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If you, like millions of others, are doing most of your shopping online this year, you may as well make the most of it. Certain credit cards offer rewards on purchases that make online shopping that much sweeter. Here are some of the best credit cards for online shopping.

Best credit cards for online shopping this Holiday season.
Best credit cards for online shopping

Best Credit Cards for Online Shopping

Best Travel Credit Cards for Online Shopping

Travel credit cards usually have the best sign up bonuses and card benefits. You should consider these cards first to maximize your online credit card spending.

Chase Sapphire Preferred Credit Card – 60,000 Bonus Points Worth $750 in Award Travel

Frequent travelers will be the most impressed by the host of rewards offered by the Chase Sapphire Preferred credit card. After spending $4,000 or more during the first three months after opening the card, new account holders will receive 60,000 bonus points. This translates to $750 towards travel when redeemed through Chase Ultimate Rewards.

Chase Sapphire Preferred cardholders also get double points for purchases related to travel and dining. The Chase Sapphire Preferred credit card also offers a 1:1 point transfer to leading airline and hotel loyalty programs. And you can also earn more points per $1 by shopping through the Chase online portal. 

Why This is the Best Credit Card for Online Shopping

In addition to rewards, the Chase Sapphire Preferred credit card offers “Purchase Protection” for up to 120 days after purchase. This means that if that perfect gift you found is damaged or stolen, Chase has your replacement covered. This coverage extends up to $500 per claim or $50,000 per account.

It also offers an Extended Warranty Protection plan – perfect for electronics. Chase extends the time period of the U.S. manufacturer’s warranty by an additional year (on eligible warranties of three years or less).

Be sure to brush up on the Sapphire application rules before applying.

Learn more: Chase Sapphire Preferred® Card 

Capital One Venture Rewards Credit Card – 2x Miles on All Purchases

The Capital One® Venture® Rewards Credit Card comes with a 50,000-mile sign-up bonus when you spend $3000 in the first 3 months. And it earns 2x miles on all purchases, has a $0 intro annual fee (then $95/year), and the ability to redeem miles for travel statements. The Capital One Venture bonus is worth at least $500 in travel.

The Capital One Venture credit card comes with Global Entry or TSA PreCheck fee credit (up to $100), and the ability to redeem Capital One Venture miles by transferring them to airline partners.

Learn More: Capital One® Venture® Rewards Credit Card

Chase Sapphire Reserve

A pristine rewards credit card is the Chase Sapphire Reserve. This premium travel rewards card offers 50,000 bonus Ultimate Rewards points after spending $4,000 in the first three months. Thanks to a 50% redemption bonus, your bonus points are worth $750 when you redeem them for award travel.

Plus, you can also transfer points on a 1:1 basis to airline and hotel partners. Some partners include Southwest Airlines, United Airlines, and World of Hyatt.

On every purchase, you earn 1 point per $1 spent. For travel and dining purchases, you earn 3 points per $1 spent.

Besides the valuable rewards points, the real reason to get the Chase Sapphire Reserve® might be its additional travel benefits. Some of these benefits include:

  • $300 air travel credit
  • Priority Pass airport lounge access
  • Global Entry or TSA Precheck fee credit

World of Hyatt Credit Card

Sometimes, credit cards offer a tiered signup bonus. That’s the case with the World of Hyatt credit card.

You can earn up to 50,000 bonus Hyatt points in the first six months:

  • Receive 25,000 points by spending $3,000 in the first three months
  • Get 25,000 extra points spending $6,000 total within the first six months of account opening

If you don’t know, World of Hyatt points are some of the most valuable hotel points in the business. Like other hotel programs, free nights start at 5,000 points. But, the most expensive rooms only cost 30,000 points per night. With other loyalty programs, a mid-level property costs 30,000 points per night.

You can also get two free Hyatt nights each year. Your first night is automatic each anniversary year. By spending $15,000 in annual card purchases, you get a second free night.

Your holiday spending earns 1 point per $1. But if you spend at Hyatt, you’ll get 9x points. Additionally, you’ll earn 2x points for purchases made on:

  • Dining
  • Airline tickets directly from the airline
  • Local transit and commuting
  • Fitness club and gym memberships

Besides using this credit for shopping online, you can earn bonus points for booking your travel too.

Hilton Honors Credit Cards

Depending on how often you stay at Hilton properties helps you decide which Hilton card is best for your needs.

The Hilton Honors American Express Surpass® Card is the “mass consumer” card. You earn a free weekend night after spending $15,000 in a year and earn up to 12x Hilton points for each dollar you spend on eligible Hilton purchases made directly with a hotel or resort in the Hilton portfolio. Plus, you get automatic Hilton Honors Gold status.

