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On January 30, 2020, Delta introduced more ways to earn bonus SkyMiles, get flight credits, and even Centurion Lounge access. The one downside is that the annual fee increased when these new benefits rolled out. Here is what changed.

Delta credit card changes are on the way, with some already here. Photo by Sushil Ghimire from Pexels

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Cards and Annual Fee Changes

The cards got a slight name change. For example, the Gold Delta SkyMiles® Credit Card from American Express, is now the Delta SkyMiles® Gold American Express Card. Also as mentioned above, aside from name changes, annual fees also changed (more on that below).

Personal Delta Airlines Credit Cards Changes

These cards make it easy to maximize your daily purchases. For the most part, these changes are good news.

Delta SkyMiles Blue American Express Card

The Blue Delta SkyMiles® Credit Card from American Express is now the Delta SkyMiles® Blue American Express Card. It will continue to be the only Delta Air Lines best no annual fee travel credit card options (See Rates & Fees). You will continue to earn 2x miles on Delta purchases and 20% savings on in-flight purchases.

What’s New

  • Earn 2x SkyMiles at all restaurants
  • No foreign transaction fee (See Rates & Fees)
  • Pay for flights using miles

The current welcome offer for this card is the ability to earn 10,000 bonus miles after you spend $500 in purchases on your new card in your first 3 months.

Learn more: Airline Credit Cards

Delta SkyMiles Gold American Express Card

The Gold Delta SkyMiles® Credit Card from American Express is now the Delta SkyMiles® Gold American Express Card. It is the entry-level Delta credit card that has an annual fee (See Rates & Fees). The annual fee increased to $99. This is the smallest of the annual fee increases but the benefits are still worth a lot more than the $4 fee bump.

You will still continue to get the first checked bag free on Delta flights for you and up to 8 passengers and main cabin 1 priority boarding.

New cardholders can earn 40,000 bonus miles after spending $1,000 in purchases on their new Card in the first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.

Plus, Gold card members will receive a $100 Delta Flight Credit after spending $10,000 in purchases on their card in a calendar year. Cardholders can earn the reward now and travel when they’re ready.

Learn more: Airline Credit Cards

What’s New

  • Earn 2x SkyMiles on Delta purchases, at restaurants and U.S. supermarkets
  • $100 Delta flight credit after $10,000 in annual card purchases
  • Terms apply

What’s Changing

  • Can no longer purchase discounted Delta Sky Club passes
  • Can no longer earn a Medallion Qualification Dollars (MQD) waiver starting January 1, 2020. Any waiver you earn in 2019 still applies in 2020.
  • Annual fee increases from $95 to $99

Delta SkyMiles Platinum American Express Card

The best reason to get the Platinum Delta SkyMiles® Credit Card from American Express, now known as the Delta SkyMiles® Platinum American Express Card, is for the annual companion certificate. Each card renewal, you get a domestic main cabin round-trip companion voucher.

You will also now be able to earn up to 3x SkyMiles on Delta purchases and get your first checked bag for free on Delta flights. This is still one of the best Delta credit cards available.

What’s New

  • Earn 3x SkyMiles on Delta purchases and hotel bookings made directly with hotels
  • Earn 2x SkyMiles at restaurants worldwide (including takeout and delivery) and U.S. supermarkets
  • Global Entry or TSA PreCheck application fee credit
  • Trip delay insurance up to $300 per trip

What’s Changing

  • $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight
  • Miles Boost becomes Status Boost. You will earn 10,000 Medallion Qualification Miles when you spend $25,000 and $50,000 per year. Bonus SkyMiles will no longer be awarded as Miles Boost does.
  • Annual fee increases from $195 to $250 (See Rates and Fees)

New cardholders can earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchases on their new Card in the first 3 months. Plus, they can earn up to $100 back in statement credits for eligible purchases at US restaurants with their card within the first 3 months of membership. Terms apply.

Delta SkyMiles Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card, formerly known as the Delta Reserve® Credit Card from American Express, is still the most luxurious of the Delta credit cards. In some ways, the new benefits help the Delta Reserve compete with the Platinum Card from the American Express.

