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The 2nd Quarter Chase Pay Yourself Back categories are here. You can enjoy a redemption bonus on travel purchases and other categories from April 1, 2022, to June 30, 2022. Additionally, you can contribute to several charities. Here are further details about the second quarter Chase Pay Yourself Back categories.

Luxe stay in Wanaka, NZ. Credit: Airbnb

Charitable Contributions Bonus

With Chase Pay Yourself Back, points are worth more when redeemed for statement credits on eligible categories.

The second quarter 2022 Chase Pay Yourself Back categories are now active as of April 1, 2022. There are many similarities to the 1st quarter Pay Yourself Back categories but fewer bonus categories for the Sapphire and Ink Business card families.

In addition to the card-specific redemption bonuses, there are two new qualifying charities:

  • International Rescue Committee, Inc. (IRC)

These newly added organizations, along with International Medical Corps (IMC) and United Way World Central Kitchen (WCK), are providing aid to Ukraine.

Charitable contribution redemptions are eligible for a 50% bonus (with the Chase Sapphire Reserve®) or a 25% bonus (all remaining eligible cards in the Freedom, Sapphire, and Ink card families).

Ink Business Cash Credit Card and Ink Business Unlimited Credit Card

The Chase Ink Business credit cards without an annual fee have a 10% Pay Yourself Back redemption bonus. These cards include the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card.

Eligible 2nd quarter categories for the Ink Business card 10% bonus are:

  • Internet
  • Cable
  • Phone services

Select charitable donations have a 25% bonus.

As your points are only worth 1 cent if you request a general cash statement credit, don’t forget to use this benefit on your recurring tech service bills or to help others in need.

Related: The Best Chase Business Credit Cards 2022

Ink Business Preferred Credit Card

The Ink Business cards with an annual fee have a 25% redemption bonus for these purchases:

  • Internet
  • Cable
  • Phone services
  • Select charitable donations

This 25% bonus applies to the Ink Business Preferred® Credit Card and the discontinued Ink Plus.

Chase Sapphire Reserve

Now onto the second quarter Chase Pay Yourself Back categories for 2022 for consumer cards. The bonus categories for the Chase Sapphire Reserve® allow you to enjoy a redemption bonus of 50% for these three categories:

  • Airbnb
  • Dining at restaurants (including takeout and eligible delivery services)
  • Select charities

Additionally, you can also use this benefit to reimburse your annual fee.

Chase Sapphire Preferred Card

Continuing with travel rewards cards, the bonus categories for the Chase Sapphire Preferred® Card include:

  • Airbnb
  • Select charities

Your redemption bonus is 25%, similar to the travel redemption bonus. However, the travel category expires on June 30, 2022.

Chase Freedom Cards

This quarter, the Chase Freedom card family continues to only offer participating charities as a Pay Yourself Back category. As a result, your donations can be eligible for a 25% redemption bonus.

However, while these cash back cards are sitting out this quarter, you still have the chance to earn up to 5% back on the rotating Chase Freedom 2nd quarter bonus categories!

Once activated, the first $1,500 in combined spending at and select streaming services earns 5% back (then 1% back) from April 1, 2022, to June 30, 2022. This bonus is for these two rewards cards:

Activate by June 14, 2022, to earn the rewards.

Additionally, if you’re thinking about going for a Freedom card product, you can earn up to 6.5% back on purchases with the Chase Freedom Unlimited®. New Chase Freedom Unlimited® cardholders can earn an additional 1.5% cash back on everything they buy (on up to $20,000 spent in the first year). So, with this bonus, enjoy:

  • 6.5% cash back on travel purchased through Chase Ultimate Rewards® (Chase’s premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more)
  • 4.5% cash back on drugstore purchases and dining at restaurants (including takeout and eligible delivery service)
  • 3% on all other purchases (on up to $20,000 spent in the first year)

Related: Comparing the Chase Freedom Flex and Freedom Unlimited


In conclusion, these second quarter Chase Pay Yourself Back categories can help add more value to your Chase credit card. The Chase Pay Yourself Back feature maximizes your spending power on travel and select business purchases. Additionally, if you want to help others, your charity donations can count for more by providing aid within the United States or on the other side of the world. However, you’ll need to use these before the June 30, 2022, expiration date.

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Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

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