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The brand-new Chase Slate Edge℠ can be a good fit if you need a 0% balance transfer offer or a low APR credit card. You can also benefit from this card if you’re building a credit history or rebuilding credit and don’t qualify for the best rewards credit cards. Here’s what you need to know about this Chase offer.

The information for the Chase Slate Edge℠ has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Use the Chase Slate Edge to shop and earn the new cardholder bonus. Hilton Carter x Target Collection. Photographer: Frank Frances. Digital Tech: Olivia Demetros. Stylist: Hilary Robertson. Credit: Target

0% Intro APR for 12 Months

One of the best reasons to try for the Chase Slate Edge℠ is for its 12-month 0% introductory APR on purchases and balance transfers. The one-time balance transfer fee is $5 or 3% (whichever is greater) on transfers during the first 60 days. After the introductory 60-day transfer window, the fee increases to $5 or 5%.

Any remaining balance accrues interest at the ongoing variable APR of 14.99% and 23.74%.

Despite the transfer fee, a balance transfer credit card can be worth it if you have a large balance and can pay it off sooner as you’re not paying interest.

Like other balance transfer offers, you will only be able to transfer non-Chase credit card balances to the Slate Edge.

$100 Bonus Statement Credit

In addition to the introductory balance transfer offer, the Chase Slate Edge℠ signup bonus includes a $100 statement credit after making $500 in purchases during the first 6 months.

Card purchases don’t earn rewards points, so this cash bonus is an excellent way to maximize your monthly spending.

Related: Best Credit Card Offers

Up to 2% APR Reduction

The Slate Edge also doubles as a low APR credit card. If you can’t pay off the entire credit card balance during the 12-month 0% introductory APR period, you can get an annual APR reduction of up to 2%.

Chase automatically considers your account for a 2% reduction when you make at least $1,000 in purchases by your next account anniversary.

If you qualify for the lowest ongoing APR when you apply, your rate can be as low as 9.74%. However, not every cardholder reaching the $1,000 annual spending requirement will qualify for the full 2% APR reduction.

Up to $500 Credit Limit Increase

Paying your balance on time means you can qualify for a $500 credit limit increase after your first 6 months. If you pay your statement balance on time for the first half-year, Chase will review your account for a potential $500 increase without getting a second credit check.

The automatic credit limit increase can be an effortless way to build credit as your total available credit increases, and your credit utilization rate can decrease.

Secured credit cards also offer this perk. However, as they require an upfront security deposit, they do not provide balance transfer offers.

No Annual Fee

The Chase Slate Edge doesn’t have an annual fee.

However, there is a 3% foreign transaction fee if you use this card outside the United States.

Chase Credit Tools

Cardholders can use some of the other Chase tools to track their credit score and also avoid substantial interest charges on large purchases.

My Chase Plan

The My Chase Plan feature doesn’t charge a variable purchase APR for qualifying purchases. Instead, you pay a fixed monthly fee and split the purchase amount into equal payments.

Chase waives the monthly plan fee during the 12-month introductory period. The monthly plan fee is usually 1.72% of the purchase amount.

Chase Offers

This card can earn one-time cash rebates with Chase Offers at participating local and online merchants.

Credit Journey

All Chase cardholders and people without a Chase credit card or Chase bank account can use the free Credit Journey tool. This service tracks your credit score for free.

Other Chase Slate Edge Benefits

There are several other additional benefits you can enjoy with this card:

  • Purchase protection of up to $500
  • Extended warranty protection of 1 year on qualifying purchases
  • Secondary auto rental coverage

Learn more in our Chase Slate Edge review.

Who Qualifies for the Chase Slate Edge?

Chase doesn’t disclose a minimum credit score to qualify for the Slate Edge. You may be able to qualify with a fair credit score in the low 600s or higher.

Having a higher credit score can help you qualify for a lower ongoing APR.

This card is likely subject to the 5/24 policy. Chase will take into consideration your recent credit card applications and overall credit history.


The Chase Slate Edge is the bank’s newest balance transfer credit card. As many credit cards are canceling their 0% balance transfer offers, the 0% 12-month introductory APR along with the APR reduction and signup bonus make this card more unique than most balance transfer credit cards.

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Chase Sapphire Preferred® Card

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