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A new credit card is a great opportunity to earn many rewards quickly. But when a limited time offer appears, the rewards can be even greater! There are several limited time offers available right now where you can earn up to 100,000 points. These are the best limited time credit card offers you should consider when applying for a new card.
Editor’s Note: Some of the offers below may have expired or are no longer available on our site.
What are limited time credit card offers?
Limited time credit card offers are exactly what they sound like. A bank, hotel, or airline will promote an increased bonus offer to encourage prospective cardholders to apply.
But why would they want to offer more points and miles?
Banks, airlines, and hotels aren’t offering more rewards out of the kindness of their hearts. Instead, they generally offer a higher sign-up/welcome bonus because they’re:
- Launching a new product and want to make a splash
- Feeling the heat due to competition from other credit cards
- Opening new routes or properties and want to increase awareness
The bottom line is the best limited time credit card offers are driven by the marketing department to serve a strategic purpose. As consumers, you get to reap all of the benefits of their marketing budget.
The best limited time credit card offers available now
Here are the best limited time credit card offers available now. Before applying, check your credit score and do a little maintenance to increase your odds of approval. Keep in mind that rules restricting multiple bonuses still apply (i.e.: Chase 5/24). Do your homework before applying to ensure that you will get approved and receive the increased sign-up bonus.
The best limited time credit card offers from American Express
Starwood Preferred Guest Business Credit Card from American Express (Expired)
The Starwood Preferred Guest® Business Credit Card from American Express card is offering a 75,000 Marriott point bonus after you spend $3,000 in the first three months. Note that Marriott is working with American Express and Chase to restrict who can receive the bonus, so be sure to check you’re eligible.
It comes with Silver Elite status along with the potential to earn Gold status when you spend $30,000 on eligible purchases on your card in a calendar year. Once January 1, 2019 rolls around, the spend threshold will increase to $35,000 to earn Gold status.
What I like best about this card is the addition of an annual free night. To me, that’s a big improvement in value for the $95 annual fee.
Editor’s note: The editorial copy for the Starwood Preferred Guest Business Credit Card from American Express has been updated to reflect current offers.
Starwood Preferred Guest Luxury Card from American Express (Expired)
There have been plenty of rumors about this card since it was announced. The new Starwood Preferred Guest Luxury Card from American Express offers excellent perks that will make you want to upgrade as soon as you’re eligible.
In coordination with its August 23, 2018, launch, the SPG Luxury Card is now offering a bonus of 100,000 Marriott Rewards points. The annual fee is $450 like many of the premium credit cards it competes against. However, like its competition, the Amex SPG Luxury Card offers $300 in annual travel credits. This makes the annual fee more manageable.
It comes with Marriott Rewards Gold Elite status out of the box. Plus you can earn Platinum Elite status when you spend $75,000 in a calendar year. You also receive 15-night credits towards your next status tier.
I like that the annual free night is valued up to 50,000 point properties, compared to a maximum of 35,000 for the non-luxury cards. It also comes with unlimited Priority Pass Select Lounge visits for you and two guests. On top of all that, you’ll receive up to $100 in Global Entry or TSA PreCheck reimbursements every 4 years.
The bonus offer ends on 10/31/2018, thus making it on our best limited time credit card offers list.
Blue Delta SkyMiles® Credit Card from American Express
The Blue Delta SkyMiles® Credit Card from American Express isn’t a credit card that I would normally recommend because I feel there’s more value with the Delta Gold card. You’ll earn 10,000 Delta SkyMiles as a bonus after spending $500 on purchases in the first three months, which is a good way to earn additional Delta miles if you’ve received all of the other Amex Delta credit bonuses.
It’s also good if you’re looking to get started on earning miles but don’t travel so often that you’d be better off getting the benefits of the other Delta cards.
Gold Delta SkyMiles Credit Card from American Express (Expired)
To me, the Gold Delta SkyMiles® Credit Card from American Express is a better card for Delta flier thanks to priority boarding and free checked bags. This my first choice for the occasional Delta traveler.
With the Gold Delta SkyMiles® Credit Card from American Express, you can earn 30,000 miles after you spend $1,000 on your card within the first 3 months of account opening. New cardholders can also earn a $50 statement credit after making a Delta purchase on their new card within the first 3 months of account opening.
Platinum Delta SkyMiles Credit Card from American Express (Expired)
For flyers who are looking to earn status with Delta, you can earn plenty as a new cardholder of the Platinum Delta SkyMiles® Credit Card from American Express. You can earn up to 50,000 miles when you spend $3,000 in purchases in the first 3 months of account opening.
New cardholders can also receive 50% back in the form of statement credits on purchases made on your card within the first 3 months of account opening, up to $500 back.
This offer expires 08/15/2019.
The Best Limited-Time Credit Card Offers From Chase
Chase IHG Rewards Club Premier Credit Card (Expired)
New cardholders can also earn 125,000 points after spending $3,000 on purchases within the first three months of account opening. For the first 12 months, new cardholders can also earn 40x points total per $1 spent when you stay at an IHG hotel. After that, you will earn 25x points per $1.
