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Do you live or work in the Dallas, Texas area? The best credit cards for Dallas make it easy to maximize your travel options if you gallivant across the globe. Of course, you can also make your local spending go further.

credit cards for Dallas
Maximize your travel and local purchases with the best credit cards for Dallas-area purchases. Photo by Skitterphoto from Pexels

Best Credit Cards for Dallas, Texas

The information for the NFL Extra Points Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Chase Sapphire Preferred

The Chase Sapphire Preferred® Card makes it easy to maximize the different airlines that fly from Dallas-Ft. Worth Airport (DFW) and Dallas-Love Field (DAL).

  • Earn 2x Ultimate Rewards on travel and dining (1x for everything else)
  • Points are worth 25% more when booking award travel on Chase
  • 1:1 airline and hotel point transfers
  • Primary rental car insurance
  • Trip cancellation/interruption insurance

The 1:1 transfer partners include Southwest Airlines, British Airways, Emirates, and Singapore Airlines. You can book American Airlines partner flights through British Airways to fly from DFW. Or, you can book Southwest Airlines award flights if you prefer to fly from DAL.

There are new partner benefits you can use in Dallas or elsewhere that include 12 months of free DoorDash DashPass for $0 delivery fees. You also earn 5x Ultimate Rewards on Lyft purchases through March 2022.

The annual fee is $95 starting in your first year. The signup bonus of 60,000 bonus points is worth up to $750 in award travel after spending $4,000 in the first 3 months of account opening.

Learn more: Chase Sapphire Preferred Review

Platinum Card from American Express

The Platinum Card® from American Express gives you an excellent reason to arrive early for your flight if you fly out of Dallas-Ft. Worth (DFW). In case you don’t know, DFW is one of the largest airports in the world.

You get complimentary access to the DFW Centurion Lounge. The Centurion is one of the best airport lounge networks you will come across. The Amex Platinum lounge benefits also apply to several networks including Priority Pass and Delta Sky Club.

Other card benefits include:

  • Annual $200 airline fee credit
  • Up to $200 in annual Uber credits
  • Global Entry or TSA PreCheck fee credit
  • Earn 5x Membership Rewards on flights booked directly from the airline or on AmexTravel.com
  • Earn 5x Membership Rewards on prepaid hotels on AmexTravel.com
  • 1:1 airline point transfers

Being able to earn 5x points on most flight and hotel purchases makes it easy to book award flights. You can transfer to many airline partners on a 1:1 basis.

Some of the best partners flying from Dallas include British Airways so you can book American Airlines partner flights start at 7,500 Membership Rewards. A second 1:1 option is to fly Qantas first class to Sydney.

The travel benefits can save you thousands each year. Plus, it’s possible to qualify for a massive 100,000 Membership Rewards signup bonus ($1,000 value)  when you apply using the CardMatch tool.

Learn more: Johnny Jet Recommended Credit Cards

Southwest Rapid Rewards Priority Credit Card

The best of the consumer Southwest Airlines credit cards is the Southwest Rapid Rewards® Priority Credit Card.

All the Rapid Rewards you earn from card purchases and the signup bonus count toward the annual 125,000-point requirement for the Companion Pass. If you fly Southwest often with a companion, this pass means your companion’s seat only costs the fees and taxes (usually $5.60) for up to 2 years, depending on when you get the pass.

Card benefits include:

  • $75 annual Southwest travel credit
  • 4 Upgraded Bookings per year (when available)
  • 7,500 anniversary points each card renewal
  • Earn 2x Rapid Rewards on Southwest purchases
  • All non-bonus purchases earn 1 point per $1 spent

The annual fee for this card is $149. But it can be well worth it once you use the $75 annual travel credit and Upgraded Bookings and fly Southwest several times per year.

One nonstop you may enjoy is from Dallas to Ft. Lauderdale for approximately 8,800 Rapid Rewards each way.

Learn more: Best Southwest Credit Cards Review

Citi / AAdvantage Platinum Select World Elite Mastercard

The information for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

American Airlines has a major hub at DFW. The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is the best all-around American Airlines credit card for these benefits:

  • First checked bag is free for you and up to 4 companions traveling on the same itinerary
  • Preferred boarding on AA flights
  • Earn 2x miles on American Airlines, dining, and gas station purchases
  • $125 American Airlines flight credit after $20,000 in annual card purchases during your card membership year and renew your card

The annual fee is $0 for the first year and then $99.

If interested, there’s also the business version of this card, the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. It also has free first checked bags and priority boarding. Cardholders earn 2x miles on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. It’s also one of the best Citi business credit cards.

The information for the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Learn more: Earn Airline Elite Status Through Credit Card Spending

Citi / AAdvantage Executive World Elite Mastercard

For complimentary Admirals Club access, use the Citi® / AAdvantage® Executive World Elite™ Mastercard®. Up to 2 guests or your immediate family can accompany you for free.

