6 of the Best Credit Cards for Theme Parks

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Credit cards for theme parks and theme park purchases do exist – and can save you quite a bit of money. It doesn’t matter if you buy a day pass or season pass. You can use credit cards for theme parks and earn bonus points on your spending. Let’s explore how.

Earn Bonus Points Using These Credit Cards for Theme Parks

Very few credit cards specialize in theme park rewards. However, with all of these cards in this list, you can earn at least 1.5 points per $1 on theme park purchases. That’s 50% more than the standard credit card offers.

You can also earn bonus points on restaurant spending within the park and also on your travel-related purchases. While these credit cards for theme parks may earn you points for the park tickets, consider using it for the dining and costs like getting to the park itself.

Unless you are visiting a theme park a few minutes from your house, owning a credit card that offers multiple bonus point opportunities can be your best option.

Capital One Savor Card

With the Capital One® Savor® Cash Rewards Credit Card, you earn 4% back on entertainment and dining purchases. Not only do you earn bonus rewards on theme park admission, but also on your in-park meal purchases.

When you’re not having fun, you also get 2% back at grocery stores and 1% on all remaining purchases.

You can redeem your rewards for cash statement credits or buy gift cards.

The Savor Card has a $95 annual fee (it’s $0 the first year). If you don’t want to own a card with an annual fee, the Capital One® SavorOne℠ Cash Rewards Credit Card doesn’t have an annual fee. But, you only earn 3% for dining and entertainment instead of 4%. You still continue to earn 2% back on grocery purchases.

Barclaycard Arrival Plus

The Barclaycard Arrival Plus® World Elite Mastercard® is pretty straightforward. Every dollar you spend gives you 2 points. When you redeem your points for travel statement credits, you get 5% of the points you redeem back. You can also redeem your points for gift cards and cash statement credits, but you don’t get the redemption bonus.

You can pay for your theme park tickets, but you can redeem your credits for the travel-related expenses for your trip.

If you plan on visiting theme parks across the globe, you might also appreciate the built-in international chip and pin technology. Having a credit card pin number ensures you can complete purchases at self-service kiosks you come across in the park and elsewhere in the towns you visit.

Capital One Venture

The Capital One® Venture® Rewards Credit Card also earns 2 points for every $1 you spend. If you stay at an off-site hotel, you get 10 points per $1 when you book your room through Hotels.com. After booking 10 nights with Hotels.com, your 11th night is free.

Because you might be traveling to visit the theme park, you can redeem your Venture miles for travel purchases or booking future award travel.

Disney Premier Visa Card

This might be the most “magical” card when you visit the Magical Kingdom.

The Disney Premier Visa from Chase offers these Disney perks:

  • 10% off Disneyland and Walt Disney World merchandise and restaurants
  • 15% off select Disney guided tours
  • 10% off select purchases at Disney Store and shopdisney.com
  • Exclusive Disney or Star Wars photograph opportunities

Throughout the year, you earn 2% Disney Rewards dollars at gas stations, restaurants, supermarkets, and most Disney locations. You can redeem these rewards dollars for Disney rewards like theme park tickets, resort nights, or dining credits. Another redemption option is travel statement credits for airfare.

If you own several credit cards, you’re probably aware of the Chase 5/24 rule. At the time of publishing, it doesn’t appear the co-brand Disney credit cards fall under this policy. However, this may change.

Chase Freedom Unlimited

For the ultimate rewards point redemption flexibility, you might prefer the Chase Freedom Unlimited. It earns unlimited 1.5 points per $1 spent for each purchase. You can redeem your rewards points for 1 cent each for award travel, cash, gift cards, and Amazon.com credits.

If you also happen to own a Chase Ink Business or Sapphire product, you can pool Ultimate Rewards points to enjoy a redemption bonus and 1:1 travel partner point transfers.

Since very few cards pay bonus purchase rewards on theme park spending, the Freedom Unlimited offers a higher base point than tiered rewards cards that only pay 1 point per $1.

Chase Sapphire Reserve

You won’t earn bonus points on theme park spending with the Chase Sapphire Reserve®. But, you can use your Ultimate Rewards points to book your visit at a discount. Each point is worth 50% more (1.5 cents each) when you redeem them through the Chase Ultimate Rewards Travel Portal powered by Expedia.

By looking in the “Things to Do” tab, you can look for theme park tickets at your destination. Then, you can pay with points or a mixture of points and cash. You can also book your flights and hotel points through the rewards portal.

While entertainment purchases don’t earn bonus points, you earn 3x points on travel and dining purchases. You also get an annual $300 travel credit. If you pay for your plane tickets or hotel room with cash, Chase covers the first $300 you spend.

If you don’t want the premium air travel benefits, you can also get the Chase Sapphire Preferred® Card which offers a 25% travel redemption bonus and 1:1 airline and hotel point transfers.

Saving Money on Theme Park Tickets

Getting bonus points on theme park purchases is nice, but paying less can be just as rewarding. After all, the less money you spend on theme park admissions means more money for future trips.

Paying cash for theme park tickets might be the best bang for your buck. This is especially true if you are purchasing directly from the theme park that has better prices than a travel booking site. Then, you can redeem your points for award travel, which usually has better redemption values.

Most credit card providers offer member-only packages that can save you money. Chase Ultimate Rewards offers theme park tickets through their travel portal. American Express Membership Rewards offers theme park vouchers to several different brands.

Summary of Credit Cards for Theme Parks

When using credit cards for theme parks and park purchases, always strive to earn at least 1.5 points per $1 spent. This way, you’ll maximize your rewards potential. Also, use your card for your food and drink purchases if your card has dining benefits.

You might also be able to redeem rewards points for theme park admission. But, you might find more value in saving these points for flights and hotel nights if you travel to visit a theme park. A little research to find the best deal can save you big money.

Mary Renking

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6 of the Best Credit Cards for Theme Parks
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About the Author

Mary Renking
Mary writes about how to book travel with award miles & points, reviews top travel credit cards, and basic rewards news.

1 Comment on "6 of the Best Credit Cards for Theme Parks"

  1. Don’t forget about gift cards. One can buy Disney and Universal gift cards in various locations. 5x points with Chase Ink at office supply stores, 3-4.5x points with Amex Everyday at grocery stores, or 5% off with Target Red card at Target (in store or online).

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