What’s New

  • Complimentary Centurion Lounge access when using your card to book Delta flights
  • Complimentary access into the Delta SkyClubs® for you when traveling on a Delta flight
  • Free upgrades (even for non-Medallion members) when available
  • Earn 3x SkyMiles on Delta purchases; earn 1x mile on all other eligible purchases
  • Global Entry or TSA PreCheck application fee credit
  • Trip cancellation insurance up to $10,000 per trip ($20,000 per year)
  • Trip delay insurance up to $500 per trip

What Stays the Same

  • Delta Sky Club access for the basic and authorized card users
  • One annual companion certificate round-trip (domestic main cabin, Comfort+, or first class)
  • Upgrade priority for Medallion members
  • MQD waiver when you make at least $25,000 in card purchases and earn sufficient MQMs or MQS

What’s Changing

  • Can no longer use Sky Priority Security Access
  • Will no longer earn Miles Boost bonus SkyMiles by reaching annual spending targets
  • Annual fee increases from $450 to $550 (See Rates & Fees)
  • Terms apply

Cardholders enjoy their first checked bag for free on Delta flights. New cardholders can earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $3,000 in purchases on their new Card in the first 3 months. Plus, they can earn up to $100 back in statement credits for eligible purchases at US restaurants with their card within the first 3 months of membership.

Cardholders can accelerate their path to Medallion Status, with Status Boost. Plus, in 2021, they can earn even more bonus Medallion® Qualification Miles (MQMs) to help cardholders reach Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.

Business Delta American Express Credit Cards

The benefits changes and additions for the personal Delta credit cards are the same as the business Delta credit cards. One difference between the personal and business cards is what non-Delta purchases earn 2x miles.

Delta SkyMiles Gold Business American Express Card

The Delta SkyMiles® Gold Business American Express Card, which was formerly known as the Gold Delta SkyMiles® Business Credit Card from American Express, continues to earn 2 SkyMiles per $1 on eligible Delta purchases made directly with Delta. The annual fee increased from $95 to $99 but is $0 the first year (See Rates & Fees).

What’s New

  • Earn 2x miles on eligible U.S. shipping and U.S. advertising purchases in select media (online, TV, and radio)
  • Earn 2x miles on eligible purchases at restaurants
  • $100 Delta flight credit after $10,000 in annual card purchases
  • Terms apply

New cardholders can earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on their new card in the first 3 months of account opening.

Delta SkyMiles Platinum Business American Express Card

You now earn up to 3 SkyMiles per $1 spent on purchases with the Delta SkyMiles® Platinum Business American Express Card, which was formerly known as the Platinum Delta SkyMiles® Business Credit Card from American Express. With each card renewal, you will continue getting the free annual companion certificate for one main cabin round-trip.

Also, the annual fee increased to $250 (See Rates & Fees).

What’s New

  • Earn 3x miles on direct eligible Delta purchases and eligible purchases directly from hotels
  • Earn 1.5x miles on purchases $5,000 or more (up to 50,000 bonus SkyMiles per year)
  • Global Entry or TSA PreCheck application fee credit
  • Trip delay insurance up to $300 per trip
  • Terms apply

The 50% large purchase bonus mimics the American Express Business Platinum Card purchase rewards. Cardholders earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. They earn 1 mile on every eligible dollar spent on other purchases.

New cardholders can earn 60,000 bonus miles, 5,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on their new card in the first 3 months.

Spend $25,000 in purchases on your card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs), up to 2x per year, getting you closer to Medallion Status. Plus, throughout 2021, earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.

Delta SkyMiles Reserve Business American Express Card

The Delta SkyMiles® Reserve Business American Express Card is the new name of the Delta Reserve for Business Credit Card. This card is probably seeing the largest revamp. You can enjoy more fringe benefits like Centurion Club lounge access and you can bring non-cardholder guests into the Delta Sky Club with two one-time passes.

Additionally, the annual fee increased to $550 (See Rates & Fees).

What’s New

  • Earn 3x SkyMiles on direct eligible Delta purchases
  • Complimentary Delta Sky Club Access and Centurion Lounge access when you book your Delta flight with your Reserve card
  • 2 one-time Delta Sky Club guest passes each year for non-cardholders
  • Global Entry or TSA PreCheck application fee credit
  • Complimentary space-available upgrades for non-Medallion members
  • Trip cancellation insurance up to $10,000 per trip ($20,000 per year)
  • Trip delay insurance up to $500 per trip
  • Terms apply

After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

Although you no longer earn bonus SkyMiles when reaching the annual spending milestones, you can earn bonus MQMs more than once.

New cardholders can earn 60,000 bonus miles, 10,000 Medallion® Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months.

Cardholders can also earn an additional 15,000 Medallion® Qualification Miles (MQMs) after spending $30,000 in purchases on their card in a calendar year, up to 4x times per year, getting them closer to Medallion Status. Plus, throughout 2021, earn an additional 3,750 MQMs after making $30,000 in purchases, up to 4x. That’s in addition to the 15,000 MQMs that you would earn with Status Boost. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.

Summary

While these changes have already taken place, it is interesting to see how they have continued to add value to cardholder’s wallets. Which of these cards is your favorite?

Terms and limitations apply to the cards mentioned above.

For rates and fees of the Delta SkyMiles® Blue American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.

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