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Just in time for the start of summer travel, the Chase Sapphire Preferred® Card is offering its highest-ever signup bonus of 100,000 Ultimate Rewards. New cardholders can earn this bonus after spending $4,000 in the first 3 months. This whopper-sized limited-time bonus offer is worth $1,250 when redeemed through Chase Ultimate Rewards.

Learn more here: Chase Sapphire Preferred® Card

Sweetgrass Inn at Wild Dunes Resort Guestroom in Charleston’s Wild Dune beach resort community. Credit: World of Hyatt

$1,250 Chase Sapphire Preferred Card Bonus

New Chase Sapphire Preferred® Card cardholders can earn the card’s largest sign-up bonus.

You can earn 100,000 bonus Ultimate Rewards by spending $4,000 on purchases in the first 3 months. This bonus is worth as much as $1,250 when booking award travel or the Chase Pay Yourself Back categories.

This bonus is only around for a limited time and it’s one of the most valuable credit card signup bonuses currently available.

The annual fee is $95 and there are no foreign transaction fees.

Who Qualifies for the Sapphire Bonus?

The Chase Sapphire application guidelines are tougher than some cards. For example, you may not qualify for the card if you have opened 5 or more new credit cards in the last 24 months due to Chase’s 5/24 rule.

You can qualify for this signup bonus if you meet these two conditions:

  • Do not currently own a Chase Sapphire product
  • Have not earned a Sapphire signup bonus in the last 48 months

If you qualify for this bonus, now can be the best time to apply for the Sapphire Preferred.

Additional Sapphire Preferred Perks

The $1,250 Chase Sapphire Preferred signup bonus is one reason to consider the card right now. But, here are some of the other valuable card benefits that add value when you travel or make local purchases.

  • Earn unlimited 2x Ultimate Rewards on travel and dining (includes takeout and delivery)
  • Earn 1x points on all non-bonus purchases
  • 25% redemption bonus on Chase Ultimate Rewards award travel bookings
  • 25% statement credit bonus on qualifying Pay Yourself Back purchases
  • 1:1 airline and hotel point transfers
  • Primary car rental collision and theft coverage
  • Trip cancellation and interruption insurance

The 25% redemption bonus applies to award travel booked on Chase Ultimate Rewards and the rotating Pay Yourself Back purchase categories. Through September 30, 2021, the Pay Yourself Back categories are grocery, dining and home improvement stores.

Partner Benefits

There are several limited-time partner benefits that can be good too.

  • DoorDash: 1 year of DashPass membership for $0 delivery fees and reduced service fees on orders above $12
  • Lyft: Earn 5x Ultimate Rewards on rides through March 2022
  • Peloton: Up to $60 back in statement credits on Peloton Digitial or All-Access Memberships (through December 31, 2021)

Chase Sapphire Reserve

If you prefer a premium travel credit card, the Chase Sapphire Reserve® is one of the best options.

Its current signup bonus is the ability to earn 60,000 Ultimate Rewards worth $900 in award travel when redeemed through Chase Ultimate Rewards and Pay Yourself Back statement credits. New cardholders can earn the bonus after spending $4,000 in the first 3 months.

Select Chase Sapphire Reserve card benefits include:

  • Earn 3x Ultimate Rewards on dining
  • 3x points on travel immediately after earning the $300 travel credit
  • 50% redemption bonus on award travel bookings with Chase Ultimate Rewards
  • 1:1 airline and hotel point transfers
  • Annual $300 travel statement credit
  • Priority Pass airport lounge membership
  • Global Entry or TSA PreCheck application fee credit

There are also partner benefits with DoorDash, Lyft, and Peloton. Compare the Chase Sapphire Reserve vs Chase Sapphire Preferred if you want a better idea of which one works best for you.

The annual fee is $550. However, given all of the benefits, this annual fee can be offset.

Related: Chase Sapphire Reserve Review


In conclusion, with the Chase Sapphire Preferred signup bonus, new cardholders can enjoy the flexibility to use their earned points. It’s not every day you have the chance to earn 100,000 bonus Ultimate Rewards. The Chase Sapphire Preferred Card is already one of the best travel credit cards. As you start traveling again, having an extra $1,250 in travel rewards (when redeemed through Chase Ultimate Rewards) can help you make up for lost time.

100,000 Point Bonus Offer: Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card

  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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