Losing your wallet on a trip is a worst-case scenario, but if it does happen to you, don’t forget that your life will go on. And just as importantly, there are steps that you should take immediately after losing a wallet to ensure that you limit your exposure/risk.
In a helpful post on the subject, LifeLock (which works to prevent identity theft) put together a list of 11 steps to take if you lose your wallet. It runs from “Call the issuer of your debit card” (step 1) to “Set up fraud alerts with the national credit bureaus” (step 4) to “File a police report” (step 6) to “Make a list of what else was in your wallet” (step 11). It also includes phone numbers for many major banks, numbers for the three major credit bureaus, estimated fees, and more. It’s a good read. Hopefully you’ll never need it!
And a good tip within a tip, from step 7: “Don’t carry your Social Security card in your wallet. Thieves love this card because they love having your Social Security number. They’ll have a far easier time applying for loans or lines of credit in your name with this information…In most cases, the Social Security Administration will not give you a new Social Security number.”
- The New Way to Prevent Items in Your Car From Getting Stolen
- The Trackable Wallet That’s Difficult to Lose
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.