New 60,000 points offer. Terms apply.

50,000 bonus miles

What are Chase Sapphire Preferred’s airline partners?

The Chase Sapphire Preferred’s airline partners include:

  • Aer Lingus AerClub
  • Air France/KLM Flying Blue
  • British Airways Executive Club
  • Iberia Plus
  • Korean Air SkyPass
  • Singapore Airlines KrisFlyer
  • Southwest Rapid Rewards
  • United Airlines MileagePlus
  • Virgin Atlantic Flying Club


How do I upgrade from Chase Sapphire Preferred to Reserve?

If you are looking to upgrade your Chase Sapphire Preferred to a Chase Sapphire Reserve, all you need to do is call the number on the back of your card. There are also a couple of things you should take into consideration before contacting Chase.

For instance, if you have only had your Sapphire Preferred for less than a year, you will not be able to upgrade your card. You will also need to have at least $10,000 in available credit on your card. Your account should also be in good standing.  

Note that even if you meet the above criteria, this does not guarantee that you will be approved.


What is the Chase Sapphire Preferred’s spending limit?

The Chase Sapphire Preferred’s minimum spending limit is $5,000. On average, most cardholders have reported that their credit limit was raised to $10,000 after a few months of making payments on time and paying their card in full. Still, as many as 10% of users have reportedly received a credit limit of $20,000 or more.


Does Chase Sapphire Preferred give hotel upgrades?

The Chase Sapphire Preferred has three hotel partners – IHG® Rewards Club, Marriott Bonvoy™, and World of Hyatt®. You can transfer your points to these three hotels at a 1:1 transfer rate.

Plus, your points are worth 25% more when you redeem for hotels through the Chase Ultimate Rewards® program. That means if you earn the sign-up bonus and book your hotel through the Ultimate Rewards program, you’ll have $750 in award travel.

In regards to the hotel upgrades, you can use your points and apply them to an upgrade at your preferred accommodation, given that it is with one of the three hotel partners.


How do I cancel my Chase Sapphire Preferred card?

If you are looking to cancel your Chase Sapphire Preferred, there are a few things you can do. Simply log on to your account at Chase.com and send an email requesting the cancelation to customer service. Alternatively, you can call the number on the back of your card.

However, note that closing your account may actually hurt your credit score due to it affecting your credit history. Instead, consider downgrading your card to an eligible no-annual-fee Chase credit card such as the Chase Freedom. You may even be able to keep your card number and credit line.

By doing this, you’ll avoid hurting your credit score. Additionally, you’ll possibly be able to keep your options open. A call to a Chase representative can help you decide what’s best.


How does rental car insurance work for Chase Sapphire Preferred?

Rental car insurance for the Chase Sapphire Preferred works by offering the Auto Rental Collision Damage Waiver (CDW) as reimbursement for damage due to a collision or a theft (up to the cash value) on most rental vehicles globally. Vehicles not covered include expensive or antique automobiles, motor vehicles, recreational vehicles, vehicles with an open cargo bed, and more. You can learn more here.

This is considered primary coverage. That means you will not have to file a claim with a third party before you can receive coverage of this benefit. This car rental insurance benefit can save you money and help you avoid many hassles when traveling.

To enable Auto Rental CDW, use your Chase Sapphire Preferred to make the rental purchase (you’ll get 2x points per $1 spent) and decline the rental company’s collision damage waiver if offered.

If they refuse to accept or you run into problems with this rental car insurance perk, call the number on the back of your card.


What’s the spending categories for the Chase Sapphire Preferred?

Earn 2x points on every $1 spent on travel and dining charged to your Chase Sapphire Preferred, and 1x the points on every $1 spent on everything else.


What’s the signup bonus for the Chase Sapphire Preferred?

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards.


What’s the annual fee for the Sapphire Preferred?



Are there foreign transaction fees associated with the Sapphire Preferred?

No, there are no foreign transaction fees.


How can I avoid paying interest on my Chase Sapphire Preferred card?

If you pay your balance by the due date you don’t owe interest. Important note: Interest is charged on balance transfers, cash advances, and overdraft advances the day of the transaction.


