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Do you own the Uber Credit Card or thinking of getting one? There are (mostly positive) new Uber Visa credit card updates you need to know about. It’s now easier to maximize your Uber-related purchases. Plus, you can now earn up to 5% Uber Cash on purchases.
New cardmembers can get a $100 Uber Cash signup bonus by spending $500 in the first 90 days of account opening. If you’re an Uber loyalist, this can be one the best travel rewards credit cards with no annual fee.
The information for the Uber Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
New Card Design
The Uber Visa credit card updates include a new design. The new design lacks the money colorful dots on the card front. But it still has a distinguishable black design that can help set this card apart from your current collection.
Earn 5% Uber Cash
All purchases either earn unlimited 5%, 3%, or 1% back:
- 5% back: Uber rides, Uber Eats, and JUMP (previously 2% back)
- 3% back: dining, hotels, and airfare (previously 4% back)
- 1% back: All other purchases
Your rewards are redeemable for Uber Cash. You can use Uber Cash to pay for Uber rides, Uber Eats orders, and JUMP bikes and scooters.
The improved Uber Visa rewards are best if you regularly ride Uber and want to redeem your rewards for Uber credits. Earning 5% back on rideshares is impressive as most rewards credit cards reward up to 3% back on travel and rideshare purchases. Even international purchases earn bonus cash.
While dining, hotels, and airfare purchases now only earn 3% (instead of 4%), this is still a healthy cashback rate. Although if you travel often, you may have more Uber Cash than may want to hold at one time. Plus, this is still one of the best credit cards for restaurants and dining.
Current Uber Visa cardholders will transition into the new rewards program within the first 6 months of 2020. You will receive a letter from Barclays stating your transition schedule. These Uber Visa updates are effective immediately for new applicants.
Redeeming Uber Cash
You can begin redeeming Uber Cash in $0.01 increments. Once your Uber Cash balance exceeds $50, Uber automatically redeems your excess balance to pay for Uber-related purchases.
Uber Cash can only be redeemed for the primary cardholder’s Uber account. If an authorized user also has an Uber account, the purchase rewards cannot transfer to their account.
Your Uber Cash rewards will not expire as long as your account remains in good standing.
$100 Uber Cash Bonus
As a first-time Uber Visa cardmember, you can earn a $100 signup bonus. Spend $500 in the first 90 days to get $100 bonus Uber Cash.
This is a “once in a lifetime” bonus so you can only earn it once. The $100 bonus offer with a $500 minimum spend is competitive with other no annual fee rewards credit cards.
Additional Card Benefits
There are a few other Uber Visa benefit changes that you need to know about too.
Starting November 1, 2019, all cardmembers will have access to roadside assistance — at a cost. This benefit is brand-new. But you will pay $69.95 per call. While this perk might still save you money, there are better ways to get free roadside assistance with a credit card like the Chase Sapphire Reserve.
Another option is using the benefits of your car insurance or AAA membership. Their roadside assistance plans may cost less or have more extensive coverage options.
Our review of credit cards with roadside assistance can help you learn more about this benefit.
No More Online Streaming Credit
When the Uber Visa first launched, you could get a $50 streaming service credit after $5,000 in total card purchases. This credit is no longer available.
Cell Phone Protection
You will continue to get up to $600 in cell phone protection. Charge your entire monthly cell phone bill to your Uber Visa to qualify for this protection.
Uber Visa Fees
This card doesn’t have an annual fee or foreign transaction fee.
Because it’s fee-free, you can use it as your primary card to capture your daily spending. Or you might only use for Uber purchases for the unlimited 5% rewards. If you use Uber often, this can be one of the best cash back credit cards for your wallet.
Best Credit Cards for Uber
If you want a credit card with more flexible redemption options, consider one of these alternatives. These cards still make it easy to optimize your Uber and Uber Eats rides.
Platinum Card from American Express
The Platinum Card® from American Express benefits are vast but they are particularly good for air travel.
But you can also enjoy a few Uber perks as well. One of them is Uber VIP status giving you priority access to top-rated drivers and the best vehicles. You also get up to $200 in annual Uber credits.
Each month, you get $15 in Uber Cash redeemable for U.S. Uber rides. In December, you get $35 in Uber Cash.
Other card benefits you will also enjoy include:
- Earn 5x Membership Rewards on airfare booked directly from the airline or on AmexTravel
- Earn 5x Membership Rewards on hotels booked on AmexTravel
- $200 airline fee credit
- Complimentary airport lounge access (including Centurion and Priority Pass networks)
- Upgraded Marriott Bonvoy and Hilton Honors loyalty status
Your points are most valuable when redeemed for award flights. Each point is worth 1 cent each on AmexTravel.com. But your points can be worth more when transferring to airline partners like Delta, Emirates, British Airways, and Singapore Airlines.
For instance, redeeming your points for first-class flights can help you squeeze 5 or 6 cents per point.
When you apply for the Amex Platinum using the CardMatch™ tool, you can potentially earn 100,000 bonus Membership Rewards points worth up to $1,000 in award travel after spending $5,000 in the first 3 months of account opening. The standard bonus is 60,000 bonus points. As American Express only lets you earn a bonus offer once for each card, it’s well worth seeing if you can earn the 100k Membership Rewards bonus offer.
Chase Sapphire Reserve
The Chase Sapphire Reserve® earns 3x Ultimate Rewards points on all travel purchases, including Uber rides, once the cardholder has earned the $300 travel credit. Dining purchases also earn 3x points (Uber Eats deliveries qualify). All non-bonus spending earns 1 point per $1.
However, there are two additional perks worth mentioning – one free year of Lyft Pink ($199 minimum value) and one free DoorDash DashPass subscription (activation required by 12/31/21). So if you use Uber and Lyft frequently as well as order-in, this may be perfect for your spending habits.
Your points are worth 1.5 cents each when booking award travel through Chase. And you can transfer your points at a 1:1 ratio to airlines and hotels including United, Southwest, Emirates, British Airways, Singapore, and World of Hyatt.
Other Chase Sapphire Reserve benefits include an annual $300 travel credit which reimburses your first travel-related purchases. You also get free Priority Pass airport lounge membership and Global Entry or TSA PreCheck application fee credit.
Wells Fargo Propel American Express Card
The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.
If you prefer no annual fee, the Wells Fargo Propel American Express® Card is a great option. You earn unlimited 3x rewards points on travel, rideshare and transit, gas stations, dining, and popular streaming services. The Propel Card also offers up to $600 cell phone protection benefits like the Uber Visa.
Your points are worth up to 50% more when redeemed for award flights. Gift cards and cash rewards have a one-cent redemption value like Uber Cash.
Learn more: No Annual Fee Credit Cards
Summary of the New Uber Visa Credit Card Updates
The Uber Visa updates are mostly positive if you are ride Uber regularly. Although you no longer get a $50 streaming services credit after $5,000 in annual card purchases, you do earn more rewards on Uber, Uber Eats, and JUMP purchases. For a no annual fee credit card, getting 3% back on dining, hotels, and airfare isn’t bad either.
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.