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A new credit card is a great opportunity to earn many rewards quickly. But when a limited time offer appears, the rewards can be even greater! There are several limited time offers available right now where you can earn up to 100,000 points. These are the best limited time credit card offers you should consider when applying for a new card.
What are limited time credit card offers?
Limited time credit card offers are exactly what they sound like. A bank, hotel, or airline will promote an increased bonus offer to encourage prospective cardholders to apply.
But why would they want to offer more points and miles?
Banks, airlines, and hotels aren’t offering more rewards out of the kindness of their hearts. Instead, they generally offer a higher sign-up/welcome bonus because they’re:
- Launching a new product and want to make a splash
- Feeling the heat due to competition from other credit cards
- Opening new routes or properties and want to increase awareness
The bottom line is the best limited time credit card offers are driven by the marketing department to serve a strategic purpose. As consumers, you get to reap all of the benefits of their marketing budget.
The best limited time credit card offers available now
Here are the best limited time credit card offers available now. Before applying, check your credit score and do a little maintenance to increase your odds of approval. Keep in mind that rules restricting multiple bonuses still apply (i.e.: Chase 5/24). Do your homework before applying to ensure that you will get approved and receive the increased sign-up bonus.
The best limited time credit card offers from American Express
Starwood Preferred Guest Business Credit Card from American Express
The Starwood Preferred Guest® Business Credit Card from American Express card is offering a 75,000 Marriott point bonus after you spend $3,000 in the first three months. Note that Marriott is working with American Express and Chase to restrict who can receive the bonus, so be sure to check you’re eligible.
It comes with Silver Elite status along with the potential to earn Gold status when you spend $30,000 on eligible purchases on your card in a calendar year. Once January 1, 2019 rolls around, the spend threshold will increase to $35,000 to earn Gold status.
What I like best about this card is the addition of an annual free night. To me, that’s a big improvement in value for the $95 annual fee.
Editor’s note: The editorial copy for the Starwood Preferred Guest Business Credit Card from American Express has been updated to reflect current offers.
Starwood Preferred Guest Luxury Card from American Express
There have been plenty of rumors about this card since it was announced. The new Starwood Preferred Guest Luxury Card from American Express offers excellent perks that will make you want to upgrade as soon as you’re eligible.
The SPG Luxury Card is now offering a bonus of 75,000 bonus points after spending $3,000 in the first 3 months. The annual fee is $450 like many of the premium credit cards it competes against. However, like its competition, the Amex SPG Luxury Card offers $300 in statement credits each year of Card Membership for eligible purchases at participating SPG® or Marriott Rewards®hotels. This makes the annual fee more manageable.
It comes with Marriott Rewards Gold Elite status out of the box. Plus you can earn Platinum Elite status when you spend $75,000 in a calendar year. I like that the annual free night is valued up to 50,000 point properties, compared to a maximum of 35,000 for the non-luxury cards. On top of all that, you’ll receive up to $100 in Global Entry or TSA PreCheck reimbursements every 4 years.
The information for the Starwood Preferred Guest Luxury Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
Blue Delta SkyMiles® Credit Card from American Express
The Blue Delta SkyMiles® Credit Card from American Express isn’t a credit card that I would normally recommend because I feel there’s more value with the Delta Gold card. You’ll earn 10,000 Delta SkyMiles as a bonus after spending $500 in the first three months, which is a good way to earn additional Delta miles if you’ve received all of the other Amex Delta credit bonuses.
This card is also good for people who do a lot of ridesharing. For a limited time, new Blue Delta SkyMiles card members can earn 2 miles per dollar and up to $50 in statement credits on eligible Lyft purchases during the first six months after opening the card. You have until October 18, 2018, to apply for this limited time promotion.
Gold Delta SkyMiles Credit Card from American Express
To me, the Gold Delta SkyMiles® Credit Card from American Express is a better card for Delta flier thanks to priority boarding and free checked bags. The $95 annual fee is waived the first year, which makes this my first choice for the occasional Delta traveler.
The Gold Delta SkyMiles card is offering 30,000 Bonus Miles after you spend $1,000 in the first 3 months. You’ll also get a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Platinum Delta SkyMiles Credit Card from American Express (Expired)
For flyers who are looking to earn status with Delta, the Platinum Delta SkyMiles® Credit Card from American Express will give you 10,000 MQMs as part of its welcome bonus. Additionally, you can earn up to 20,000 bonus miles and 20,000 MQMs when you spend $50,000 in a calendar year (10,000 at $25,000 and the second 10,000 at $50,000).
The limited time credit card offer will also give you 70,000 bonus miles after spending $3,000 in the first 3 months after approval when you apply by September 19, 2018. Keep in mind that the $195 annual is not waived the first year.
Aside from the MQMs to help you earn status, I like the annual companion certificate that you receive each year after renewal. If you’re going to fly Delta at least once a year using the Companion Certificate, paying the extra $100 annual fee to upgrade from the Amex Delta Gold to the Amex Delta Platinum card is totally worth it.
