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You may not have the patience to be a landlord. But you may have the skills and cash to fix and flip homes for a profit in a short time. A house flipper can maximize their expenses using these rewards credit cards.

Because you will most likely be making large purchases, you might be able to qualify for the best limited-time credit card offers. It’s possible for house flippers to earn bonus points on home improvement and advertising purchases.

The American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card might be the best business cash rewards credit card with a $0 annual fee (See Rates & Fees).

Cardholders earn 2% cash back on all eligible purchases of up to $50,000 per calendar year, and then 1% cash back earned is automatically credited to your statement.

New The American Express Blue Business Cash™ Card cardholders can earn a $250 statement credit after they make $3,000 in purchases on their Card in their first 3 months.

The Blue Business Plus Credit Card from American Express

Another option is The Blue Business® Plus Credit Card from American Express. It earns 2x Membership Rewards® points on the first $50,000 spent on eligible purchases annually on everyday business purchases (then 1x points). Your points are most valuable when redeeming for award flights or transferring to the Membership Rewards airline partners at a 1:1 ratio, including Delta, Emirates, and Singapore Airlines.

Cardholders can also enjoy more flexibility to use their card for more purchases and rewards when buying above their credit limit. The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.

New The Blue Business® Plus Credit Card from American Express cardholders can earn 15,000 Membership Rewards® points after they spend $3,000 in eligible purchases on the Card within their first 3 months of Card Membership.

It also has a $0 annual fee (See Rates & Fees).

Related: Best Small Business Credit Cards with No Annual Fee

Capital One Spark Cash for Business

The information for the Capital One Spark Cash for Business has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

If you want the satisfaction of earning unlimited 2% back on all purchases check out the Capital One Spark Cash for Business. Your rewards are redeemable in any amount for cash statement credits. The annual fee is $0 for the first year, then $95.

There are several other versions of the Spark business credit cards. For instance, the Capital One Spark Miles for Business earns 2x miles. You can redeem your rewards for travel statement credits, future trips, or airline point transfers. You also get a TSA PreCheck or Global Entry fee credit. The annual fee is also $0 for the first year, then $95 every year after.

Other Spark versions don’t charge an annual fee and earn up to 1.5% or 1.5 miles back on purchases. These cards might be easier to qualify for if you have a lower credit score.

Related: Capital One Spark Business Credit Cards Review

Ink Business Unlimited Credit Card

Your spending habits may not align well with a tiered rewards credit card. If you still want to earn cash back, the Ink Business Unlimited® Credit Card earns 1.5% cash back on all purchases.

Additionally, cardholders may redeem rewards for cash back, gift cards, travel, and more through the Chase Ultimate Rewards portal. Employers can set individual spending limits for greater control and earn rewards faster with employee cards that come at no extra cost. 

This card has no annual fee.

New Ink Business Unlimited® Credit Card cardholders can earn a $750 bonus cash back after spending $6,000 on purchases in the first 3 months from account opening. 

It is also one of the best Chase business credit cards available.

Ink Business Preferred Credit Card

The Ink Business Preferred® Credit Card gives you 3x Ultimate Rewards points on the first $150,000 in combined purchases for these expenses:

  • Travel
  • Shipping purchases
  • Internet, phone, and cable services
  • Social media and search engine advertising

All non-bonus purchases earn 1 point per $1. The best bonus category can be advertising purchases. If you pay to feature your properties or services on search engines or social media, you get 3x points.

Your points are most valuable when redeeming for award travel. Each point is worth 25% more when booking award travel through Chase. You can also transfer your points at a 1:1 ratio to airline and hotel partners. Points are worth one cent each when redeemed for cash and gift cards.

If you own another Chase credit card that earns Ultimate Rewards, you can pool your points.

Cards like the Chase Sapphire Preferred® Card can be a great supplement if you are looking to earn travel rewards. Alternatively, the Capital One Venture Rewards Credit Card is also excellent for travel rewards.

