This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Disclosure, visit this page.

Whether you want a premium Hilton Honors card or one without an annual fee, one of these four options can be the best Amex Hilton Honors credit card for you. As expected, while each card earns points on Hilton purchases, each card also has its own perks including major welcome bonuses. Earning the bonuses helps you earn more reward nights and can help offset any annual fees. Plus, these are also some of the best hotel credit card offers:

  • 80,000 points, 5x points at U.S. supermarkets: Hilton Honors American Express Card
  • 130,000 points, 6x points at U.S. restaurants: Hilton Honors American Express Surpass® Card
  • 130,000 points, Priority PassHilton Honors American Express Business Card
  • 150,000 points, Diamond Elite Status: Hilton Honors American Express Aspire Card

Learn more: Hotel Rewards Credit Cards

best hillton honors credit cards
Use one of the best Hilton Honors credit cards and book a room in Ali’i Tower in Gardens at Hilton Hawaiian Village.

Hilton Honors American Express Card

Annual Fee: $0 (See rates & fees)
Welcome Bonus:
Earn 80,000 points after spending $1,000 in eligible purchases within the first 3 months of card membership

The Hilton Honors American Express Card is the only one of the four that doesn’t have an annual fee. You will benefit the most from this card if you want a secondary credit card or spend less than $15,000 a year in card purchases.

This card offers the following travel benefits:

  • 7x Hilton Honors points on all eligible Hilton purchases made directly with a hotel or resort in the Hilton portfolio
  • 5x points at U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x points on all remaining eligible purchases
  • Complimentary Hilton Honors Silver status

As an automatic Hilton Honors Silver member, you can immediately enjoy special benefits like getting the 5th night free on reward nights, 2 water bottles per stay, and elite rollover nights. By spending at least $20,000 in total card purchases per calendar year, you’ll automatically bump up to Hilton Honors Gold status through the end of next year.

If you plan on spending more than $15,000 in card purchases each year, you should consider applying for the Hilton Honors American Express Surpass® Card instead. Once you reach with spending threshold with the Surpass card, you receive a free weekend night certificate.

Additional card benefits including free 2-day Shoprunner shipping, extended warranty protection, and purchase protection.

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Surpass Card

Annual Fee: $95 (See Rates & Fees)

Welcome Bonus: Earn 130,000 points after spending $2,000 in eligible purchases within the first 3 months of card membership

Cardholders earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases in a calendar year. After spending $40,000 in a calendar year, you will be upgraded to Diamond status through the next calendar year. Diamond status is the highest membership tier and gives you access to complimentary access to continental breakfast, executive lounge access, and a 48-hour room guarantee.

You will also enjoy these Hilton travel benefits with the Hilton Honors American Express Surpass® Card:

  • Earn 12X points per dollar spent on eligible Hilton purchases charged directly on your card
  • Earn 6X points per dollar spent on eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations charged directly on your card
  • And earn 3X points per dollar spent on all other eligible purchases on your card

Applying for the Surpass is a no-brainer if you can earn a free weekend night certificate. The other benefits are well worth the $95 annual fee too, but this free night alone is worth owning the card. However, you might prefer the premium Hilton Honors Aspire with an automatic free weekend night if you’re a Hilton loyalist.

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Business Card

Annual Fee: $95 (See rates & fees)
Bonus: Earn 130,000 points after spending $3,000 in eligible purchases in the first 3 months of card membership

Business travelers will also like the Hilton Honors American Express Business Card since you have more opportunities to earn unlimited bonus points. Cardholders earn:

  • 12x points per dollar for purchases made directly with hotels and resorts in the Hilton portfolio
  • 6x points per dollar on select business purchases including:
    • at U.S. gas stations
    • on wireless telephone services purchases directly from U.S. service providers
    • on U.S. purchases for shipping
  • 6x points per dollar on select travel purchases including:
    • at U.S. restaurants
    • on flights booked directly with airlines or with Amex Travel
    • on car rentals booked directly from select car rental companies
  • 3x points per dollar on all other eligible purchases

The other Hilton travel perks are very similar to the personal Hilton Ascend:

  • Complimentary Hilton Honors Gold Status
  • 10 free Priority Pass Select passes each year (enrollment required)
  • First free weekend night certificate after spending $15,000 per year
  • Second free weekend night certificate after spending $45,000 per year

You might even say that the Hilton Honors business card offers more benefits than the personal version for the same annual fee with the Hilton Honors American Express Business Card.

