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U.S. Bank has introduced a new business credit card to its lineup. Introducing the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®, a no annual fee card that earns triple cash back on select purchases that are used often (See Rates & Fees). There is also a $100 statement credit to enjoy as well as a signup bonus to earn. Here’s what you can expect from the U.S. Bank Business Triple Cash Rewards World Elite Mastercard.

U.S. Bank Tower. Credit: U.S. Bank

Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard

As mentioned above, cardholders can earn 3% cash back on select eligible purchases in the following categories:

Cardholders earn 1% cash back on all other eligible net purchases.

There are no limits on how much total cash back can be earned. Additionally, rewards won’t expire.

Signup Bonus

New U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® (See Rates & Fees) cardholders can earn $500 in cash back after spending $4,500 on the Account Owner’s card in the first 150 days of account opening.

This is a limited-time offer.

$100 Annual Statement Credit

Another perk that can be helpful for business owners and employees is an annual $100 statement credit for recurring software subscription expenses. Such expenses include FreshBooks or QuickBooks.

Fees

This business credit card has no annual fee. So, that $100 annual statement credit for recurring software subscription expenses is essential a free perk!

However, there is a 3% foreign transaction fee.

There is also 0% Intro APR on purchase and balance transfers for 15 billing cycles. After that, a variable APR is currently 13.99% 22.99%. The balance transfer fee is either 3% of the amount of each transfer or $5 minimum, whichever is greater.

Credit Required

To get this card, good to excellent credit will be required.

Here’s more information on checking your business credit score.

Who Should Get This Card?

Is the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® (See Rates & Fees) right for your business? For one, having a $100 annual benefit for a no annual fee credit card is a very nice perk to enjoy, assuming you use an eligible software subscription service.

Additionally, earning triple cash back on everyday purchases is an easy way to rack up the rewards. Even better, unlike some small business credit cards, there are no limits on how much cash back can be earned. Some consumer and business cards cap the amount of cash back earned annually. Plus, earning is automatic. You don’t have to worry about activating reward categories.

Consider this card if your business can enjoy the perks, spend in the reward categories, and prefer earning cash back over travel rewards. Cash Rewards may be redeemed as a statement credit, U.S. Bank Rewards Card, or deposited to your U.S. Bank business checking, savings, or money market account.

Summary

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard is a viable no-annual-fee business credit card thanks to a $100 annual statement credit for recurring software subscription expenses (See Rates & Fees). Additionally, cardholders can earn 3% cash back on eligible purchases at restaurants, gas stations, office supply stores, and cell phone service providers.

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