The Best Limited Time Credit Card Offers From Chase
Chase IHG Rewards Club Premier Credit Card
The Chase IHG® Rewards Club Premier Credit Card has a limited time offer of 80,000 points when you spend $2,000 in the first three months. Although the annual fee increased from $49 to $89, this credit card packs a lot of benefits that make the increase worthwhile.
You now earn 10x points per dollar spent vs. 5x with the old version. A reimbursement of up to $100 for Global Entry or TSA PreCheck every four years has also been added. Plus now you’ll get the 4th night free when redeeming points for stays of 4 consecutive nights or more.
The old perks like automatic Platinum status and an annual free night are still there. One downgrade is that the free night is now capped at 40,000 points, which puts many of my favorite Kimpton properties out of reach.
Southwest Rapid Rewards® Premier Business Credit Card
The Southwest Rapid Rewards Premier Business credit card is a fan favorite of anyone who is looking to earn the Southwest Companion Pass. When you pair the 50,000 from the consumer card with the 60,000 from this business credit card in a calendar year, you’ll automatically earn the pass to the (in my opinion) pass to the best airline widely available. You’ll earn the bonus after spending $3,000 in purchases within the first 3 months of account opening.
If your goal is to be on the A-List, this business credit card will earn you 1,500 Tier Qualifying Points for every $10,000 you spend, up to a maximum of 15,000 TQPs. This card will pair well with the new Southwest Rapid Rewards Priority Card for consumers.
The best limited time credit card offers from Citibank
Citi AAdvantage Platinum Select World Elite MasterCard
Citibank is feeling the heat from Barclays, so they’ve increased the bonus on the Citi AAdvantage Platinum Select World Elite MasterCard to 60,000 miles. You’ll receive this limited time offer bonus after spending $3,000 in purchases within the first 3 months of account opening.
Citi has also added the ability to earn a $100 flight discount when you renew the card after spending $20,000 in an anniversary year. Bonus miles are now earned at 2x spend on dining and gas purchases.
These are great cards to have if you fly American Airlines at least once a year because of the priority boarding and free checked bags benefits.
CitiBusiness AAdvantage Platinum Select World MasterCard
The CitiBusiness AAdvantage Platinum Select World MasterCard also has a limited time offer available where you’ll earn 70,000 bonus miles after spending $4,000 within the first 4 months of account opening.
If I had to keep just one of the Citi AA cards, I’d pick the business version because of the ability to a companion certificate after $30,000 in spend. I value the savings opportunity of a “free” companion ticket from the business card more than saving $100 on a future flight from the personal card.
Citi Double Cash Card
In the miles and points community, people often overlook cash back credit cards. For non-bonus spend, I often pull out my Citi Double Cash Card to pay for the purchase.
For a limited time, Citi has increased the welcome bonus from $100 to $150. Compared to other travel credit cards, $150 may not seem like a lot, but for a no annual fee credit card that offer 2% cash back on everything you buy, it is quite lucrative.
The best limited time credit card offers from Barclays
Barclays AAdvantage Aviator Red World Elite Mastercard
The Barclays AAdvantage Aviator Red World Elite Mastercard has a limited time credit card offer of 60,000 miles. You’ll receive the bonus after your first purchase, compared to a minimum spend of $3,000 for the Citi version. The Barclays AA card also earns $3,000 in Elite Qualifying Dollars after spending $25,000 each calendar year.
I like this credit card because Barclays hasn’t implemented rules like Citibank’s one bonus per family every 24 months. This is a great choice if you’ve received a bonus from a Citibank American Airlines card lately. However, note that the annual fee is not waived in the first year.
Barclays AAdvantage Aviator Business Mastercard
The limited time offer on the Barclays AAdvantage Aviator Business Mastercard is 60,000 miles after your first purchase. This 60,000-mile bonus may be lower than the 70,000 offered by the CitiBusiness version, but the Barclays is a better card long term.
Many of the Barclays and Citi business credit card benefits are the same, such as the companion pass after spending $30,000, 25% in-flight savings, free checked bag, and priority boarding. However, big spenders will appreciate that the Barclays business card offers a 5% bonus each year on the number of miles earned from the credit card. Additionally, only the Barclays card earns $3,000 EQDs after spending $25,000 each calendar year.
The best limited time credit card offers from Bank of America
Alaska Airlines Visa Signature Credit Card
The Bank of America Alaska Airlines Visa Signature credit card bonus offer usually ranges from 25,000 to 35,000 throughout the year. With this limited time offer, you’ll receive 30,000 bonus miles and a $100 statement credit. Just make $1,000 in purchases within the first 90 days of your account opening.
The Alaska card is another one that offers a companion certificate as a cardholder benefit. However, there is not a spending requirement to earn this perk. When you renew the card, you will receive the Alaska companion certificate automatically.
Which best limited time credit card offer is for you?
When picking the “best” credit card, I recommend people focus on the next vacation that they are planning to book. Select a credit card with a limited time offer that will help you reduce your travel expenses on your upcoming vacation. Even if this means you won’t get the highest offer from those available, I’d rather save money now to lock in my savings today versus building points for a “someday” vacation that may never happen.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.