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If you like to travel (if you aren’t traveling too much yet) or enjoy things like dining perks, supermarket rewards, and exclusive access, you can’t ignore the best American Express cards. Our favorite American Express credit card is currently The Platinum Card® from American Express, which has been revamped. The American Express Platinum changes include new perks and exclusive benefits, worth over $1,400.
Plus, New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.
Learn more: Johnny Jet Recommended Credit Cards
American Express offers some of the best luxury credit cards to help elevate your travels but also has some of the best cards for groceries to help you earn rewards on everyday purchases. But they also have good options for casual travelers who want a low or no annual fee option. And while there are several co-brand airline and hotel cards, there are several options to fit both the casual and frequent travelers’ needs.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
Best American Express Credit Cards
You may focus on getting cards that earn Membership Rewards® points. Any card that earns these points lets you transfer them to over a dozen airline partners at a 1:1 ratio. However, be aware of how long it takes to transfer American Express points to travel partners.
Amex also offers several co-brand cards for airline and hotel partners and cash back options. Hopefully, this review can help you find the best option that works for you.
The Platinum Card from American Express
The Platinum Card® from American Express is one of the best premium cards you can get. It’s best for frequent flyers and people who stay at hotels because of these benefits:
- Earn 5x Membership Rewards® points on flights booked directly from the airline or AmexTravel.com, up to $500,000 on these purchases per calendar year
- Prepaid hotels booked with American Express Travel earn unlimited 5x points
- Transfer points on a 1:1 basis to airlines and hotel partners
- Free airport lounge access (Centurion, Priority Pass (enrollment required), Delta Sky Club, and others)
- Global Entry or TSA PreCheck fee credit
- Terms apply
You can earn 5x points on plane ticket purchases, which is double the amount most cards earn. Your points are most valuable when transferring to 1:1 airline transfer partners including Delta, Emirates, and British Airways. It’s also one of the best metal cards.
This card also provides Hilton Honors Gold and Marriott Bonvoy Gold Elite status (enrollment required).
Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when paying with their Platinum Card®.
If you ride Uber or use Uber Eats, this credit will make you happy. Cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only.
Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
Terms apply. Enrollment may be required.
New The Platinum Card from American Express Benefits
There’s also a new digital entertainment credit. Cardholders can get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.
In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Cardholders can use their Card and get up to $179 back per year on their CLEAR® membership. Terms apply.
Another exciting new benefit is the ability for cardholders to enjoy up to $25 back each month on select Equinox memberships. This amounts to up to $300 annually. Enrollment required.
Terms apply. Enrollment may be required.
The annual fee is $695 (See Rates & Fees) but can be offset with the perks.
Platinum Card Welcome Bonus
New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.
Learn more: Johnny Jet Recommended Credit Cards
American Express Gold Card
Earn up to 4x Membership Rewards® points on dining at restaurants and U.S. supermarkets with the American Express® Gold Card. Cardholders earn 4x points on restaurant purchases, including takeout and deliveries. Cardholders also earn 4x points on the first $25,000 spent each year at U.S. supermarkets, then 1x per $1. Flights booked directly from the airline or on AmexTravel.com earn unlimited 3 points per $1. All non-bonus spend earns 1 point per $1.
This is the next-best Amex alternative to the Platinum Card if you prefer lifestyle rewards to only travel rewards. For instance, you get a $10 monthly dining credit for select merchants ($120 total, enrollment required). The annual fee is a more reasonable $250 and there are no foreign transaction fees (See Rates & Fees).
Here is why we think the American Express Gold Card is worth the annual fee.
Your points are most valuable when booking award flights on AmexTravel.com or transferring to the 1:1 Membership Rewards airlines and hotel transfer partners.
American Express® Gold Card cardholders can also get up to $120 in Uber Cash annually. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your card. To use this perk, simply add your card to your Uber account and you’ll automatically get $10 in Uber Cash each month in your Uber account for U.S. Uber Eats orders or U.S. Uber rides. Any unused Uber Cash expires at the end of each month (it does not roll over to the next month).
This is one of the best credit cards to use for Uber Eats.
Cardholders also get up to 12 complimentary months of Eats Pass when you subscribe with your American Express Gold Card. That’s a value of up to $119 annually (based on the $9.99 monthly price over 12 months). With the Uber Eats Pass, you can get unlimited $0 Delivery Fees and 5% off orders over $15 at eligible restaurants. Note that taxes and service fees may apply and do not count toward the order minimum.
This benefit applies only in the U.S. on U.S. orders at eligible restaurants and on eligible restaurant purchases.
Enrollment is required by 12/31/2021. After that, the Uber Eats Pass will begin auto-billing 12 months after your enrollment in this offer, at the then-current monthly price. Learn more about the Uber Eats partnership for more information.
