OUR FAVORITE PARTNER CARDS

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In case you missed it, American Express is now the sole partner for all Hilton Honors credit cards. If you’re a previous Citi Hilton credit card owner, your Hilton card has already been upgraded to the new version. For first-time Hilton applicants, now can be a rewarding time to put one of the new Amex Hilton cards into your pocket.

Learn more: Hilton Honors American Express Surpass® Card

Learn more: Hilton Honors American Express Aspire Card 

Learn more: Hilton Honors American Express Card

Learn more: The Hilton Honors American Express Business Card

You now have your pick of three personal Amex Hilton credit cards and one business card. Even if you currently own a Hilton credit card, you might consider applying for one of the other upscale credit cards that weren’t available before. Remember, you can only receive a welcome bonus once per lifetime on Amex credit cards.

I used my Hilton credit card for a stay in Auckland.
I used my Hilton credit card for a stay in Auckland.

Common Traits Among the Amex Hilton Cards

The 4 new Amex Hilton cards all have different annual fees and card benefits, but you will find a few common traits between every Hilton credit card:

  • 50,000+ points welcome offers
  • Earn 7x+ Hilton points on eligible Hilton purchases

Now, let’s look to see which Amex Hilton credit card matches your travel habits the best.

Hilton Honors American Express Card

Hilton Honors Card

Annual Fee: $0 (See rates & fees)

Intro Bonus: 90,000 Hilton Honors points after spending $2,000 in the first 3 months of account opening

The entry-level Hilton Honors American Express Card doesn’t charge an annual fee or foreign transaction fee–ever. This can be a great option if you only occasionally stay at Hilton properties or only need a secondary credit card.

Besides being a fee-free card, you will also enjoy the following benefits:

  • Complimentary Hilton Honors Silver status
  • 7x Hilton Honors points on eligible Hilton purchases charged directly at a hotel or resort in the Hilton portfolio
  • 5x Hilton Honors points on eligible U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x Hilton Honors points on eligible remaining purchases per $1 spent

If you make at least $20,000 in card purchases in a year, Hilton will automatically upgrade you to Hilton Honors Gold status for through the next calendar year. Benefits of Hilton Honors Gold include a 25% elite stay bonus and additional on-site amenities at Hilton Portfolio stays.

The Hilton Honors is a good option if you spend less than $15,000 a year in card purchases. But if you spend more than $15,000 a year, you will most likely benefit more by moving up to the Hilton Surpass Card.

Hilton Honors American Express Surpass Card

Hilton Honors Ascend

Annual Fee: $95 (See Rates & Fees)
Intro Bonus: 130,000 Hilton Honors points after spending $4,000 on eligible purchases in the first 4 months

The Hilton Honors American Express Surpass® Card costs $95 a year. If you plan on spending at least $15,000 in card purchases you get a free reward night.

Here’s everything you get with the all-new Surpass card:

  • 12x points on eligible Hilton stays
  • 6x points on eligible purchases at U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x points for all remaining eligible purchases
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

If you’re going to spend at least $15,000 in card purchases, the free weekend night reward easily pays the $95 annual fee and can convince you to apply for the Surpass instead of the no-fee Hilton Honors card. Sometimes, you get what you pay for. That holds true with the Hilton Honors Surpass vs. the Hilton Honors Card.

By spending $40,000 in a calendar year, you’ll automatically be upgraded to Hilton Honors Diamond status that offers a 50% elite stay bonus and a 48-hour guarantee.

Hilton Honors American Express Aspire Card

Hilton Honors Aspire

The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Annual Fee: $450 (See rates & fees)
Intro Bonus: 100,000 Hilton Honors points after spending $4,000 in first 3 months

The Hilton Honors Aspire is Hilton’s co-brand premium travel card; this is something that was lacking from the previous American Express and Citi Hilton portfolios.

Hilton aficionados will need to give this Amex card some serious consideration for Hilton benefits and air travel benefits.

Hilton Benefits

You will enjoy the following Hilton benefits with the Aspire Card:

  • One free anniversary weekend night (2nd night after spending $60,000 per year)
  • $250 Hilton Resort statement credit
  • $100 on-property Hilton credit with 2+ night stay
  • Complimentary Hilton Honors Diamond status (50% elite travel bonus, 48-hour room guarantee)

Air Travel Benefits

And, you’ll also get these air travel benefits

  • $250 Airline Fee Credit
  • Priority Pass Select airport lounge access
  • Lost baggage protection

Purchase Rewards

While you probably consider the Hilton Aspire for the additional card benefits, it also has the best purchase rewards of all 4 Hilton credits cards too:

  • 14x Hilton points for all Hilton purchases
  • 7x points for flights booked on AmexTravel.com, car rental agencies, and U.S. restaurants
  • 3x points on all remaining purchases

The Amex Hilton Aspire can be a perfect option if you fly regularly and Hilton hotels are your go-to travel oasis. You free weekend night reward is available at any property in the Hilton Portfolio and can potentially pay your $450 annual fee. By spending $60,000 in a single year, the free nights can easily offset the annual fee every single year. Plus, you get insant Diamond status, and a $250 Hilton resort statement credit.

Amex Hilton Honors American Express Business Card

Hilton Honors Business

Annual Fee: $95 (See Rates & Fees)
Intro Bonus:
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.

The Hilton Honors American Express Business Card is Hilton’s only business credit card and it can be a good option if you stay at Hilton for your business travels. It is very similar to the Hilton Surpass but offers a few additional business travel perks:

  • 12x at hotels and resorts in the Hilton portfolio
  • 6x on Select Business & Travel Purchases
  • 3x Everywhere Else

You also get  Gold Hilton Honors Status (25% Elite Stay Bonus, Complimentary space-available upgrades) and a Weekend Night Reward after spending $15,000 in a calendar year. Cardholders can earn another Weekend Night Reward from Hilton Honors after spending an additional $45,000 in purchases on your Card in the same calendar year.

Additionally, there’s the travel benefit of relaxing with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass Select membership. This offers access to over 1,000 lounges in over 120 countries.

Terms do apply. See Rates & Fees

Like the personal Hilton Surpass, you can also receive a complimentary upgrade to Hilton Honors Diamond status by spending $40,000 in a calendar year. With Diamond status, you will enjoy a 50% elite stay bonus and a 48-hour room guarantee for your last-minute business trips.

Summary of Amex Hilton Honors Credit Cards

With four Hilton cards to choose from, American Express offers a card for every traveler. Whether you only want a secondary credit card to earn enough points for one free night a year or you stay at a Hilton on a nightly basis, there’s a perfect Amex Hilton credit card for you.

Learn more: Hilton Honors American Express Surpass® Card

Learn more: Hilton Honors American Express Aspire Card 

Learn more: Hilton Honors American Express Card

Learn more: The Hilton Honors American Express Business Card

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of the Hilton Honors American Express Aspire Card, please click here

For rates and fees of the Hilton Honors American Express Surpass Card, please click here.

For rates and fees of the Hilton Honors American Express Business Card, please click here

Johnny Jet Editorial

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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