Each Friday, we feature a reader-submitted tip as our Travel Tip of the Day. This week’s tip comes from reader Mike A., who says:
“As a Medicare Benefits Advisor, I am always advising my clients that some supplement plans to Medicare offer foreign travel coverage, but it is very limited. After a $250 deductible, these plans will only pay at the 80% level up to a maximum of $50K. If a person needs to be evacuated from a cruise or Europe, that type of coverage woefully is not going to meet their needs.
Travel insurance is most appropriate for consideration. However these plans typically have basic benefits and low evacuation limits. I recommend that to protect seniors who do a lot of traveling to make sure that you have high limits for evacuation coverage as well as basic coverages. For example, when my wife and I travel, we make sure that we have evacuation limits of $1 million. That protects us for the ‘what if scenario.'”
That’s good to know, and a good reminder to make sure to know what you’re getting from your travel insurance before you leave. Here’s more on my plan, and below are some more relevant stories. Thanks, Mike!
- A Story That Shows the Importance of Getting Travel Insurance
- Quick Travel Insurance Q&A: Which Plan Should Seniors Use?
- Purchasing Travel Insurance: 5 Tips From a Pro
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