New American Express® Gold Card cardholders can earn 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first 6 months. Also, Rose Gold is back! Cardholders can choose between Gold or Rose Gold.
Learn more: Johnny Jet Recommended Credit Cards
Delta SkyMiles Gold American Express Card
American Express is the exclusive issuer of Delta Air Lines cards. While there are four different personal Delta cards, the best fit for many flyers is the Delta SkyMiles® Gold American Express Card, one of the best Delta cards.
However, this card’s most valuable benefit is the first free checked bag for you and up to 8 companions on Delta flights. That’s a $60 round-trip savings per person. You also earn 2x SkyMiles on Delta purchases, at restaurants worldwide (including takeout and delivery), and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.
You also receive a 20% savings in the form of a statement credit after you use your card on eligible Delta in-flight purchases of food, beverages, and audio headsets. All non-bonus eligible purchases earn 1 mile per $1 spent.
The introductory annual fee of $0 for the first year, then $99 (See Rates & Fees).
For a limited time, new cardholders can earn 70,000 Bonus Miles after spending $2,000 in purchases on their new Card in their first 3 months. Offer expires 11/10/2021.
Plus, Gold card members will receive a $100 Delta Flight Credit after spending $10,000 in purchases on their card in a calendar year. Cardholders can use their Credit for future travel.
Learn more: Airline Credit Cards
Delta SkyMiles Platinum American Express Card
Delta loyalists might benefit more from the Delta SkyMiles® Platinum American Express Card. The reason why is that you get an annual Domestic Main Cabin companion certificate upon card renewal. You only have to pay fees and taxes, which won’t exceed $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage fees and other restrictions do apply though. See terms and conditions for more details.
Your first checked bag flies free on Delta flights. There’s also a credit for TSA PreCheck or Global Entry. Plus, with this card, you can enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
Plus, you earn the standard 3x SkyMiles on Delta purchases and purchases made directly with hotels, 2x SkyMiles at restaurants worldwide (including takeout and delivery) and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.
Plus, earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
For a limited time, new cardholders can earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
The annual fee is $250 and there are no foreign transaction fees (See Rates & Fees) but the annual companion certificate can easily be worth more.
Learn more: Airline Credit Cards
Hilton Honors Surpass American Express Card
The Hilton Honors American Express Surpass® Card gives you a free weekend night certificate with at least $15,000 in annual card purchases. You also get Hilton Honors Gold status which lets you enjoy complimentary breakfast and space-available room upgrades (enrollment required). It’s also one of the best Hilton Honors cards.
Earn 12x points for each dollar spent on eligible purchases charged directly with a hotel or resort within the Hilton portfolio. You also earn 6x points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations for each dollar spent on eligible purchases. Non-bonus purchases earn 3x points (if eligible).
Another perk you may enjoy is 10 one-time Priority Pass lounge visits per year.
New The Hilton Honors American Express Surpass® Card cardholders have the ability to earn up to 180,000 bonus points! New cardholders can earn 130,000 Hilton Honors Bonus Points after spending $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership. Plus, earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
The annual fee is $95 (See Rates & Fees).
Learn more: Hotel Rewards Credit Cards
Marriott Bonvoy Brilliant American Express Card
It has a $450 Annual Fee (See Rates & Fees) and comes with these key benefits:
- 1 free night award each card anniversary (redeemable at 50,000 points or less)
- Instant Marriott Bovoy Gold Elite status
- Priority Pass Select membership
- Global Entry or TSA PreCheck application fee credit
Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at hotels participating in the Marriott Bonvoy™ program.
- 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program
- 3 points at U.S. restaurants and on flights booked directly with airlines
- 2 points on all other eligible purchases
This is one of the best Marriott credit cards.
New Marriott Bonvoy Brilliant™ American Express® Card cardholders can earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months. Plus, earn up to $200 in Statement Credits for eligible purchases at U.S. Restaurants within the first 6 months of Card Membership.
Learn more: Hotel Rewards Credit Cards
The Business Platinum Card from American Express
Upscale business travelers get the most travel perks from The Business Platinum Card® from American Express.
It has many of the same travel benefits as the personal Platinum Card including airport lounge access and the $200 annual airline fee credit (in the form of statement credits at one qualifying airline for incidental fees; enrollment required). Unique benefits including getting 35% of your points back when booking award flights on AmexTravel.com, up to 500,000 points annually. You can also transfer your Membership Rewards points to airline and hotel partners.
Flights and prepaid hotels on AmexTravel.com earn 5x Membership Rewards® points. Purchases larger than $5,000 earn 1.5x Membership Rewards® points, up to 1 million annually. All remaining purchases earn 1 Membership Rewards® points per $1 spent.
Plus, cardholders can now breeze through security with CLEAR® (where available) and get up to $179 back per year on your membership when you use your Card.
