To get on the road legally, Pennsylvania drivers must have at least the following coverages:

  • $30,000 bodily liability per accident
  • $15,000 bodily liability per person 
  • $5,000 property damage coverage
  • $5,000 first party medical benefits

Luckily for Philly drivers, these minimums are far below the national averages for state requirements. The 40-year old driver from our first example would only pay about $1000 per year if they chose the state minimum over full coverage.

More information at Pennsylvania State Auto Insurance Minimums

Johnny Jet Editorial

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