5 Reasons Why the Capital One Venture Card May Be Right for You

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The Capital One Venture Card is a popular travel credit card. It has a high points earnings ratio on all purchases, a good sign-up bonus, and you redeem your miles for any flight, hotel room, or car rental you want.

But does the Capital One® Venture® Rewards Credit Card deserve a place in your wallet? In this Capital One Venture card review article, we’ll answer that. Here are five reasons why the Capital One Venture may be the credit card for you.

Capital One Venture Link: SEE HERE FOR MORE INFO

Capital One Venture Credit Card

Capital One Venture Rewards

You will earn 2x miles per $1 on all purchases with the Venture card. There are no other bonus purchase categories, so you never need to wonder what credit card to use when you’re at the register or at the dining table. This is especially useful when comparing the card to airline co-branded cards that earn just 1 mile per $1 spent on all purchases. To be fair, not all points are created equal in every situation. But the Capital One Venture rewards are still great for some.

Cardholders can redeem rewards at 1 cent per point. So you’re earning 2% back on all of your purchases when redeemed for travel. Also, you don’t have to worry about any restrictions or blackout dates.

Miles Can Be Redeemed for Any Flight or Hotel Room

So, how do you use your miles? Simple. Book any flight, hotel room, car rental, or other travel expense as you normally would and pay with your Venture card. Then, sign into your Capital One account, select any travel purchase you’ve made in the last 90 days, and use your points to wipe the charge away.

Even better, since you booked the travel expense using your Venture card, you’ll still earn Capital One Venture rewards on your rewards. Furthermore, you earn all airline or hotel points associated with your award when you fly or stay because you’re still booking a cash ticket in the eyes of the airline.

Capital One Venture Card Includes Travel Benefits

Like other travel credit cards in this range, the Capital One Venture credit card comes with a number of travel benefits. These benefits include $250,000 in Travel Accident Insurance, up to $3,000 in Lost Luggage Reimbursement, and $3,000 in Secondary Auto Rental Coverage. Not bad for an annual fee of just $95.

The Capital One Venture card also comes with Extended Warranty Protection and Purchase Security. The former extends warranties of under three years by a year with a maximum of $10,000 per claim and $50,000 per cardholder. It also protects your purchases from damage and theft for up to 90 days from the date of purchase. This pays out up to $500 per claim and $50,000 per cardholder.

To take advantage of these benefits, just book your travel. Alternatively, simply make a purchase with your Capital One Venture credit card. Call the number on the back of your card to make a claim. 

capital one venture vs chase sapphire

 

50,000 Point Welcome Bonus

The Capital One Venture card has a 50,000 miles signup bonus. This bonus is awarded after spending $3,000 in purchases on the card in the first 90 days after opening. When redeemed for travel, this is $500 in free travel.

No Minimum Point Redemptions

Unlike other travel credit cards in this tier, the Capital One Venture card doesn’t have a minimum redemption value. So, if you bought in-flight internet for $4.99, you can redeem 499 points for it. Other similar cards have a minimum redemption of $100. 

Bottom Line of the Capital One Venture Credit Card

The Capital One Venture credit card isn’t for everyone. People that enjoy maximizing transferable and airline miles will be disappointed that this card can only be used for straight cash back on travel purchases. They may also be disappointed in the fixed-value nature of the points.

But the Capital One Venture credit card is still a solid travel card for those wanting travel rewards with no blackout dates. Furthermore, it’s fixed 2% rewards return on all purchases makes earning points easy. There’s no wondering what card you should use at checkout or what it’s worth using your points for.

Capital One Venture Link: SEE HERE FOR MORE INFO

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Mary Renking

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

5 Reasons Why the Capital One Venture Card May Be Right for You
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About the Author

Mary Renking
Mary writes about how to book travel with award miles & points, reviews top travel credit cards, and basic rewards news.

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