To get on the road legally, Pennsylvania drivers must have at least the following coverages:
- $30,000 bodily liability per accident
- $15,000 bodily liability per person
- $5,000 property damage coverage
- $5,000 first party medical benefits
Luckily for Philly drivers, these minimums are far below the national averages for state requirements. The 40-year old driver from our first example would only pay about $1000 per year if they chose the state minimum over full coverage.
More information at Pennsylvania State Auto Insurance Minimums