Hilton Honors American Express Aspire Card

The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Annual Fee: $450 (See rates & fees)
Bonus: Earn 150,000 Hilton Honors points after spending $4,000 on eligible purchases in the first three months of card membership

The Hilton Honors American Express Aspire Card is a premium rewards credit card. To start things off, you get a free weekend night as soon as your application is approved and with each card anniversary.

You might prefer this card if you stay at Hilton often for these travel benefits:

  • Second weekend night certificate after spending $60,000 per year
  • Complimentary Hilton Honors Diamond status
  • $250 Hilton Resort statement credit for eligible purchases at participating Hilton Resorts
  • $250 airline fee credit for incidental fees such as checked baggage, in-flight refreshments, and flight change fees

The Hilton Aspire also offers 14-7-3 tiered purchase rewards for the following purchase types:

  • 14x points on eligible Hilton purchases at participating hotels or resorts within the Hilton Portfolio
  • 7x points on eligible purchases at U.S. restaurants, flights booked directly from airline or AmexTravel.com, and car rentals booked directly from select car rental agencies
  • 3x points on all remaining eligible purchases

Additional Benefits of the Aspire

Although the other Hilton Honors credit cards offer unique Membership Experiences, you can also enjoy concierge service and premium roadside assistance.

If you can use some of the additional travel credits, upgrading to the Hilton Honors Aspire can be your best option. Getting an automatic free weekend night is a huge plus and lets you stay at almost any Hilton portfolio hotel and resort, even the high-end properties that can cost nearly as much as the annual fee.

You might consider the Hilton Honors Aspire if you want to earn Hilton Honors points with every purchase and enjoy Hilton-specific travel benefits. The annual fee is also $100 less than its closest Amex rival, the Platinum Card from American Express, which is better for flexible travel rewards.

Summary of the Best Hilton Credit Card For You

By having four different Hilton Honors credit cards, there truly is a credit card for every type of traveler. It doesn’t matter if you only stay at Hilton properties when you take a family vacation or visit a Hilton at least once a month. You can even enjoy free hotel night certificates and complimentary status upgrades by simply owning the card.

The Logan Philadelphia (Credit: Curio – A Collection by Hilton)
The Logan Philadelphia (Credit: Curio – A Collection by Hilton)

Which Amex Hilton Credit Card Most Benefits Your Travel Style?

American Express offers four different Hilton credit cards, each one complimenting a different travel style with their different types of credit cards. They also each offer a different set of benefits. Whether you only want a card that earns bonus points without an annual fee or you want one with hotel and airline rewards, there is an Amex Hilton credit card for you.

You will see the list of Amex Hilton credit card options according to the number of benefits it offers. If you want a benefit-rich card, start at the top. For a basic Hilton credit card, scroll towards the bottom of this list. Regardless of what you choose, one of these Amex Hilton credit card options is worth considering.

The Crown Jewel: Hilton Honors American Express Aspire Card

The Hilton Honors American Express Aspire Card is a great premium hotel credit card available on the market. Of the four cards, this one has the most Hilton and air travel benefits. While most premium travel rewards cards tilt toward better air travel rewards, this is a good option if you prefer hotel rewards.

While the annual fee is $450 (See rates & fees), this is in-line with other premium travel credit cards. If you can use the additional card benefits, it’s well worth the cost.

