel can be easy.
For rates and fees of The American Express® Gold Card, please click here.
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.