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Do you live or work in the Dallas, Texas area? The best credit cards for Dallas make it easy to maximize your travel options if you gallivant across the globe. Of course, you can also make your local spending go further.
Best Credit Cards for Dallas, Texas
- Platinum Card® from American Express – DFW Centurion Lounge Access
- Chase Sapphire Preferred® Card – 60,000 Sign Up Bonus
- Southwest Rapid Rewards® Priority Credit Card – Best for Love Field Flights
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard® – AA is DFW Hub
- Citi® / AAdvantage® Executive World Elite Mastercard® – DFW Hub
- Capital One® Savor® Cash Rewards Credit Card
- NFL Extra Points Credit Card
- Ink Business Preferred® Credit Card – 100k point bonus
The information for the NFL Extra Points Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Preferred
The Chase Sapphire Preferred® Card makes it easy to maximize the different airlines that fly from Dallas-Ft. Worth Airport (DFW) and Dallas-Love Field (DAL).
- Earn 2x Ultimate Rewards on travel and dining (1x for everything else)
- Points are worth 25% more when booking award travel on Chase
- 1:1 airline and hotel point transfers
- Primary rental car insurance
- Trip cancellation/interruption insurance
The 1:1 transfer partners include Southwest Airlines, British Airways, Emirates, and Singapore Airlines. You can book American Airlines partner flights through British Airways to fly from DFW. Or, you can book Southwest Airlines award flights if you prefer to fly from DAL.
There are new partner benefits you can use in Dallas or elsewhere that include 12 months of free DoorDash DashPass for $0 delivery fees. You also earn 5x Ultimate Rewards on Lyft purchases through March 2022.
The annual fee is $95 starting in your first year. The signup bonus of 60,000 bonus points is worth up to $750 in award travel after spending $4,000 in the first 3 months of account opening.
Related: Chase Sapphire Preferred Review
Platinum Card from American Express
The Platinum Card® from American Express gives you an excellent reason to arrive early for your flight if you fly out of Dallas-Ft. Worth (DFW). In case you don’t know, DFW is one of the largest airports in the world.
You get complimentary access to the DFW Centurion Lounge. The Centurion is one of the best airport lounge networks you will come across. The Amex Platinum lounge benefits also apply to several networks including Priority Pass and Delta Sky Club.
Other card benefits include:
- Annual $200 airline fee credit
- Up to $200 in annual Uber credits
- Global Entry or TSA PreCheck fee credit
- Earn 5x Membership Rewards on flights booked directly from the airline or on AmexTravel.com
- Earn 5x Membership Rewards on prepaid hotels on AmexTravel.com
- 1:1 airline point transfers
Being able to earn 5x points (up to $500,000 per year on these purchases beginning on January 01, 2021) on most flight and hotel purchases makes it easy to book award flights. You can transfer to many airline partners on a 1:1 basis.
Some of the best partners flying from Dallas include British Airways so you can book American Airlines partner flights start at 7,500 Membership Rewards. A second 1:1 option is to fly Qantas first class to Sydney.
The travel benefits can save you thousands each year. New cardholders can earn 75,000 bonus Membership Rewards® Points after spending $5,000 on purchases in the first 6 months of account opening. Cardholders also earn 10x points on eligible purchases at U.S. gas stations and U.S. supermarkets, up to $15,000 in combined purchases, during your first 6 months of card membership.
This card’s annual fee is $550 (See Rates & Fees).
Learn more: Johnny Jet Recommended Credit Cards
Southwest Rapid Rewards Priority Credit Card
The best of the consumer Southwest Airlines credit cards is the Southwest Rapid Rewards® Priority Credit Card.
All the Rapid Rewards you earn from card purchases and the signup bonus count toward the annual 125,000-point requirement for the Companion Pass. If you fly Southwest often with a companion, this pass means your companion’s seat only costs the fees and taxes (usually $5.60) for up to 2 years, depending on when you get the pass.