New cardholders can also earn a welcome offer bonus of 150,000 Hilton Honors points! You only have to spend $4,000 in the first three months. This bonus is worth up to 30 free nights (rewards nights start at 5,000 points per night).

Earn up to 14x Points on Purchases

On eligible Hilton purchases, you earn 14x points per $1 spent. You also earn 7x points per $1 on these eligible purchases:

  • Flights booked directly with airline or AmexTravel.com
  • Car rentals booked directly from the agency
  • U.S. restaurants

All remaining eligible purchases earn 3x points per $1 spent.

Lavish Hilton Honors Benefits

The additional card benefits are where the Hilton Honors Aspire earns its keep.

You will have instant access to the following:

  • One free weekend night reward at the welcome offer and card anniversary
  • Second free weekend night after spending $60,000 in annual card purchases
  • Hilton Honors Diamond status
  • $250 Hilton Resort statement credit

Hilton Honors Diamond is the highest membership tier. You will enjoy exclusive benefits including executive lounge access and a 48-hour room guarantee. Plus, you get a 100% point bonus plus space-available room upgrades.

Air Travel Benefits

The following air travel benefits plus your first free weekend night can offset the annual fee. If you’re a frequent flyer, you will enjoy these benefits:

  • Priority Pass Select airport lounge membership
  • Baggage insurance up to $3,000 per passenger

You also get premium roadside assistance. With this benefit, you don’t have to pay if you need a jumpstart, tow, or flat tire service.

Travelers Who Want a Free Hotel Night: Hilton Honors American Express Surpass Card

If you spend more than $15,000 annually, consider the Hilton Honors American Express Surpass® Card. That spending target is the magic number to earn a free night. Plus, this free night is worth more than the $95 annual fee (See Rates & Fees).

Although this Hilton Amex card isn’t as lavish as the Hilton Honors Aspire, it’s still a great card.

You earn 12x points on eligible Hilton purchases charged directly with a hotel or resort in the Hilton portfolio. And, you get 6x points on these U.S.-based purchases (subject to eligibility):

  • Restaurants
  • Gas Stations
  • Supermarkets

The Surpass has a 130,000-point welcome offer when you spend $2,000 on eligible purchases within 3 months of account opening.

Learn more: Hotel Rewards Credit Cards

Travel Benefits

You will enjoy these three key travel benefits:

  • Free weekend night certificate after spending $15,000 in a year
  • Hilton Honors Gold status
  • 10 free Priority Pass Select lounge visits each year

With this card, you can enjoy hotel and air travel benefits, easily worth the $95 annual fee. If you want automatic Hilton Gold status or you want to visit a Priority Pass Select lounge, this card is a great ticket in.

For many though, this card might only be worth it if you can get the free night. If not, go with the Hilton Honors Credit Card that doesn’t charge an annual fee.

Learn more: Hotel Rewards Credit Cards

Business Travelers: Hilton Honors American Express Business Card

There’s only one business credit card that Hilton offers — the Hilton Honors American Express Business Card.

It’s most similar to the personal Hilton Honors American Express Surpass® Card. You get a free night after making $15,000 in annual card purchases. You also have automatic Hilton Honors Gold Status and 10 free Priority Pass lounge visits.

Purchase Rewards

You will get 12x points on eligible Hilton purchases. You can earn 6x points on select travel and business purchases. All remaining eligible purchases earn 3x points per $1 spent.

New cardholders can earn 130,000 points after spending $3,000 in eligible purchases in the first 3 months of card membership with the Hilton Honors American Express Business Card.

No Annual Fee: Hilton Honors American Express Credit Card

Completing the Hilton Amex Card lineup is the Hilton Honors American Express Card. It doesn’t charge an annual fee or foreign transaction fee (See rates & fees). As a result, this can be a perfect secondary credit card to build credit with the easiest credit cards to get approved for. Or, you can use this Hilton card if you spend less than $15,000 annually. Remember, if you spend more than $15,000 in a year, the Hilton Honors Surpass gives you a free night.