What are the late fees for the Sapphire Preferred?

The late fees are up to $15 is the balance is less than $100. But, will be up to $27 if the balance is between $100-$250 and up to $37 penalty fee for anything higher than that.


Is the Sapphire Preferred chip enabled?

Yes, the Sapphire Preferred credit card is chip enabled and widely accepted around the world.


If someone steals my Sapphire Preferred credit card or card information, will Chase hold me responsible?

If someone else gets ahold of your card and racks up a balance you didn’t authorize, Chase won’t hold you responsible for the charges made with your card, or account information.


How can I redeem the points I earn with my Sapphire Preferred?

You redeem your points for dining, food, travel, and shopping through the Chase Ultimate Rewards Portal.


How can I redeem the points I earn with my Sapphire Preferred for travel?

You can use the sub-portal Chase Travel in the Chase Ultimate Rewards Portal to redeem your points at a $.0125 per point ratio.


What is the ratio of points to dollars in the Chase Travel Portal?

Each point you earn is worth $0.0125 – that’s a 25 percent increase in value for just shopping with Chase.


Are there blackout dates or restrictions when booking through the Chase Travel Portal?

If there’s a seat on the flight you want – Chase lets you book through their Ultimate Rewards Portal.


I want to book a trip – how can I get the maximum dollar to points ratio?

You can get the maximum dollar to points ratio by transferring your points from the Chase Ultimate Rewards Portal to one of the Chase Travel Partners’ air miles programs. Here, a single point will be worth anywhere from $0.0125 to $0.05.


Who are the Chase Travel transfer partners?

Virgin Atlantic, United MileagePlus, Southwest Airlines Rapid Rewards, British Airways, Air France KLM, Singapore Airlines, Aer Lingus AerClub, Iberia Plus, JetBlue TrueBlue, Hyatt Gold Passport, Marriott Bonvoy, and the IHG Rewards Club.


Who are the Chase Ultimate Rewards Portal partners?

Sam’s Club, Walmart, Bed Bath & Beyond, Microsoft, Apple, Living Social, Dell, Vistaprint, Groupon, Aveda, Backcountry.com, Gift Certificates.com, Diapers.com, Restaurant.com


Is there a way I can earn extra points by shopping with my Sapphire Preferred?

Yes, you can shop through the Chase Ultimate Rewards Portal and buy products from their partners.


What are some of the extra benefits provided with the Sapphire Preferred?

Chase offers different kinds of insurances like travel accident, trip cancellation or interruption protection, car rental insurance, lost luggage reimbursement, baggage delay insurance, trip delay reimbursement, a global lifeline in case of emergency, extended warranties, purchase protection, and return protection.


Can I combine the points I earn with my Sapphire Preferred card with the points I earn on my other Chase credit cards?

Yes, you can combine the points you earn with your Sapphire Preferred with the points you earn from other eligible Chase credit cards.


How can I estimate how many points I would earn a year using the Sapphire Preferred credit card?

    1. Estimate travel costs on Sapphire Preferred per month: _____
      Estimate dining costs on Sapphire Preferred per month: _____
      Estimated other expenses you’ll put on your Sapphire Preferred per month: ______
    1. Multiply each of your travel and eating out costs by 2 – that’s how many points you’ll earn on Sapphire Preferred a month.
      $___ in travel expenses x 2 = ____ points
      $___ in dining expenses x 2 = ____ points
    1. $1 = 1 point for other expenses. So your total on estimated other expenses is equal to that in points.
      $___ in other expenses x 1 = ____ points
    1. Then, Add all these points together.
      ___ travel points + ___ dining points + ____other expenses points = ____ monthly points

Multiply the total number of points by 12 months to get your yearly total
____ monthly points x 12 months = ____ yearly points


How can I determine how much my points are worth in the Chase Travel Portal?

In the Chase Ultimate Rewards Portal: 1 point = $0.0125.

your yearly total _____  x 0.0125 = $_____ in the Chase Travel Portal


How much money does the 60,000 points bonus equal in the Chase Travel Portal?

You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Travel Portal.

Johnny Jet Editorial

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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