The following are the best insurance providers in the Philadelphia area on average. Not every driver will get the best possible policy from these companies, but this group is a good starting place for your shopping trip.

Best Overall: Allstate – Allstate has agents all over the city providing customers with a simple and painless experience. Rates are among the lowest for all forms of coverage, including comprehensive and collision.

Most Affordable: GEICO – According to Carinsurance.com, the gecko offers the best rates both for state minimum coverage and comprehensive 100/300/100 coverage. They’re also one of the few companies that doesn’t require you to buy a policy through an agent, which reduces the price. (However, some drivers may feel more comfortable dealing with their own agent).

Best Customer Experience: Erie Insurance Group – Erie won a JD Power Award for the 2019 Insurance Shopping Study and consistently provides high quality service with affordable policy rates.

Best for Veterans: USAA – Active or former members of the armed services can get terrific discounts on car insurance through companies like USAA, which works to help veterans get better deals on insurance products.

More Information at Best Car Insurance Rates for Philadelphia Drivers

Johnny Jet Editorial

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