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If you didn’t know, United has a premium travel credit card called the United MileagePlus® Club Card, and it has a new 50,000-mile bonus! This is the highest offer ever for the premium United Club card.
This United credit card is great if you frequently fly on United, you can enjoy such amenities as free checked bags, United Club membership, and the opportunity to earn bonus miles on every purchase. Keep reading to discover everything the new United Club Card has to offer.
Link: United MileagePlus® Club Card
There’s an annual fee of $450 on the United card, but the benefits can easily justify the fee if they are maximized. Also, it appears the United Club credit card falls under the 5/24 rule.
Sign-Up Bonus for the United MileagePlus Club Card
New owners of the United MileagePlus® Club Card will have the opportunity to earn 50,000 bonus miles after spending $3,000 in the first three months. With award flights starting at 10,000 miles, that’s enough miles for two round-trip flights in coach or a single comfortable round-trip in the first-class section. You can also book a one-way to Europe in business class for 57,500 miles on United or 70,000 miles on a partner airline. This is a fantastic use of your miles!
You will enjoy a tiered purchase rewards program that lets you earn miles on every purchase:
- 2 miles per $1 spent on tickets purchased from United
- 1.5 miles for all non-United purchases
Your United miles will never expire as long as you own the United Club Card. And, there’s no foreign transaction fee to negate your earnings when you travel abroad.
Additional United Amenities
The additional card amenities are where the real value can be found and justify the $450 annual fee.
United Club Membership
You will enjoy complimentarily United Club membership and this benefit alone is worth up to $550 a year. If you visit the United Club and Star Alliance lounges on a consistent basis this benefit alone will pay for your card. As the primary cardholder, you will always get free lounge access and your authorized cardholder can also enter for free when traveling with you.
Check Your First and Second Bag Free
You and one travel companion can also check up to four bags free. That’s $240 saved per round-trip! This is also the most generous check bag policy of all the United credit cards. And, there’s no limit to how many times you can use this benefit each year.
Carriers are also introducing their own version of TSA Precheck to help expedite your pathway to the gate. The primary cardholder and all their travel companions can gain exclusive access to exclusive airport check-in lines, security lines, priority boarding, and priority baggage handling so you can also be the first person to leave the gate or baggage claim area.
No Close-In Booking Fees
Some airline rewards programs will charge a “close-in” booking fee when you book an award flight within the last two or three weeks before departure. Not so when you use the United MileagePlus® Club Card. You will still want to book as early as possible to ensure you can get one of the low-cost Saver Awards, but, this is one less way you can get nickel-and-dimed by the airlines if you cannot book a flight until the last-minute.
Additional Chase Amenities
As a premium Chase credit card, you can also enjoy the following non-United benefits that will also add value to the United Club Card.
World of Hyatt Discoverist Status
World of Hyatt is one of the best hotel programs because they have very affordable award nights and all unsold rooms can be reserved with rewards points for same-day reservations. Complimentary Discoverist status comes with being a United MileagePlus Club cardmember.
Benefits of the Discoverist status include the following:
- Complimentary room upgrades at check-in
- 10% point bonus
- Free in-room internet access
- One free bottle of water daily
- Late checkout
Hyatt and United also happen to be Chase Ultimate Rewards travel partners. If you also happen to own the Chase Sapphire Preferred or Sapphire Reserve you can transfer your rewards points on a 1:1 basis to either program to enjoy award flights and nights sooner.
Luxury Hotel and Resort Privileges
You can also gain amenity credits when you stay at one of the 600+ properties within the Luxury Hotel and Resort portfolio when you use your United Club Card. Plus, you will earn 1.5 miles per $1 on all spending at these properties.
Exclusive Access to Chase Events and Experiences
Have you ever wanted to watch the Emmys in person? As a United Club cardholder, you can enjoy similar experiences as you can have the opportunity to participate in special events and meet your favorite celebrities throughout the year. If you didn’t own this card, you would have to sit in the general seating or simply watch the event on the tv from someplace else.
Primary Rental Car Collision Damage Waiver
The United Club Card is also one of the few cards to offer primary rental car collision damage waiver protection. By declining the rental car agency policy, Chase will be the first to reimburse the costs for your vehicle if you are involved in an accident or theft incident.
Chase will also reimburse you up to $10,000 for non-refundable travel if your travel itinerary is disrupted or canceled for covered situations including sickness and extreme weather.
If your travel plans are delayed by at least 12 hours or require an overnight stay, you can also be reimbursed up to $500 per ticket for essential purchases.
Hertz Gold Elite Status
From the United Club landing page “the primary Cardmember is invited to join Hertz President’s Circle and enjoy a 25% bonus on Hertz Gold Plus Rewards® Points, upgrades, exclusive offers and more. To enroll, please visit united.com/HertzChaseBenefit.”
Delayed Baggage and Lost Luggage Protection
If your luggage is delayed or lost, Chase will also reimburse you for essential expenses when your bags are delayed at least six hours and up to $3,000 per passenger for lost luggage.
Is the United MileagePlus Club Card Worth It?
Here’s a breakdown of the two most important fees you will encounter with a travel rewards card:
- Annual Fee: $450
- Foreign Transaction Fee: 0%
Not including the new 50,000 bonus miles and the United miles you will earn and redeem from your United and non-United purchases, the benefits alone can be worth owning this card if you fly United at least twice a year. The four free checked bags (two for you and two for your travel companion) begins saving you money on your third round-trip. Throw in a United Club visit or two and the expedited Premier Access benefits and the United Club credit card pays for itself every year.
If you’re just a casual United passenger, the no-fee United TravelBank or $95-a-year United MileagePlus Explorer Card (EXPIRED) can be a better choice as you can still earn points for United award travel on every purchase without the large annual fee. Or there’s the more flexible Chase Sapphire Preferred which earns Ultimate Rewards points that can be transferred into United MileagePlus.
It’s also worth mentioning that United changing its award chart in November.
Summary on the United Club Credit Card
Regular United passengers should strongly consider the United MileagePlus® Club Card if you routinely visit a United Club or check a bag. The additional travel benefits are valuable as well and will help you save money whenever you travel. Being able to earn at least 1.5 miles per $1 spent is also a huge advantage over other airline rewards cards that have a base rate of 1 mile per $1 spent.
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases.
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.