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There’s a new option if you want a credit card that earns United MileagePlus miles. The United Gateway℠ Card can be a good fit for budget flyers. You won’t pay an annual fee, earn up to 2x United Miles per $1 spent on select purchases, and enjoy a few other travel perks. These are some of the perks you can look forward to with the new Chase offer.

Learn more: Airline Credit Cards

The new United Gateway Card earns miles for purchases. United’s last 747 SFO-HNL on Nov 7, 2017. Credit: Johnny Jet

Earn United Airlines Miles

You can earn up to 2 United MileagePlus miles on purchases with the United Gateway card.

These purchases earn 2x United miles:

  • United purchases
  • Gas stations
  • Transportation (Public transit, rideshares, and taxis)

All non-bonus purchases earn 1x mile per $1. United MileagePlus miles no longer expire so you can bank them up for a future award flight when you’re ready to fly.

Multiple Redemption Options

You can redeem your miles for award flights on United Airlines or another Star Alliance partner.

MileagePlus members can also pay for car rentals, hotel nights, and merchandise with United miles too. However, your miles are likely to have a lower redemption value for something other than award flights.

The discontinued United TravelBank Card (the predecessor to the Gateway Card) earned cash rewards that you could redeem for United flights. Now, you can pool your existing MileagePlus balance with your Gateway Card earnings.

25% Statement Credit for In-Flight Purchases

You can get a 25% statement credit on these in-flight purchases:

  • Food
  • Beverages
  • Wi-Fi

Getting 25% back in a statement credit is always nice when making in-flight purchases.

No Annual Fee

Another reason to consider the United Gateway Card is that you won’t pay an annual fee or a foreign transaction fee.

If you can spend enough each year to book an award flight and don’t use the extra perks of the United Airlines credit cards with an annual fee (such as free checked bags), consider getting the Gateway Card.

30,000 Miles Signup Bonus

New cardmembers have the opportunity to earn 30,000 United miles.

One-way flights in the continental United States start at 12,500 miles. This bonus is nearly enough to get you to see relatives or a vacation spot. Your card purchases can be enough to cover the miles difference to book a return award flight too.

Related: Best limited-time credit card offers

Trip Cancellation Insurance

Having to cancel or reschedule a non-refundable trip at the last minute is never a pleasant decision to make. You can get reimbursed up to $1,500 per person and $6,000 per trip for covered reasons, including sickness and injury.

United is no longer charging change fees for domestic standard economy and premium cabin fares. Basic economy fares and international flights that you purchase by December 31, 2020, won’t incur a change fee either. However, they will incur changes fees once again in 2021.

Other United Credit Card Offers

The other consumer United credit cards also have their own perks, while the business card has an enhanced limited-time bonus offer.

United Explorer Card

The United Explorer Card has a sign-up offer of up to 70,000 bonus miles. New cardholders can earn 60,000 bonus miles after spending $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus miles after spending $6,000 in the first 6 months.

You can also get up to two free checked bags on flights (one for the primary cardholder and one for a travel companion). The annual fee is $0 for the first year, and then $95 per year.

Cardholders earn 2x miles per $1 spent at restaurants and eligible delivery services (including Grubhub, Caviar, Seamless, and DoorDash), on hotel stays, and on United purchases. All other purchases earn 1x mile per $1 spent.

Other perks include a fee credit of up to $100 for Global Entry or TSA PreCheck, 25% back on inflight United purchases, a first checked bag is free when using your card to purchase your ticket, priority boarding, and two one-time United Club passes annually.

Learn more: Airline Credit Cards

United Club Infinite Card

Premium flyers may enjoy the United Club℠ Infinite Card. Cardholders earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. They also earn 2x miles per $1 spent on all other travel, on dining at restaurants and eligible delivery services (including GrubHub, Caviar, Seamless, and DoorDash), and earn 1x mile per $1 spent on all other purchases.

There is a Global Entry or TSA PreCheck fee credit and the first two checked bags are free. The annual fee is $525. Complimentary United Club membership is also included.

New United Club℠ Infinite Card cardholders can earn 75,000 bonus miles after spending $3,000 on purchases in the first 3 months of account opening.

Learn more: Airline Credit Cards

United Business Card

If you are a small business owner, check out the United℠ Business Card.

New United Business Card cardholders can earn up to 150,000 bonus miles! New cardholders will earn 75,000 miles after spending $5,000 on purchases in the first 3 months the account is open. Then, they can earn an additional 75,000 miles after spending $20,000 total in the first 6 months.

With perks like a free first checked bag (a savings of up to $140 per roundtrip—terms apply), 2 United Club one-time passes per year, and priority boarding privileges, the United Business Card has plenty to offer.

Additionally, cardholders can also enjoy unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash’s membership service. Activate by 12/31/21.

The annual fee is $99.

United Business Card cardholders earn 2x miles per $1 spent on United purchases, at gas stations, office supply stores, at restaurants (including eligible delivery services), and on local transit and commuting. All other purchases earn 1x mile per $1 spent.

Cardholders receive 5,000 bonus miles each account anniversary if they have both the United Business Card and the personal United Explorer Credit Card. You won’t have to worry about foreign transaction fees.

Related: Best United Credit Card Options, Bonuses, Perks, & More

Who Should Get the United Gateway Card?

You should apply for the United Gateway Card if you want to earn United Airlines miles and don’t need the additional perks the United Explorer Card and United Club Infinite Card provide. While small, the signup bonus of 10,000 bonus miles is easy to reach with a $1,000 spending requirement within the first 3 months.

Also, check to make sure you’re below the 5/24 rule and have opened 4 or fewer cards in the past 24 months.

If you already have the United TravelBank Card or another legacy United MileagePlus card, Chase will send you a United Gateway Card before the end of October.

Learn more: Airline Credit Cards

Summary of the New United Gateway Card

The United Gateway Card can be a good option if you want to earn United Miles and don’t want to pay an annual fee. It’s also a good option when you don’t need extra United perks like free checked bags or United Club lounge access.

Learn more: Airline Credit Cards

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