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Aeroplan is a favorite international airline loyalty program as you can find some sweet travel deals. It’s now possible for Americans to easily earn Aeroplan points and enjoy other frequent flyer perks with the brand-new Chase Aeroplan® Credit Card. Let’s take a look at what this card has to offer in this Chase Aeroplan Credit Card review.
Chase Aeroplan Credit Card Review
The Chase Aeroplan® Credit Card is Air Canada’s first co-branded credit card for Americans. It has a $95 annual fee, offers fast-track Aeroplan elite status, and earns up to 3x Aeroplan points on purchases.
This card can be an excellent addition to your wallet if you visit Canada regularly and Air Canada is your preferred airline. You might also try for this card as you can flexibly redeem your points for Star Alliance flights at a potentially better redemption value.
100,000 Points Signup Bonus
New Aeroplan® Credit Card cardholders can earn 2 Welcome Flight Rewards that are worth up to 100,000 points total after spending $4,000 in the first 3 months from account opening.
These signup rewards do not expire unless you close your Aeroplan Credit Card account.
Earn Up to 3x Aeroplan Points
This Aeroplan Credit Card review continues with some fun stuff—purchase rewards. These purchases earn unlimited 3x points per $1 spent:
All remaining purchases earn 1 point per $1 spent.
Receive 500 Bonus Points per $2,000 in Spend
In addition to earning up to 3x points on purchases, you also receive 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month) with the Aeroplan® Credit Card.
For example, $4,000 in monthly purchases means 1,000 bonus points.
Complimentary 25K Status
You automatically receive Aeroplan 25K elite status for the rest of the calendar year and all of the next calendar year as a new card member. This is the bottom level of the four-tier loyalty ladder.
Keep your 25K status by making at least $15,000 in Aeroplan® Credit Card purchases during a calendar year.
Spending $50,000 in a year upgrades you to the 35K loyalty tier. This can be one of the best miles credit cards if you can use these Air Canada perks.
Some of the 25K status benefits include:
- Priority check-in, boarding, and seat selection
- 2 Maple Leaf Lounge passes (one-time visits only)
- 20 eUpgrade credits
- 50% discount on Preferred Seats
- Earn 25% more points on Air Canada and select partner airlines
- Automatic Star Alliance Silver status
Usually, you must earn 25,000 SQM or 25 SQS and have $3,000 in SQD to earn 25K elite status.
Trusted Traveler Fee Credits
Once every four years, you receive a $100 application fee credit for one of these Trusted Traveler programs:
- Global Entry
- TSA PreCheck
These programs can help you enjoy expedited airport security lines. Global Entry and Nexus are beneficial for international travel routes, including between the United States and Canada.
Free Checked Bags
The Aeroplan® Credit Card primary cardmember and up to 8 companions get their first checked bag for free on Air Canada-operated flights. The maximum weight limit per bag is 50 pounds.
Preferred Award Flight Pricing
You can receive better award flight prices than non-cardholders. Other airlines also provide these discounts, including United Airlines.
In addition to the potential discounts, there are no blackout restrictions for award seats. Essentially, any seat available for cash is available to book with points.
Award seats start at 6,000 points for one-way award flights. You can also enjoy fixed award flight prices for partner flights which are somewhat rare as more carriers switch to dynamic pricing.
No Foreign Transaction Fees
It may go without saying since this is an international airline credit card, but this card doesn’t charge a foreign transaction fee.
This card offers several complimentary travel protection benefits:
- Trip cancellation/trip interruption coverage: Up to $1,500 per person and $6,000 per trip for non-refundable purchases due to sickness, weather, and other covered reasons.
- Trip delay reimbursement: Up to $500 per ticket for essential expenses like meals and lodging for commercial travel delays exceeding 12 hours.
- Baggage delay insurance: Up to $100 a day for 3 days for delays over 6 hours.
- Roadside assistance: Receive assistance when you’re broken down. Third-party service fees apply.
You can also receive up to purchase protection on merchandise during the first 120 days. The coverage limits are up to $10,000 per item and $50,000 per year due to accidental damage or theft.
You can also receive a 24/7 concierge to receive assistance with booking dining and entertainment reservations. It’s free to call the concierge desk but fees apply to book amenities.
As society continues to emphasize eco-friendly travel, Aeroplan is responding when cardholders book reward flights for Air Canada-operated flights.
World Elite Mastercard Benefits
This card is a World Elite Mastercard product and enjoys these benefits:
- $5 Lyft credit after your first 3 monthly ride purchases
- Priceless Golf experiences
- Up to $1,000 in yearly cell phone protection
- Mastercard Luxury Hotel and Resorts portfolio
- VIP travel experiences
Chase Pay Yourself Back Benefits
This card will be getting the Chase Pay Yourself Back benefits that let you redeem your purchase rewards for a redemption bonus on qualifying purchases.
Cardholders can redeem their points for 1.25 cents each for airline, hotel, and rental car purchases (up to 50,000 points per year). The maximum redemption value is $625.
Chase launched this feature in the early days of the pandemic for the Chase Sapphire cards to easily redeem points for at-home purchases during the travel shutdowns.
Redeeming Aeroplan Points
Determining if you can easily redeem your Aeroplan points may help you decide if the Chase Aeroplan® Credit Card is worth it.
Here are some of the best ways to redeem Air Canada Aeroplan points.
Air Canada Award Flights
One-way routes start at 6,000 points through Air Canada. You also won’t pay cash surcharges on these flights (it’s $39 for partner flights).
You can also book Star Alliance partner flights including United Airlines.
Within North America, economy class flights 500 points or shorts only require 6,000 points plus a $39 surcharge.
Your maximum costs are for flights with a distance of at least 2,751 points and you will pay 22,500 points for economy or 35,000 points for business class.
These partner flights can be cheaper than booking Air Canada-operated flights.
1:1 Point Transfers
This credit card can be a companion to your other travel credit cards to help you earn bonus points on more purchases. Then, you can transfer points as needed from your other travel card accounts.
Should You Try for the Aeroplan Credit Card?
The Chase Aeroplan® Credit Card features a lot of benefits with an affordable $95 annual fee. This card can be a no-brainer if you regularly fly Air Canada or use the Aeroplan loyalty program to book Star Alliance partner flights.
However, you may decide to wait as this card appears to be subject to the Chase 5/24 application guidelines. Chase will most likely reject your application if you have added 5 or more new credit cards to your credit profile in the last 24 months.
This is an exciting card thanks to the bonus perks and capabilities to travel more to our northern neighbor (hopefully this Aeroplan Credit Card review has helped you learn more and determine if your card is worth it). If you want the Chase Aeroplan® Credit Card now can be the best time to try for it as you can get the enhanced signup bonus available to the first cardholders. Aeroplan is a favorite frequent flyer program for international travel and this card can be the easiest way to maximize your membership.
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Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 03/31/22.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
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- 1 Chase Aeroplan Credit Card Review
- 2 100,000 Points Signup Bonus
- 3 Earn Up to 3x Aeroplan Points
- 4 Receive 500 Bonus Points per $2,000 in Spend
- 5 Complimentary 25K Status
- 6 Trusted Traveler Fee Credits
- 7 Free Checked Bags
- 8 Preferred Award Flight Pricing
- 9 No Foreign Transaction Fees
- 10 Travel Insurance
- 11 24/7 Concierge
- 12 Carbon Offsets
- 13 World Elite Mastercard Benefits
- 14 Chase Pay Yourself Back Benefits
- 15 Redeeming Aeroplan Points
- 16 Should You Try for the Aeroplan Credit Card?
- 17 Summary