You won’t receive much in the way of extra benefits with the Hilton Honors Credit Card, but you earn Hilton Honors points with each purchase. You also get complimentary Hilton Honors Silver status. With this benefit, you can get the 5th night free on 5+ night reward stays.

Cardholders earn Hilton points per $1 on these purchases:

  • 7x points on eligible Hilton purchases made directly with property or resort in the Hilton portfolio
  • 5x points at U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x points on all remaining eligible purchases

New cardholders also have the chance to earn 80,000 bonus Hilton points by spending $1,000 in the first three months of account opening. It’s one of the easiest of the welcome bonus offers to earn.

Learn more: Hotel Rewards Credit Cards

Amex Hilton Credit Cards: A Brief Review of Benefits

With four cards to choose from, you have plenty of options. If you can only pick one Amex Hilton credit card, here’s a quick summary of which one to choose:

  • Two free weekend nights and Hilton travel credits: Hilton Honors Aspire
  • One free weekend night and 10 Priority Pass lounge visits: Hilton Honors American Express Surpass® Card
  • No annual fee: Hilton Honors Credit Card
  • Business travel rewards: Hilton Honors American Express Business Card

All four Amex Hilton credit card options also offer valuable welcome offers (and some of the best credit card offers) as well as other exclusive American Express card privileges.

amex hilton credit card
Photo: Waldorf Astoria Las Vegas Spa/Photo: Hilton

Hilton Honors Credit Card Offers: Hilton Honors American Express Card vs Hilton Honors American Express Surpass Card

Between the Hilton Honors American Express Card (no annual fee, up to 7x points on purchases, 80k bonus) and the Hilton Honors American Express Surpass Card ($95 annual fee, up to 12x points on purchases, 130k bonus), which one is best for you?

Hilton Honors American Express Card

When you apply for the Hilton Honors American Express Card, you will have the opportunity to earn 80,000 bonus Hilton Honors points after spending $1,000 on purchases in the first three months of account opening. Earning 80,000 Hilton points for a low minimum spend on a no annual fee (See rates & fees) credit card is a pretty solid deal.

Pro travel tip: If you’re interested in other no annual fee cards, check out the best travel credit cards with no annual fees. You can start earning points/miles/cashback, all without paying an annual fee. It’s a good way to get your feet wet and build up your credit for a premium travel card.

Hilton award nights start at 5,000 points. The Hilton Honors American Express Card doesn’t charge an annual fee or foreign transaction fee. You might like this Hilton Honors credit card if you want a secondary hotel rewards credit card.

If you plan on continually spending $15,000 in a calendar year each year, consider applying for the Hilton Honors American Express Surpass® Card instead. This is because you get a free weekend night award on the Surpass when you spend $15,000 a year. However, the Hilton Surpass card does have a $95 annual fee (See Rates & Fees).

Learn more: Hotel Rewards Credit Cards

Travel Benefits

Other Hilton Honors American Express Credit Card benefits include the following:

  • 7x points on eligible Hilton purchases charged directly with a hotel or resort in the Hilton portfolio
  • 5x points on eligible purchases at U.S. gas stations, U.S. supermarkets, and U.S. restaurants
  • 3x points on all remaining eligible purchases
  • Complimentary Hilton Honors Silver status
  • Car rental loss and damage waiver protection

Upgrade to Hilton Honors Gold Status

As a Hilton Honors Silver member, you get access to the 5th night free when you book your first four nights with points. You can also enjoy elite rollover nights, two free bottles of water, and no resort fees on reward stays.

