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The consumer and small business Southwest Airlines credit cards add a few benefits without increasing the annual fee. The Southwest card benefits give you more ways to earn bonus Rapid Rewards, get EarlyBird check-in, and even one of the best signup bonuses. Additionally, cardholders can continue to maximize their purchases and travel.

new southwest card benefits
Southwest Airlines and Walt Disney World Resort Celebrate the 50th Anniversary of Both Iconic Brands with Commemorative Aircraft. Credit: Southwest Airlines

Southwest Card Benefits for the Consumer Cards

Here is a summary of the benefits of the Southwest consumer cards. Note that all points earned count towards earning the Companion Pass®.

Signup Bonus

All three Southwest consumer cards come with the same signup bonus: earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.

This offer applies to these consumer cards:

Additionally, get 25% back on inflight purchases with all three consumer cards.

2x Bonus Categories

In addition to earning 2x Rapid Rewards on Southwest purchases, all three consumer cards earn double points on these purchases:

  • Local transit and commuting (including rideshares)
  • Internet
  • Phone
  • Cable services
  • Select streaming purchases

Depending on the card, Southwest purchases earn 3x points.

Here is a card-by-card look at the additional benefits.

Southwest Rapid Rewards Plus Card

The entry-level Southwest Rapid Rewards® Plus Credit Card offers these benefits.

  • 2x purchase rewards
  • 2 EarlyBird Check-Ins® each year

The annual fee is $69, and you also get 3,000-anniversary points upon each card renewal.

Southwest Rapid Rewards Premier Card

The mid-level Southwest Rapid Rewards® Premier Credit Card has these perks:

  • 2x purchase rewards categories
  • 3x on Southwest® purchases
  • 2 EarlyBird Check-Ins® each year

Its annual fee is $99, and the anniversary bonus is 6,000 points. There are no foreign transaction fees.

Southwest Rapid Rewards Priority Card

The upper-crust Southwest Rapid Rewards® Priority Credit Card offers:

  • 2x purchase rewards categories
  • 3x on Southwest® purchases
  • Unlimited Tier Qualifying Points (TQPs)

You also get up to 4 Upgraded Bookings per year, an annual $75 Southwest travel credit, and 7,500-anniversary points when paying the $149 annual fee. There are no foreign transaction fees.

Southwest Airlines Business Credit Cards

Here are the Southwest card benefits for the airline’s two small business credit cards.

Southwest Rapid Rewards Premier Business Card

The entry-level Southwest® Rapid Rewards® Premier Business Credit Card offers these benefits:

  • 2 EarlyBird Check-Ins® each year
  • $500 fee credit per year for Rapid Rewards point transfers

The Southwest® Rapid Rewards® Premier Business Credit Card earns:

  • 3x points on Southwest Airlines® purchases
  • 2x points on Rapid Rewards® hotel and car partners
  • 2x points on rideshares
  • 1x point per $1 spent on all other purchases

The annual fee is $99 and you receive 6,000-anniversary points per year.

Related: Southwest Rapid Rewards Premier Business Credit Card Review

Southwest Rapid Rewards Performance Business Card

The Southwest® Rapid Rewards® Performance Business Credit Card offers these perks:

  • Unlimited tier qualifying points per year
  • $500 annual fee credit on Rapid Rewards point transfers
  • 4 Upgraded Bookings per year
  • Up to 365 inflight WiFi credits per year
  • Global Entry or TSA PreCheck application fee credit
  • 9,000 bonus points upon each card anniversary

The Southwest® Rapid Rewards® Performance Business Credit Card earns:

  • 4x points on Southwest® purchases
  • 3x points on Rapid Rewards® hotel and car partners
  • 2x points on rideshares
  • 2x points on social media and search engine advertising, internet, cable, and phone services
  • 1x points on all other purchases

The annual fee is $199.


In conclusion, these Southwest card benefits can make it easier to earn bonus Rapid Rewards on daily purchases, get Southwest elite status, and also be one of the first to board the plane. Southwest Airlines Rapid Rewards is one of the best airline loyalty programs. These perks can help you get more mileage from this discount airline.


Chase Sapphire Preferred® Card

  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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