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With the holiday season comes loads of holiday shopping. If you’re going to be spending the cash, why not get some value out of it — particularly travel rewards? Whether you’re looking to earn some miles or you want to redeem some valuable points for travel through a card-specific booking portal, these are the best credit cards for earning miles on holiday shopping. 


Terms apply to American Express benefits and offers. Visit to learn more.

Chase Ink Business Preferred Credit Card

If you’re a business owner of any kind (and you can get a business credit card with just about any type of eligible independent income, whether you have a photography gig on the side or just opened up a brick and mortar storefront), make all of your holiday purchases on the Ink Business Preferred® Credit Card. 

Whether you’re buying your clients a fruit basket to show them they matter, funding the open bar at the holiday party or just taking care of your normal gift purchases, you can earn a huge amount of Chase Ultimate Rewards points if you put all this spending on the card as a new cardholder. 

All you have to do is spend $15,000 within three months of opening, an extremely easy task during the holiday season, and you receive 100,000 Chase Ultimate Rewards points on your Ink Business Preferred® Credit Card. This is worth more than $1,250 in free travel both when you redeem your points through the Chase Ultimate Rewards travel portal or you transfer the points to your favorite airline loyalty program. 

The Platinum Card from American Express

This premium travel card is another great one to sign up for during the holiday season, just to get the welcome bonus on all that holiday spending. 

New cardmembers can earn 75,000 bonus Membership Rewards® Points after spending $5,000 on purchases in the first 6 months of account opening. Cardholders also earn 10x points on eligible purchases at U.S. gas stations and U.S. supermarkets, up to $15,000 in combined purchases, during your first 6 months of card membership.

That equals out to a lot of miles if you transfer your points to some of the more lucrative loyalty programs among airlines, such as those international programs that allow you to book with a domestic carrier partner, saving miles when you fly to coveted destinations like Hawaii. 

Do note that the Platinum Card® from American Express does have a pretty hefty annual fee of $550 (See Rates & Fees). However, a lot of travelers find that the fee is more than worth it with all of the perks and benefits you receive throughout the year, particularly if you’re a frequent luxury traveler. 

Terms apply.

Learn more: Johnny Jet Recommended Credit Cards

Capital One Venture Rewards Credit Card

What if you’re a cardholder that doesn’t want to worry about meeting large spending thresholds in order to receive a bonus, or if you don’t want to worry about spending categories at all? What if you just want to earn the miles by going about your normal, everyday spending?

If that’s the case, Capital One Venture Rewards Credit Card might be a good choice for you.

New Capital One Venture Rewards Credit Card cardholders can earn 100,000 bonus miles after spending $20,000 on purchases in the first 12 months from account opening, or earn 50,000 miles after spending $3,000 on purchases in the first 3 months.

Learn more: Travel Rewards Credit Cards

But the ease of earning is the stand-out feature on this card. You receive 2X miles on every purchase, any time, anywhere. There is a $95 annual fee but you don’t have to worry about foreign transaction fees.

Bottom Line When Earning Miles on Holiday Shopping

Holiday travel is one of the fastest growing industries in America, and using a rewards credit card for holiday shopping is a good way to get something for yourself too. As with anything, use your best judgment. Do your research, look at your budget, and consider the things you have in the coming months. Choose the card that will best likely work for you.

Earning miles on holiday shopping doesn’t have to be difficult. With a few clicks of a button, you can easily be on your way!

For rates and fees of The Platinum Card® from American Express, please click here.


Chase Sapphire Preferred® Card

  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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