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As stay-at-home orders are lifted around the country, you may be wondering the best ways to use your travel credit card. While you might not want to travel yet (or even be able to, depending on your local restrictions), you can still earn those miles and points to put toward future travel, as well as earn other perks via your travel credit card(s). Here’s how.
1. Take Advantage of Limited-Time Offers to Pay Your Bills
Several card-issuers have announced limited-time offers to help in response to the COVID-19 pandemic. One of the issuers with special offers is American Express. This new bonus doesn’t result in points or miles. But it’s a credit that you might as well take advantage of if you’re an Amex cardholder.
2. Take Advantage of New, Limited Ways to Earn Miles and Points at the Grocery Store (Expired)
American Express takes things a step further, with new ways to earn for those who hold a co-branded travel credit card. Delta credit card cardholders receive new perks through July 2020, as do select Marriott Bonvoy Credit Cards and Hilton Honors Credit Cards cardholders. (Expired)
3. Take Advantage of New, Limited Ways to Earn Miles and Points When You Dine
American Express is allowing cardmembers enrolled in Membership Rewards to earn two points for every $1 spent with Grubhub and Seamless. There is no cap and this is available through the remainder of 2020.
4. Ask For a Retention Bonus to Use Your Card More in the Coming Months
Maybe you haven’t used your travel credit card much since the travel industry came to a screeching halt. You’re not sure about using it, even as stay-at-home orders are lifted. As travel opens up again, it’s worth considering asking for a retention bonus.
Retention bonuses are offered by a card issuer in exchange for you to keep and use your card versus just canceling. Those retention bonuses may be easier to come by now that travel credit card issuers are in hot water.
Retention bonuses come in the form of points or miles and statement credits. Typically, in order to get a retention bonus, you’ll have to spend some on your card. Think of it as an extra sign-up or welcome bonus. In order to keep you, the card issuer says they’ll give you 30,000 points or miles in exchange for spending $3,000 on the card over the next few months, or whatever terms you agree to.
The best way to score a retention bonus? Call up your card issuer and explain you’re considering canceling. Then, try to negotiate a way to keep the card that works for both of you.
Use Travel Credit Cards During Pandemic
How should you use travel credit cards during a pandemic? If you are able to, you can use them to take advantage of these offers from credit card issuers. At the end of the day, only you know what cards and offers best serve you. If any of these apply, consider taking advantage to help you save some money.
- Best Credit Cards for Eating At Home
- Cash Back vs Travel Rewards
- The Best Airline Miles Once Economy Reopens
- Best No Annual Fee Travel Credit Cards
- The Best Credit Cards for Amazon Purchases
Chase Sapphire Preferred® Card
- Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
- Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.