New Ink Business Preferred® Credit Card cardholders can earn 100k bonus points after spending $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Travel℠.

Compare the Chase Sapphire Preferred vs Capital One Venture Rewards to find the better card for your wallet.

Lowe’s American Express Business Rewards

The information for the Lowe’s American Express Business Rewards has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Your best card for Lowe’s purchases is the Lowe’s American Express Business Rewards. You get an instant 5% discount on Lowe’s purchases. You also earn rewards points on every credit card purchase:

  • 3x points at restaurants and office supply stores (U.S. purchases)
  • 2x points at Lowe’s
  • 1x points on all non-bonus purchases

Your points are redeemable for Lowe’s or American Express gift cards.

Getting this card also enrolls you in Lowe’s ProServices. Benefits include discount delivery, exclusive sales, and bulk rate pricing. You can also get $100 cash back upon application approval.

Home Depot Credit Cards

The information for the Home Depot Credit Cards has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

The Home Depot credit cards are not as exciting as the Lowe’s card. For instance, you won’t get an instant Home Depot purchase discount. But you can get special long-term financing for large purchases.

The precise terms depend on if you get a personal, commercial, or a revolving line of credit.

You also get Pro Xtra special discounts not available to regular Home Depot customers. And you can save on gas purchases at Shell stations. The Home Depot lineup doesn’t have an annual fee.

Southwest Rapid Rewards Performance Business Credit Card

Some house flippers may like using their purchases to book award travel. If you live near a Southwest Airlines hub, the Southwest® Rapid Rewards® Performance Business Credit Card is a good option since it earns:

  • 4x points on Southwest® purchases
  • 3x points on Rapid Rewards® hotel and car partners
  • 2x points on rideshares
  • 2x points on social media and search engine advertising, internet, cable, and phone services
  • 1x points on all other purchases

Cardholders also get unlimited tier qualifying points (TQPs) that can be earned toward A-List status. There is also a $500 annual fee credit for Rapid Rewards points transfers.

Every purchase (and the signup bonus) earns Rapid Rewards points that count toward getting the Southwest Companion Pass®.

You will need 135,000 points or 100 qualifying one-way flights to get the pass.

House flipping can require large purchases which makes it easy to earn the signup bonus.

New Southwest® Rapid Rewards® Performance Business Credit Card card members can earn 80,000 points after spending $5,000 on purchases in the first 3 months from account opening.

Southwest Airlines benefits include free in-flight WiFi credit, 4 Upgraded Bookings per year (when available), and a Global Entry or TSA PreCheck fee credit.

The annual fee is $199. You earn 9,000 bonus miles each card anniversary.

Related: Best Southwest Airlines Credit Card Bonus Offers

Costco Anywhere Visa Business Card by Citi

The information for the Costco Anywhere Visa® Business Card by Citi has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

You might also purchase certain supplies from Costco. If you’re flipping a furnished home you might get appliances from Costco. Enjoy an annual Costco shopping credit with the Costco Anywhere Visa® Business Card by Citi. Your purchases earn up to 4% back:

  • 4% on eligible gas station purchases and EV charging purchases (on the first $7,000 annually, then 1% back)
  • 3% back on eligible travel and dining (includes CostcoTravel.com)
  • 2% back at Costco and Costco.com
  • 1% back on all remaining purchases

This card can also be worth it alone for the gas station rewards. Most credit cards only award up to 2% back at gas stations. As long as you are fine redeeming those awards as a Costco shopping credit (awarded in February) this is an easy way to double your spending power.

There is no annual fee, but you must be a Costco member to own this card. Costco membership costs $60 or $120 depending on which plan you select.

Summary of the Best Credit Cards for House Flippers

A house flipper has a lot of flexibility in picking the best credit card for their business. The hardest decision can be deciding between travel or cash rewards. Then, you can compare the bonus categories, signup/welcome bonus, and repayment promotions.

For rates and fees of The American Express Blue Business Cash™ Card, please click here.

For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.

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