Other benefits include:

  • Free checked bag for you and up to 8 companions
  • Priority check-in, airport screening (where available), and boarding privileges
  • Global Entry or TSA PreCheck application fee credit
  • 25% savings on in-flight food and beverage purchases
  • 10,000 bonus AAdvantage elite qualifying miles (EQMs) after $40,000 in annual card purchases

This is also one of the best Citi credit cards. The annual fee is $450 which is competitive with other premium travel credit cards.

Learn more: Best Credit Cards for American Airlines Review

Capital One Savor Cash Rewards Credit Card

The information for the Capital One® Savor® Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

The Capital One® Savor® Cash Rewards Credit Card can be a good fit for your local Dallas purchases. Specifically, you can earn bonus rewards on these purchases:

  • 4% back on dining and entertainment
  • 2% back at grocery stores
  • 1% back on everything else

Capital One considers movie theaters, sports promoters (professional and semi-professional), amusement parks, tourist attractions, and other purchases as entertainment. Dallas has plenty of professional sports teams you can earn 4% back on. College sports and golf courses only earn the base 1% back rate.

The Savor Card has a $0 annual fee for the first 12 months and then $95 each consecutive year. This card doesn’t have a foreign transaction fee which makes it international travel-friendly. You can also earn a $300 cash signup bonus after spending $3,000 in the first 3 months.

Learn more: Best Credit Cards for Restaurants and Dining

Dallas Cowboys NFL Extra Points Credit Card

One of the best ways to show your loyalty for “America’s Team” can be with an NFL Extra Points Credit Card. When you apply, you can choose your team logo. In the heart of Texas, your natural choice can be the Cowboys.

This card earns 2x points on all NFL and team purchases. So, you can earn double points at NFL.com, the Cowboys pro shop, AT&T Stadium, and at away games. All non-bonus purchases earn 1 point per $1. You also get 20% off purchases at NFLShop.com.

You can begin redeeming your points for cash rewards with 2,500 points for $25 cash back. The signup bonus is 10,000 bonus points ($100 cash value) after $500 in purchases during the first 90 days. The NFL Extra Points card doesn’t have an annual fee or foreign transaction fee.

Learn more: Cash Back Credit Cards Review

Ink Business Preferred

The information for the Ink Business Preferred® Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

If you’re a Dallas business professional, the Chase Ink Business Preferred® Credit Card can be a great option. These purchases earn up to 3 Ultimate Rewards per $1 on the first $150,000 in combined annual purchases:

  • Travel
  • Search engine and social media advertising
  • Shipping purchases
  • Internet, cable and phone services

All non-bonus spending earns 1 point per $1.

Your points are worth 1 cent each when redeemed for cash or gift card rewards. Each point is worth 1.25 cents each when booking award travel on Chase. You also have access to the Chase Ultimate Rewards 1:1 travel transfer partners including British Airways, Southwest Airlines, Emirates, Singapore Airlines, and World of Hyatt.

The annual fee is $95. You have the opportunity to earn 100,000 bonus points worth up to $1,250 in award travel after spending $15,000 in the first 3 months of account opening.

Related: Best Small Business Credit Cards Review

Summary of the Best Credit Cards for Dallas, Texas

Carrying the best credit cards for Dallas, Texas can make sure you get the most value from every purchase. Whether you travel to the “Big D” regularly or this is your hometown, these cards make it easy to boost your spending power.

FAQs

Is there a Dallas Cowboys credit card?

Barclaycard offers a co-brand Dallas Cowboys credit card, the NFL Extra Points Credit Card. When you apply, you can pick any NFL team logo to be on the card front.

This card earns 2x points on NFL and team-related purchases. Whether you buy game tickets, shop at a pro shop, or make stadium purchases, you can earn 2 points per $1. All non-bonus spending earns 1 point per $1.

You can redeem your points for cash rewards. Cardholders can also get special financing on NFL ticket purchases, among other benefits. This card doesn’t have an annual fee or foreign transaction fee.

What is the best airline credit card for Dallas, Texas?

Most legacy and discount airlines either operate from Dallas-Ft. Worth Airport (DFW) or Dallas-Love Field (DAL). While there are not many bad options, you might get a co-brand American Airlines or Southwest Airlines credit card first.

American Airlines has a large presence at Dallas-Ft. Worth Airport (DFW). Your best option might be the Citi/AAdvantage Platinum Select. You and 4 companions each get 1 free checked bag and preferred boarding status. Card purchases can earn up to 2 AAdvantage miles per $1 spent.

Southwest Airlines has its corporate headquarters are in Dallas. They operate from Love Field (DAL). Their most benefit-rich consumer card is the Southwest Priority Card. Travel perks include:

  • Annual $75 Southwest travel credit
  • 4 Upgraded Bookings per year (when available)
  • 7,500 bonus Rapid Rewards each card anniversary
  • Southwest purchases earn 2x Rapid Rewards

What is the best credit card for Dallas, Texas?

The best credit card for the Dallas depends on your spending habits and point redemption preference. Here is a quick summary of the best cards:

Josh Patoka
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Chase Sapphire Preferred® Card

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  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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