Card benefits include:
- $75 annual Southwest travel credit
- 4 Upgraded Bookings per year (when available)
- 7,500 anniversary points for each card renewal
Cardholders earn 2x points per $1 spent on Southwest purchases. However, for a limited time, cardholders can earn 5x points per $1 spent on Southwest purchases, up to $2,000 spent per month. This offer is available through March 31, 2021.
All non-bonus purchases earn 1 point per $1 spent.
New cardholders can also earn up to 80,000 bonus points! New cardholders will earn 50,000 points after spending $2,000 in purchases in the first 3 months of account opening. Then, they can earn an additional 30,000 points after spending $10,000 in the first 9 months of account opening.
The annual fee for this card is $149. But it can be well worth it once you use the $75 annual travel credit and Upgraded Bookings and fly Southwest several times per year.
One nonstop you may enjoy is from Dallas to Ft. Lauderdale for approximately 8,800 Rapid Rewards each way.
Related: Best Southwest Credit Cards Review
Citi / AAdvantage Platinum Select World Elite Mastercard
American Airlines has a major hub at DFW. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the best all-around American Airlines credit card for these benefits:
- First checked bag is free for you and up to 4 companions traveling on the same itinerary
- Preferred boarding on AA flights
- Earn 2x miles on American Airlines, dining, and gas station purchases
- $125 American Airlines flight credit after $20,000 in annual card purchases during your card membership year and renew your card
The annual fee is $0 for the first year and then $99.
If interested, there’s also the business version of this card, the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. It also has free first checked bags and priority boarding. Cardholders earn 2x miles on purchases at telecommunications merchants, cable and satellite providers, car rental merchants, and at gas stations. It’s also one of the best Citi business credit cards.
Citi / AAdvantage Executive World Elite Mastercard
For complimentary Admirals Club access, use the Citi® / AAdvantage® Executive World Elite Mastercard®. Up to 2 guests or your immediate family can accompany you for free.
Other benefits include:
- Free checked bag for you and up to 8 companions
- Priority check-in, airport screening (where available), and boarding privileges
- Global Entry or TSA PreCheck application fee credit
- 25% savings on in-flight food and beverage purchases
- 10,000 bonus AAdvantage elite qualifying miles (EQMs) after $40,000 in annual card purchases
Capital One Savor Cash Rewards Credit Card
The information for the Capital One® Savor® Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The Capital One® Savor® Cash Rewards Credit Card can be a good fit for your local Dallas purchases. Specifically, you can earn bonus rewards on these purchases:
- 8% back on tickets at Vivid Seats (through January 31, 2022)
- 4% back on dining and entertainment
- 2% back at grocery stores
- 1% back on everything else
Capital One considers movie theaters, sports promoters (professional and semi-professional), amusement parks, tourist attractions, and other purchases as entertainment. Dallas has plenty of professional sports teams you can earn 4% back on. College sports and golf courses only earn the base 1% back rate.
The Savor Card has a $0 annual fee for the first 12 months and then $95 each consecutive year. This card doesn’t have a foreign transaction fee which makes it international travel-friendly. You can also earn a $300 cash signup bonus after spending $3,000 in the first 3 months.
Dallas Cowboys NFL Extra Points Credit Card
One of the best ways to show your loyalty for “America’s Team” can be with an NFL Extra Points Credit Card. When you apply, you can choose your team logo. In the heart of Texas, your natural choice can be the Cowboys.
This card earns 2x points on all NFL and team purchases. So, you can earn double points at NFL.com, the Cowboys pro shop, AT&T Stadium, and at away games. All non-bonus purchases earn 1 point per $1. You also get 20% off purchases at NFLShop.com.
You can begin redeeming your points for cash rewards with 2,500 points for $25 cash back. The signup bonus is 10,000 bonus points ($100 cash value) after $500 in purchases during the first 90 days. The NFL Extra Points card doesn’t have an annual fee or foreign transaction fee.