By spending $20,000, you will automatically upgrade to Gold status and can enjoy some of the following benefits:

  • Space-available room upgrades
  • Continental breakfast
  • Unlimited milestone bonuses

Additional Shopping Benefits

You can also enjoy these shopping benefits for your non-Hilton spending:

  • Free 2-day ShopRunner shipping
  • Extended Warranty
  • Purchase Protection
  • Return Protection
  • Exclusive access to ticket presales

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Surpass Card

The Hilton Honors American Express Surpass® Card is offering an intro bonus of 130,000 Hilton points after spending $2,000 on purchases in the first 3 months of account opening. Previously, you had to meet several spending tiers to receive the bonus. You’ll also get the following benefits:

  • Complimentary Gold Status
  • Earn a free weekend award after spending $15,000 in a calendar year
  • $95 annual fee (See Rates & Fees)

Learn more: Hotel Rewards Credit Cards

Additional Hilton Honors Surpass Credit Card Benefits

The Hilton Honors American Express Surpass® Card also provides these benefits year-round:

  • 12x points on eligible Hilton purchases made directly with a hotel or resort in the Hilton portfolio
  • 6x points on eligible purchases at U.S. gas stations, U.S. restaurants, and U.S. supermarkets
  • 3x points on all remaining eligible purchases
  • Complimentary Hilton Honors Gold status
  • 10 free Priority Pass Select passes for 1,000+ airport lounges in over 120 countries

Complimentary Hilton Honors Gold Status

You will automatically become a Hilton Honors Gold member which is the second-highest membership tier in the Hilton Honors loyalty program. Some of the benefits include getting the 5th night free on a 5+ night award stay, space-available room upgrades, and continental breakfast at Hilton Portfolio hotels and resorts.

By spending $40,000 in a calendar year, your status will automatically be upgraded to Diamond status through the next calendar year. Additional Diamond member benefits include a 48-hour room guarantee, executive lounge access, and elite status gifting.

Learn more: Hotel Rewards Credit Cards

10 Free Priority Pass Select Lounge Passes

Each year, you will also receive 10 free Priority Pass Select airport lounge passes. Additional lounge passes cost $32 per person once your first 10 passes are redeemed.

Additional Shopping Benefits

Although the primary reason to hold the Hilton Honors Surpass is for the Hilton Honors benefits, you can also enjoy these additional shopping benefits:

  • Free 2-Day ShopRunner shipping at 140+ online stores
  • Up to $1,000 purchase protection on select purchases
  • 90-day return protection
  • Extended warranty protection
  • Travel accident insurance

Learn more: Hotel Rewards Credit Cards

Who Should Apply for the Hilton Honors American Express Credit Card?

You should apply for the Hilton Honors American Express Card for these reasons:

  • No annual fee
  • No foreign transaction fee
  • Earn up to 7x Hilton Honors points on every eligible Hilton purchase
  • Complimentary Hilton Honors Silver status
  • Upgrade to Hilton Honors Gold status after spending $20,000 in a calendar year

Because the Hilton Honors Credit Card doesn’t charge an annual fee or foreign transaction fee, this Hilton Honors credit card is a good option if you want a secondary credit card or you’re a casual Hilton guest who wants to earn Hilton Honors points without paying an annual fee.

This Hilton credit card is open to any applicant with good or excellent credit.

You will benefit the most from this card if you spend less than $15,000 a year in total card purchases. If you spend more than this amount, choose the Hilton Honors Surpass to get a free weekend night certificate which has more value than the Surpass’s $95 annual fee.

Learn more: Hotel Rewards Credit Cards

Should You Apply For The Hilton Honors American Express Surpass Card?

The Hilton Honors American Express Surpass® Card is a prime option for these reasons:

  • Earn up to 12x Hilton Honors points on eligible purchases
  • Get a free weekend night award after spending $15,000
  • Complimentary Hilton Honors Gold status

And of course, don’t forget about the welcome bonus offers.

Learn more: Hotel Rewards Credit Cards

Some of the best no annual fee travel credit cards include the Hilton Honors American Express Card. Photo by American Express

Additional Credit Cards To Use For Hilton Hotel Purchases

A lot of the best travel credit cards can be used to book a Hilton hotel night, but are you using your most beneficial travel credit card when you’re paying for your Hilton stay? You need to consider these suggestions for your Hilton purchases if you don’t already own one to maximize each Hilton Honors stay.