Learn more in the Amex Business Platinum card review.
New The Business Platinum Card® from American Express cardholders have the opportunity to earn 100,000 Membership Rewards as part of the welcome offer. To earn the 100,000 bonus points, they need to spend $15,000 on eligible purchases on their card in the first 3 months of Card Membership.
Additionally, cardholders can get up to $200 in annual Dell statement credits (cardholders get up to $100 semi-annually for U.S. Dell purchases – terms apply).
The annual fee is $595 (See Rates & Fees).
The Blue Business Plus Credit Card from American Express
If you’re in the market for a no annual fee business card, check out The Blue Business® Plus Credit Card from American Express (See Rates & Fees).
You earn 2x Membership Rewards® points on the first $50,000 spent annually on everyday business purchases (then 1x point thereafter). Also, you can transfer your points to the 1:1 Membership Rewards transfer partners.
Expanded Buying Power gives businesses more ways to earn points and maximize their card. Cardholders can also enjoy more flexibility to use their card for more purchases and rewards when buying above their credit limit. The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
New The Blue Business® Plus Credit Card from American Express cardholders can earn 15,000 Membership Rewards® points after spending $3,000 in eligible purchases on the Card within their first 3 months of Card Membership.
Using the Blue Business Plus is a great way to earn 2x points on purchases your other cards only earn 1x points on. Check out our Blue Business cards review to learn more about the Blue Business card family.
American Express Business Gold Card
The American Express® Business Gold Card earns 4x Membership Rewards® points on the 2 select categories where your business spent the most each month* (the 4x points apply to the first $150,000 in combined purchases annually, all other purchases earn 1x per $1 spent). Your bonus category options include:
- Airfare purchased directly from airlines
- Gas stations (U.S. purchases)
- Shipping purchases (U.S. purchases)
- Restaurants (U.S. purchases)
- TV, radio, and online advertising (U.S. purchases)
- Computer hardware, software, and cloud solutions technology provider (U.S. purchases)
This can be one of the best cards to maximize gas purchases. If you happen to advertise your product on local media or mail some of your finished goods to individual consumers, you can earn bonus points on the shipping charges and advertising purchases.
Your rewards points are most valuable when redeemed for award flights. Each point is worth 1 cent each when booking award flights on AmexTravel. You can get up 25% of your points back (up to 250,000 points per year) on one airline of choice*. Another option is transferring your points to an airline partner at a 1:1 ratio to loyalty programs including Delta SkyMiles and British Airways.
American Express Business Gold cardholders also have access to a Pay Over Time Option, which is a flexible payment option, with interest, to help manage cash flow on purchases of $100 or more (terms apply).
New American Express® Business Gold Card cardholders can earn 70,000 points after spending $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
The annual fee is $295 (See Rates & Fees).
Membership Rewards Transfer Partners
The American Express cards that earn Membership Rewards points are most valuable when booking award flights. Each point is worth one cent each when booking award travel on AmexTravel.com. Note that you can almost always find more value when transferring to your frequent flyer account at these airlines:
- Aer Lingus
- Air Canada
- Air France KLM
- British Airways
- Cathay Pacific
- Delta Air Lines
- EL AL Israel
- Hawaiian Airlines
- Singapore Airlines
- Virgin Atlantic
American Express Hotel Partners
- Choice Privileges
- Hilton Honors
- Marriott Bonvoy
In summary, the best American Express cards for travel are those that earn Membership Rewards points in many cases. However, their co-brand Delta Airlines, Hilton Honors, and Marriott Bonvoy are a good value if you frequent these travel brands.
- How Hard Is It To Get The American Express Platinum Card? (Review)
- Why You Want To Get an American Express Card
- Best Credit Card Reviews: Miles, Points, Cash Back, and More
For rates and fees of The Platinum Card® from American Express, please click here.
For rates and fees of The American Express® Gold Card, please click here.
And for rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.
For rates and fees of the Hilton Honors American Express Surpass Card, please click here.
And for rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, please click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, please click here.
For rates and fees of The Business Platinum Card® from American Express, please click here.
And for rates and fees of the American Express® Business Gold Card, please click here.
Chase Sapphire Preferred® Card
- Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
- Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
- 1 Best American Express Credit Cards
- 2 The Platinum Card from American Express
- 3 American Express Gold Card
- 4 Delta SkyMiles Gold American Express Card
- 5 Delta SkyMiles Platinum American Express Card
- 6 Hilton Honors Surpass American Express Card
- 7 Marriott Bonvoy Brilliant American Express Card
- 8 The Business Platinum Card from American Express
- 9 The Blue Business Plus Credit Card from American Express
- 10 American Express Business Gold Card
- 11 Membership Rewards Transfer Partners
- 12 Summary