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There’s a new option if you want a credit card that earns United MileagePlus miles. The United Gateway℠ Card can be a good fit for budget flyers. You won’t pay an annual fee, earn up to 2x United Miles per $1 spent on select purchases, and enjoy a few other travel perks. These are some of the perks you can look forward to with this Chase offer.

Plus, new United Gateway℠ Card cardmembers can earn 30,000 bonus miles after spending $1,000 on purchases in the first 3 months their account is open.

Learn more: Airline Credit Cards

The United Gateway Card earns miles for purchases. United’s last 747 SFO-HNL on Nov 7, 2017. Credit: Johnny Jet

Earn United Airlines Miles

You can earn up to 2 United MileagePlus miles on purchases with the United Gateway card.

These purchases earn 2x United miles:

  • United® purchases
  • Gas stations
  • Transportation (Public transit, rideshares, and taxis)

All non-bonus purchases earn 1x mile per $1. United MileagePlus miles no longer expire so you can bank them up for a future award flight when you’re ready to fly.

Multiple Redemption Options

You can redeem your miles for award flights on United Airlines or another Star Alliance partner.

MileagePlus members can also pay for car rentals, hotel nights, and merchandise with United miles too. However, your miles are likely to have a lower redemption value for something other than award flights.

The discontinued United TravelBank Card (the predecessor to the Gateway Card) earned cash rewards that you could redeem for United flights. Now, you can pool your existing MileagePlus balance with your Gateway Card earnings.

25% Statement Credit for In-Flight Purchases

You can get a 25% statement credit on these in-flight purchases:

  • Food
  • Beverages
  • Wi-Fi

Getting 25% back in a statement credit is always nice when making in-flight purchases.

No Annual Fee

Another reason to consider the United Gateway Card is that you won’t pay an annual fee or a foreign transaction fee.

If you can spend enough each year to book an award flight and don’t use the extra perks of the United Airlines credit cards with an annual fee (such as free checked bags), consider getting the Gateway Card.

Signup Bonus

New United Gateway℠ Card cardmembers can earn 30,000 bonus miles after spending $1,000 on purchases in the first 3 months their account is open.

One-way flights in the continental United States start at 12,500 miles. This bonus is enough to get you to see relatives or a vacation spot. Your card purchases can be enough to cover the miles difference to book a return award flight too.

Related: Best limited-time credit card offers

Trip Cancellation Insurance

Having to cancel or reschedule a non-refundable trip at the last minute is never a pleasant decision to make. You can get reimbursed up to $1,500 per person and $6,000 per trip for covered reasons, including sickness and injury.

Other United Credit Card Offers

The other consumer United credit cards also have their own perks.

United Explorer Card

The United Explorer Card has a sign-up offer of 60,000 bonus miles

You can also get up to two free checked bags on flights (one for the primary cardholder and one for a travel companion). The annual fee is $0 for the first year, and then $95 per year.

Cardholders earn 2x miles per $1 spent at restaurants and eligible delivery services, on hotel stays, and on United® purchases. All other purchases earn 1x mile per $1 spent.

Other perks include a fee credit of up to $100 for Global Entry or TSA PreCheck, a first checked bag is free when using your card to purchase your ticket, priority boarding, and two one-time United Club passes annually.

Learn more: Airline Credit Cards

United Club Infinite Card

Premium flyers may enjoy the United Club℠ Infinite Card.

Cardholders earn 4x miles per $1 spent on United® purchases, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. They also earn 2x miles per $1 spent on all other travel, 2x miles per $1 spent on dining, including eligible delivery services, and 1x mile per $1 spent on all other purchases.

There is a Global Entry or TSA PreCheck fee credit, and the first two checked bags are free.

Cardholders can also get 25% back as a statement credit on purchases of food, beverages, and Wi-Fi onboard United-operated flights when paying with their Club Infinite Card.

The annual fee is $525. Complimentary United Club membership is also included.

New United Club℠ Infinite Card cardholders can earn 100,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening.

United Business Card

If you are a small business owner, check out the United℠ Business Card. New United Business Card cardholders can earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months their account is open. Additionally, enjoy a $0 introductory annual fee for the first year, then $99.

Additionally, get a $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.

United Business Card cardholders earn 2x miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting. Earn 1x mile per $1 spent on all other purchases.

Plus, you can receive a 5,000-mile “better together” bonus each anniversary when you have both the United Business Card and a personal United® credit card.

With perks like a free first checked bag (a savings of up to $140 per roundtrip—terms apply), 2 United Club one-time passes per year, and priority boarding privileges, the United Business Card has plenty to offer.

You won’t have to worry about foreign transaction fees either.

Related: Best United Credit Card Options, Bonuses, Perks, & More

Who Should Get the United Gateway Card?

You should try for the United Gateway℠ Card if you want to earn United Airlines miles and don’t need the additional perks the United Explorer Card and United Club Infinite Card provide.

Also, check to make sure you’re below the 5/24 rule and have opened 4 or fewer cards in the past 24 months.

Learn more: Airline Credit Cards


The United Gateway Card can be a good option if you want to earn United Miles and don’t want to pay an annual fee. It’s also a good option when you don’t need extra United perks like free checked bags or United Club lounge access.

New United Gateway℠ Card cardmembers can earn 30,000 bonus miles after spending $1,000 on purchases in the first 3 months their account is open.

Learn more: Airline Credit Cards

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Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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