Whether you only stay at a Hilton once a year or at least one day a week, you’ll find a rewards credit card from this list that compliments your travel habits.

The Platinum Card from American Express

Best For: Flexible travel rewards with premium travel benefits.

The Platinum Card® from American Express is more known for its air travel benefits, but it has the highest purchase reward for Hilton hotel stays in the flexible travel rewards category. Hilton is also a 1:1 Membership Rewards transfer partner so you can transfer your points to your Hilton Honors account when you need to book a room in addition to booking plane tickets with Membership Rewards.

When you book your Hilton stays through Amextravel.com, you will earn 5x Membership Rewards points. You’ll also earn 5x points on all airfare purchased directly from the airline or Amex Travel.

Here are the top three reasons why Hilton Honors guests can enjoy the Amex Platinum:

  • 5x points on all Hilton stays booked through AmexTravel.com
  • Automatic Hilton Honors Gold Status
  • 1:1 Hilton point transfers

These Hilton benefits are in addition to these other travel benefits:

  • $200 air travel credit
  • $200 Uber credits
  • Membership to The Centurion Lounge, International American Express, Priority Pass Select, Delta SkyClub
  • Global Entry/TSA PreCheck application fee reimbursement
  • Complimentary Boingo wifi hotspots access

As you can see, the Platinum card is also one of the best credit cards for excellent credit.

Learn more: Johnny Jet Recommended Credit Cards

Chase Sapphire Preferred

Best For: Flexible Travel Rewards and 25% Point Redemption Bonus.

The Chase Sapphire Preferred® Card earns 2x points on every travel and dining purchase. Plus, you can earn 1x points for all other purchases. You might prefer the Sapphire Preferred to the co-brand Hilton credit cards if you don’t stay at Hilton properties on a regular basis but you still want your purchase rewards to be valuable for other methods of award travel.

The main drawback to owning either the Sapphire Preferred is that Hilton Honors isn’t a 1:1 Chase Ultimate Rewards travel partner. As a consolation, you do get a 25% point redemption bonus when you book any travel through Chase making your points worth 1.25 cents each; most rewards points are only worth 1 cent (or less) for other credit cards. This is also why it is one of the best Chase credit cards.

Although 1:1 point transfers are usually more lucrative, you can work the 25% point redemption bonus in your favor. Most hotel loyalty points are only worth 1 cent or less where you need at least 10,000 points for a $100 stay. With the Sapphire Preferred, that same $100 stay only requires 8,000 Ultimate Rewards points.

You can literally pay for your flight and Hilton hotel stays entirely with points. You can book your Hilton stays using the 25% redemption bonus. When booking any award travel directly through Chase, you can pay with a combination of points and cash if you don’t want to use all of your points.

New Chase Sapphire Preferred® Card cardholders can earn 80,000 points after spending $4,000 in the first 3 months. This bonus is worth $1000 in award travel.

Capital One Venture Rewards Credit Card

Another card worth mentioning is the Capital One® Venture® Rewards Credit Card. This offer is a great option if you like flexibility. You don’t need to stay at a Hilton if you find a better option for your travel needs.

Whether you stay at a Hilton or not, earning 2x miles is pretty grand. Plus, you get up to $100 application fee credit for Global Entry or TSA PreCheck along with the ability to earn 2x miles on every purchase. Learn more in this extensive Capital One Venture Rewards Credit Card review.

New Capital One Venture cardholders will earn 100,000 bonus miles after spending $20,000 in the first 12 months. This bonus offer is worth $1000 in award travel. This is a competitive and achievable sign-up bonus. Note that the Chase Sapphire Preferred bonus is also $1000 in bonus travel rewards but, Chase also requires you to spend $4,000 in the first 3 months to qualify.

However, new Capital One Venture Rewards cardholders still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. Note that it is also one of (if not the) best Capital One credit cards for travel.

