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Many consider World of Hyatt as one of the best (if not the best) hotel loyalty programs at the moment. There are upscale properties at many business travel destinations. Now business travelers can maximize each stay with the World of Hyatt Business Credit Card.

world Hyatt business credit card
The World of Hyatt Business Credit Card can add more value to your Hyatt stays. Grand Hyatt New York. Credit: Hyatt

What is the World of Hyatt Business Credit Card?

The World of Hyatt Business Credit Card is the program’s first small business credit card and a welcome addition to the Chase business credit card lineup.

It has a $199 annual fee and free additional employee cards. You can earn 2x bonus Hyatt points on your top spending categories each month for eligible purchases.

Other featured benefits include accelerated loyalty status and on-property statement credits.

As Chase will be issuing this card, the 5/24 application guidelines may apply if you have added at least 5 new credit cards to your credit profile in the last two years.

If approved, your minimum credit line will be $5,000.

You can qualify for this card as a sole proprietor or incorporated business. Having a good or excellent credit score of at least 700 can also boost your approval odds.

Featured World of Hyatt Business Credit Card Benefits

These are some of the best benefits of the World of Hyatt Business Credit Card.

75,000 World of Hyatt Points Signup Bonus

New cardmembers can earn 75,000 Hyatt points after spending $7,500 in the first 3 months from account opening.

This bonus is worth as much as 15 free nights at category 1 properties or as few as 2 award nights at the high-end category 7 hotels and resorts.

You’re eligible for this bonus if you currently have the consumer World of Hyatt Credit Card.

Complimentary Headspace Membership

You can get one year of free access to Headspace when you try for this card before December 31, 2021. Then, you must activate the membership by December 31, 2022.

This service normally costs $69.99 per year. The service can recommend exercises and meditations to relax your mind to help reduce stress and enhance your quality of sleep.

Adaptive Bonus Categories

The World of Hyatt Business Credit Card is offering adaptive bonus categories. There are eight different bonus categories. You earn 2x bonus points on the top three spending categories each quarter through December 31, 2022, then your top two categories each quarter.

Your less popular bonus categories earn 1x points just like your non-bonus purchases.

The 8 adaptive categories are:

  • Airline tickets purchased directly from the airline
  • Car rental agencies
  • Local transit and commuting
  • Gas stations
  • Dining
  • Internet, cable, and phone services
  • Social media and search engine advertising
  • Shipping

For example, you would earn 2x points on airline tickets, car rentals, and dining if these are your three top categories. Your purchases from the other 5 categories only earn 1x points.

This rewards program is similar to the American Express® Business Gold Card.

Other Ways to Earn Bonus Points

There are two other ways to earn bonus Hyatt points on card purchases:

  • 9x total points on Hyatt stays (4x points per $1 spent at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions. Plus, 5x points from Hyatt per eligible $1 spent for being a World of Hyatt member)
  • 2x per $1 spent on fitness club and gym memberships

All non-bonus World of Hyatt Business Credit Card purchases earns 1x point per $1 spent.

World of Hyatt Discoverist Status

As the primary cardmember, you automatically receive Discoverist loyalty status.

Some of the loyalty benefits include:

  • Premium internet
  • Space-available room upgrades
  • Resort fee waivers
  • Late checkout
  • 10% bonus points on stays

This status level usually requires 10 tier-qualifying nights or 25,000 Hyatt points.

For every $10,000 in card purchases, you earn an additional 5 tier-qualifying nights.

You can get Hyatt Globalist status for all of 2022 when you spend at least $60,000 before December 31, 2021. This is Hyatt’s highest loyalty status. While this spending challenge is hard to reach, the benefits can be worth it if you anticipate a lot of business travel in 2022.

Gift Hyatt Discoverist Status

You’re also able to gift Discoverist status to five employees. This perk can be beneficial to workers with additional employee cards.

Up to $100 in Hyatt Statement Credits

Twice a year, you can receive a $50 Hyatt statement credit to reimburse on-property purchases when you spend at least $50.

While this card doesn’t offer a free anniversary night, up to $100 in annual credits is a valuable alternative.

The World of Hyatt Business Credit Card can be one of the best hotel credit cards.

Hyatt Leverage Benefits

Small and mid-size businesses can qualify for complimentary Hyatt Leverage benefits. This program offers discounts on standard rooms at participating properties.

According to Hyatt, the average annual savings is $350 per company.

Up to 10% of Redeemed Hyatt Points Back

After spending $50,000 in a calendar year, you will get 10% of your redeemed points back for the rest of the year.

Additional Card Benefits

Here are some of the secondary benefits that can provide additional value when you travel for business or make small business purchases.

Travel Protection Benefits

  • Trip cancellation and trip interruption insurance
  • Primary rental car insurance
  • Complimentary roadside assistance
  • Travel and emergency assistance services

Third-party service fees may apply for the assistance services.

Purchase Protection

Qualifying purchases are eligible for purchase protection and extended warranty coverage.

No Foreign Transaction Fees

There is no foreign transaction fee for international purchases.

Card Fees

Here are the current World of Hyatt Business Credit Card fees:

  • Annual fee (primary card): $199
  • Additional employee cards: $0
  • Foreign transaction fee: 0%

Who Should Try for the World of Hyatt Business Credit Card?

This card is worth it if you regularly stay at Hyatt hotels and resorts for business. However, this card doesn’t offer a free night award that can easily offset the annual fee.

However, the $100 on-property statement credit can be worth it along with the multiple ways to earn bonus points and Dicoverist status benefits.

World of Hyatt Business Credit Card Pros and Cons

These are the positives and negatives of this World of Hyatt Business Credit Card.

Pros

  • Up to $100 in annual Hyatt statement credits
  • World of Hyatt Discoverist status for you and up to 5 employees
  • Multiple ways to earn bonus Hyatt points
  • 75,000 points signup bonus
  • Complimentary Headspace membership for 12 months (December 31, 2021)

Cons

  • No annual free night certificate
  • 10% redemption bonus only applies after $50,000 in annual purchase credits
  • $199 annual fee might be too high for some businesses

Summary

Now that business travel is gradually returning, the World of Hyatt Business Credit Card can be the perfect fit for your wallet to earn some of the most valuable hotel points. The additional benefits can also enhance each Hyatt stay and protect your business purchases and travel itineraries.

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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