Additionally, you can earn 4x points on all other purchases for the first 12 months. After that, you will earn 2x points at gas stations, grocery stores, and restaurants and 1 point per $1 on everything else.
A fee reimbursement of up to $100 for Global Entry or TSA PreCheck every four years is also included. Plus you’ll get the 4th night free when redeeming points for stays of 4 consecutive nights or more.
The old perks like automatic Platinum status and an annual free night are still there. One downgrade is that the free night is now capped at 40,000 points, which puts many of my favorite Kimpton properties out of reach.
Southwest Rapid Rewards® Premier Business Credit Card
The Southwest Rapid Rewards® Premier Business Credit Card is a fan favorite of anyone who is looking to earn the Southwest Companion Pass. When you pair the 60,000 from the consumer card with the 60,000 from this business credit card in a calendar year, you’ll have earned enough for the pass to the (in my opinion) best airline widely available.
You’ll earn the Southwest Rapid Rewards® Premier Business Credit Card bonus after spending $3,000 in purchases within the first 3 months of account opening. This card will pair well with the Southwest Rapid Rewards Priority Card for consumers.
You can learn more: Airline Credit Cards
The best limited time credit card offers from Citibank
Citi AAdvantage Platinum Select World Elite MasterCard
Citibank is feeling the heat from Barclays, so they’ve increased the bonus on the Citi AAdvantage Platinum Select World Elite MasterCard to 60,000 miles. You’ll receive this limited time offer bonus after spending $3,000 in purchases within the first 3 months of account opening.
Citi has also added the ability to earn a $100 flight discount when you renew the card after spending $20,000 in an anniversary year. Bonus miles are now earned at 2x spend on dining and gas purchases.
These are great cards to have if you fly American Airlines at least once a year because of the priority boarding and free checked bags benefits.
CitiBusiness AAdvantage Platinum Select World MasterCard
The CitiBusiness AAdvantage Platinum Select World MasterCard also has a limited time offer available where you’ll earn 70,000 bonus miles after spending $4,000 within the first 4 months of account opening.
If I had to keep just one of the Citi AA cards, I’d pick the business version because of the ability to a companion certificate after $30,000 in spend. I value the savings opportunity of a “free” companion ticket from the business card more than saving $100 on a future flight from the personal card.
Citi Double Cash Card
In the miles and points community, people often overlook cash back credit cards. For non-bonus spend, I often pull out my Citi Double Cash Card to pay for the purchase.
For a limited time, Citi has increased the welcome bonus from $100 to $150. Compared to other travel credit cards, $150 may not seem like a lot, but for a no annual fee credit card that offer 2% cash back on everything you buy, it is quite lucrative.
The best limited time credit card offers from Barclays
Barclays AAdvantage Aviator Red World Elite Mastercard
The Barclays AAdvantage Aviator Red World Elite Mastercard has a limited time credit card offer of 60,000 miles. You’ll receive the bonus after your first purchase, compared to a minimum spend of $3,000 for the Citi version. The Barclays AA card also earns $3,000 in Elite Qualifying Dollars after spending $25,000 each calendar year.
I like this credit card because Barclays hasn’t implemented rules like Citibank’s one bonus per family every 24 months. This is a great choice if you’ve received a bonus from a Citibank American Airlines card lately. However, note that the annual fee is not waived in the first year.
Barclays AAdvantage Aviator Business Mastercard
The limited time offer on the Barclays AAdvantage Aviator Business Mastercard is 60,000 miles after your first purchase. This 60,000-mile bonus may be lower than the 70,000 offered by the CitiBusiness version, but the Barclays is a better card long term.
Many of the Barclays and Citi business credit card benefits are the same, such as the companion pass after spending $30,000, 25% in-flight savings, free checked bag, and priority boarding. However, big spenders will appreciate that the Barclays business card offers a 5% bonus each year on the number of miles earned from the credit card. Additionally, only the Barclays card earns $3,000 EQDs after spending $25,000 each calendar year.
The best limited time credit card offers from Bank of America
Alaska Airlines Visa Signature Credit Card
The Bank of America Alaska Airlines Visa Signature credit card bonus offer usually ranges from 25,000 to 35,000 throughout the year. With this limited time offer, you’ll receive 30,000 bonus miles and a $100 statement credit. Just make $1,000 in purchases within the first 90 days of your account opening.
The Alaska card is another one that offers a companion certificate as a cardholder benefit. However, there is not a spending requirement to earn this perk. When you renew the card, you will receive the Alaska companion certificate automatically.
Which best limited time credit card offer is for you?
When picking the “best” credit card, I recommend people focus on the next vacation that they are planning to book. Select a credit card with a limited time offer that will help you reduce your travel expenses on your upcoming vacation. Even if this means you won’t get the highest offer from those available, I’d rather save money now to lock in my savings today versus building points for a “someday” vacation that may never happen.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
- 1 What are limited time credit card offers?
- 2 The best limited time credit card offers available now
- 3 The best limited time credit card offers from American Express
- 4 The Best Limited-Time Credit Card Offers From Chase
- 5 The best limited time credit card offers from Citibank
- 6 The best limited time credit card offers from Barclays
- 7 The best limited time credit card offers from Bank of America
- 8 Which best limited time credit card offer is for you?