Related: Cash Back Credit Cards Review
Ink Business Preferred Credit Card
If you’re a Dallas business professional, the Chase Ink Business Preferred® Credit Card can be a great option. These purchases earn up to 3 Ultimate Rewards per $1 on the first $150,000 in combined annual purchases:
- Search engine and social media advertising
- Shipping purchases
- Internet, cable, and phone services
All non-bonus spending earns 1 point per $1.
Your points are worth 1 cent each when redeemed for cash or gift card rewards. Each point is worth 1.25 cents each when booking award travel on Chase. You also have access to the Chase Ultimate Rewards 1:1 travel transfer partners including British Airways, Southwest Airlines, Emirates, Singapore Airlines, and World of Hyatt.
The annual fee is $95. You have the opportunity to earn 100,000 bonus points worth up to $1,250 in award travel after spending $15,000 in the first 3 months of account opening.
Summary of the Best Credit Cards for Dallas, Texas
Carrying the best credit cards for Dallas, Texas can make sure you get the most value from every purchase. Whether you travel to the “Big D” regularly or this is your hometown, these cards make it easy to boost your spending power.
Is there a Dallas Cowboys credit card?
Barclaycard offers a co-brand Dallas Cowboys credit card, the NFL Extra Points Credit Card. When you apply, you can pick any NFL team logo to be on the card front.
This card earns 2x points on NFL and team-related purchases. Whether you buy game tickets, shop at a pro shop, or make stadium purchases, you can earn 2 points per $1. All non-bonus spending earns 1 point per $1.
You can redeem your points for cash rewards. Cardholders can also get special financing on NFL ticket purchases, among other benefits. This card doesn’t have an annual fee or foreign transaction fee.
What is the best airline credit card for Dallas, Texas?
Most legacy and discount airlines either operate from Dallas-Ft. Worth Airport (DFW) or Dallas-Love Field (DAL). While there are not many bad options, you might get a co-brand American Airlines or Southwest Airlines credit card first.
American Airlines has a large presence at Dallas-Ft. Worth Airport (DFW). Your best option might be the Citi/AAdvantage Platinum Select. You and 4 companions each get 1 free checked bag and preferred boarding status. Card purchases can earn up to 2 AAdvantage miles per $1 spent.
Southwest Airlines has its corporate headquarters are in Dallas. They operate from Love Field (DAL). Their most benefit-rich consumer card is the Southwest Priority Card. Travel perks include:
- Annual $75 Southwest travel credit
- 4 Upgraded Bookings per year (when available)
- 7,500 bonus Rapid Rewards each card anniversary
- Southwest purchases earn 2x Rapid Rewards
What is the best credit card for Dallas, Texas?
The best credit card for the Dallas depends on your spending habits and point redemption preference. Here is a quick summary of the best cards:
- Airport lounge access (Centurion Lounge at DFW): Platinum Card® from American Express
- Flying American Airlines: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Flying Southwest Airlines: Southwest Rapid Rewards® Priority Credit Card
- Entertainment and sports event purchase: Capital One® Savor® Cash Rewards Credit Card
- Dallas Cowboys fans: NFL Extra Points Credit Card
For rates and fees of The Platinum Card® from American Express, please click here.
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
- 1 Best Credit Cards for Dallas, Texas
- 2 Chase Sapphire Preferred
- 3 Platinum Card from American Express
- 4 Southwest Rapid Rewards Priority Credit Card
- 5 Citi / AAdvantage Platinum Select World Elite Mastercard
- 6 Citi / AAdvantage Executive World Elite Mastercard
- 7 Capital One Savor Cash Rewards Credit Card
- 8 Dallas Cowboys NFL Extra Points Credit Card
- 9 Ink Business Preferred Credit Card
- 10 Summary of the Best Credit Cards for Dallas, Texas
- 11 FAQs