Always Pay in Local Currency
I just returned from Ireland and while I was in the Dublin airport buying some Lily O’Brien’s chocolates, the sales clerk asked me if I wanted to pay in U.S. dollars or Euros. U.S. dollars would seem to be the more convenient option, but in reality it’s not. In fact, it’s a total rip-off, since the stores that do this charge a higher exchange fee than your bank back home does. So when possible, remember to always pay in the local currency of the country you’re in—or just get one of these credit cards that don’t have foreign transaction fees.
FYI: The Dublin airport isn’t the only place to do this. Harrod’s, the popular department store in London, does it too, as do many others, so always be on guard.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.