Learn more: Rewards Credit Cards

Credit Cards to Use for Hilton Hotels

As expected, the co-brand Amex Hilton credit cards offer the highest purchase rewards on Hilton purchases and you can also enjoy additional Hilton Honors benefits that flexible rewards cards don’t offer. With four different Amex Hilton credit cards to choose from, there’s an option for every traveler.

Or, if you relish the flexibility of a generic travel rewards card like the Amex Platinum or Chase Sapphire, you can go that route too and still optimize each Hilton stay.

  • 80,000 points, 5x points at U.S. supermarkets: Hilton Honors American Express Card
  • 130,000 points, 6x points at U.S. restaurants: Hilton Honors American Express Surpass® Card
  • 130,000 points, Priority PassHilton Honors American Express Business Card
  • 150,000 points, Diamond Elite Status: Hilton Honors American Express Aspire Card

Learn more: Hotel Rewards Credit Cards

DoubleTree by Hilton Park City – The Yarrow
DoubleTree by Hilton Park City – The Yarrow

Common Traits Among the Amex Hilton Cards

The 4 Amex Hilton cards all have different annual fees and card benefits, but you will find a few common traits between every Hilton credit card:

  • 50,000+ points welcome offers
  • Earn 7x+ Hilton points on eligible Hilton purchases

Now, let’s look to see which Amex Hilton credit card matches your travel habits the best.

Hilton Honors American Express Card

Annual Fee: $0 (See rates & fees)

Intro Bonus: 80,000 Hilton Honors points after spending $1,000 in the first 3 months of account opening

The entry-level Hilton Honors American Express Card doesn’t charge an annual fee or foreign transaction fee–ever. This can be a great option if you only occasionally stay at Hilton properties or only need a secondary credit card.

Besides being a fee-free card, you will also enjoy the following benefits:

  • Complimentary Hilton Honors Silver status
  • 7x Hilton Honors points on eligible Hilton purchases charged directly at a hotel or resort in the Hilton portfolio
  • 5x Hilton Honors points on eligible U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x Hilton Honors points on eligible remaining purchases per $1 spent

If you make at least $20,000 in card purchases in a year, Hilton will automatically upgrade you to Hilton Honors Gold status for through the next calendar year. Benefits of Hilton Honors Gold include a 25% elite stay bonus and additional on-site amenities at Hilton Portfolio stays.

The Hilton Honors is a good option if you spend less than $15,000 a year in card purchases. But if you spend more than $15,000 a year, you will most likely benefit more by moving up to the Hilton Surpass Card.

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Surpass Card

Annual Fee: $95 (See Rates & Fees)
Intro Bonus: 130,000 Hilton Honors points after spending $2,000 on eligible purchases in the first 3 months

The Hilton Honors American Express Surpass® Card costs $95 a year. If you plan on spending at least $15,000 in card purchases you get a free reward night.

Here’s everything you get with the Surpass card:

  • 12x points on eligible Hilton stays
  • 6x points on eligible purchases at U.S. restaurants, U.S. gas stations, and U.S. supermarkets
  • 3x points for all remaining eligible purchases
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

If you’re going to spend at least $15,000 in card purchases, the free weekend night reward easily pays the $95 annual fee and can convince you to apply for the Surpass instead of the no-fee Hilton Honors card. Sometimes, you get what you pay for. That holds true with the Hilton Honors Surpass vs. the Hilton Honors Card.

By spending $40,000 in a calendar year, you’ll automatically be upgraded to Hilton Honors Diamond status that offers a 50% elite stay bonus and a 48-hour guarantee.

Learn more: Hotel Rewards Credit Cards

Hilton Honors American Express Aspire Card

Annual Fee: $450 (See rates & fees)
Intro Bonus: 150,000 Hilton Honors points after spending $4,000 in first 3 months

The Hilton Honors Aspire is Hilton’s co-brand premium travel card. Hilton aficionados will need to give this Amex card some serious consideration for Hilton benefits and air travel benefits.

Hilton Benefits

You will enjoy the following Hilton benefits with the Aspire Card:

  • One free anniversary weekend night (2nd night after spending $60,000 per year)
  • $250 Hilton Resort statement credit
  • $100 on-property Hilton credit with 2+ night stay
  • Complimentary Hilton Honors Diamond status (50% elite travel bonus, 48-hour room guarantee)

Air Travel Benefits

And, you’ll also get these air travel benefits

  • $250 Airline Fee Credit
  • Priority Pass Select airport lounge access
  • Lost baggage protection

Purchase Rewards

While you probably consider the Hilton Aspire for the additional card benefits, it also has the best purchase rewards of all 4 Hilton credits cards too:

  • 14x Hilton points for all Hilton purchases
  • 7x points for flights booked on AmexTravel.com, car rental agencies, and U.S. restaurants
  • 3x points on all remaining purchases

The Amex Hilton Aspire can be a perfect option if you fly regularly and Hilton hotels are your go-to travel oasis. You free weekend night reward is available at any property in the Hilton Portfolio and can potentially pay your $450 annual fee. By spending $60,000 in a single year, the free nights can easily offset the annual fee every single year. Plus, you get instant Diamond status, and a $250 Hilton resort statement credit.

Amex Hilton Honors American Express Business Card

Annual Fee: $95 (See Rates & Fees)
Intro Bonus:
Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the card in the first 3 months of card membership

The Hilton Honors American Express Business Card is Hilton’s only business credit card and it can be a good option if you stay at Hilton for your business travels. It is very similar to the Hilton Surpass but offers a few additional business travel perks:

  • 12x at hotels and resorts in the Hilton portfolio
  • 6x on Select Business & Travel Purchases
  • 3x all other eligible purchases

You also get  Gold Hilton Honors Status (25% Elite Stay Bonus, Complimentary space-available upgrades) and a Weekend Night Reward after spending $15,000 in a calendar year. Cardholders can earn another Weekend Night Reward from Hilton Honors after spending an additional $45,000 in purchases on your Card in the same calendar year.

Additionally, there’s the travel benefit of relaxing with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass Select membership. This offers access to over 1,000 lounges in over 120 countries.

You can also receive a complimentary upgrade to Hilton Honors Diamond status by spending $40,000 in a calendar year. With Diamond status, you will enjoy a 50% elite stay bonus and a 48-hour room guarantee for your last-minute business trips with the Hilton Honors American Express Business Card.

The Hilton Garden Inn Los Angeles/Hollywood

Amex Hilton Honors Credit Cards

With four Hilton cards to choose from, American Express offers a card for every traveler. Whether you only want a secondary credit card to earn enough points for one free night a year or you stay at a Hilton on a nightly basis, there’s a perfect Amex Hilton credit card for you.

Summary on the Hilton Amex Credit Cards

American Express has definitely made the Hilton card lineup better. There truly is a Hilton credit card for every traveler. Whether you want a secondary rewards card or a primary card, you can’t go wrong with any of them, especially if you’re a frequent Hilton traveler.

  • 80,000 points, 5x points at U.S. supermarkets: Hilton Honors American Express Card
  • 130,000 points, 6x points at U.S. restaurants: Hilton Honors American Express Surpass® Card
  • 130,000 points, Priority PassHilton Honors American Express Business Card
  • 150,000 points, Diamond Elite Status: Hilton Honors American Express Aspire Card

Learn more: Hotel Rewards Credit Cards

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of the Hilton Honors American Express Surpass Card, please click here.

And for rates and fees of the Hilton Honors American Express Aspire Card, please click here.

For rates and fees of the Hilton Honors American Express Business Card, please click here.

Johnny Jet Editorial
Advertisement

Chase Sapphire Preferred® Card

recommended-cart-post-image
APPLY NOW
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

0 Comments On "Best Hilton Honors Credit Cards 2020: Huge Offers, Up to 150,000 Points!"

    Leave a Reply

    Required fields are marked *