With the Hilton Honors American Express Aspire Card, you will have plenty of luxury benefits. You get an automatic free weekend night certificate each year. The second free night happens when you spend $60,000 annually. Other benefits include $350 in Hilton credits, Hilton Honors Diamond status, and Priority Pass lounge membership.

Either card offers the ability to earn over 100,000 bonus points, worth up to 30 reward nights. The only difference between the two is the spending requirement. You must spend $4,000 in the first 4 months of account opening with the Surpass. And, you must spend $4,000 on purchases within the first 3 months with the Hilton Honors Aspire.

Editor’s Note: The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Best online shopping credit cards
Best online shopping credit cards

Best Cash Back Credit Cards for Shopping

These cash back credit cards can also put some money back in your pocket for your shopping online.

Wells Fargo Propel American Express Card

The brand new Wells Fargo Propel American Express® Card is a hybrid travel and cash rewards credit card. It doesn’t have an annual fee and it comes with a 30,000 point welcome offer after spending $3,000. This bonus is worth $300 in cash reward or it can be worth up to $450 in award travel.

You might prefer this card if you want to earn bonus points on your daily purchases. With the Wells Fargo Propel American Express® Card, you earn unlimited 3x points on these purchase types:

  • Dining
  • Gas, Rideshares, and Transit
  • Travel
  • Popular Streaming Services

All other purchases earn 1 point per $1.

This can be the perfect card for buying the new iPhone. Why? Well, with this card you get up to $600 in cell phone protection. Not bad.

Learn More Here: No Annual Fee Credit Cards

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

Chase Freedom

Often times, the Chase Freedom offers a 5% back bonus for online shopping. When you shop at department stores, wholesale clubs, or use Chase Pay, you get 5% back on the first $1,500 you spend.

Each quarter the 5% bonus category rotates. Your non-bonus purchases earn an unlimited 1% back. You can redeem your Freedom rewards points for travel or cash rewards. If you own another Chase credit card, your points can be worth more when redeemed for travel.

The Freedom doesn’t have an annual fee. Also, you earn an easy $150 bonus cash after spending $500 in the first year.

American Express EveryDay Credit Card

Amex EveryDay® Credit Card from American Express account holders are eligible to receive 10,000 Membership Rewards points after spending $1,000 within the first three months of opening an account. Membership Rewards points may be redeemed in the following ways:

  • Checkout at eligible merchants
  • Retail, entertainment, travel, and AMEX gift cards
  • Applied to eligible charges from previous statements
  • Travel booking
  • Transfer to an eligible loyalty program
  • Shopping for eligible products

Why This is a Great Credit Card for Online Shopping

Account-holders can earn 20% more points if they use their card 20 times or more during a single billing period. If you have a long holiday list, this may be the card for you. The option to redeem Membership Rewards points at eligible retailers and for eligible purchases is an additional benefit that most points-based credit cards don’t offer. Points can also be used at Boxed, which offers products at wholesale prices.

American Express Blue Cash Credit Cards

If you prefer cash back on your purchases over travel rewards, the BlueCash credit cards from American Express may be the choice for you.  The American Express Blue Cash offers two card options. Each card offers different percentages of cash back in expenditures at supermarkets, gas stations, and eligible department stores. The right card for you really depends on how much you spend.

The Blue Cash rewards cards bonus rewards only apply to purchases made at eligible retailers. For example, the caveat that grocery store rewards only apply to purchases made at “U.S. supermarkets” isn’t as self-explanatory as it sounds. Here are the eligible retailers for bonus rewards.

U.S. Supermarkets

Eligible supermarkets do not include specialty stores (cheese shops, bakeries, etc.) or superstores (Target, Amazon, etc.). Eligible supermarkets include the following:

  • Whole Foods
  • Winn Dixie
  • Meijer
  • Stop and Shop
  • Online supermarkets, such as FreshDirect

U.S. Gas Stations

Eligible gas stations include major stand-alone gas station chains, such as:

  • Shell
  • Exxon
  • Mobil

Gas stations attached to superstores, such as Wal-Mart or Costco, are not eligible.

Major Drugstores

  • CVS
  • Walgreens
  • Rite Aid
  • Duane Reade

U.S. Department Stores

  • Bealls
  • Belk
  • Bloomingdale’s
  • Bon Ton Stores
  • Boscov’s
  • Century 21 Department Stores
  • Dillard’s
  • J.C. Penney (JCP)
  • Kohl’s
  • Lord & Taylor
  • Macy’s
  • Neiman Marcus
  • Nordstrom
  • Saks Fifth Avenue
  • Sears
  • Stein Mart

Blue Cash Preferred Card from American Express

$250 statement credit after you spend $1,000 in purchases on your new Blue Cash Preferred® Card from American Express card within the first 3 months of account opening.

Why This is a Great Card for Online Shopping

In addition to cash back rewards on eligible purchases, account holders can start spending instantly. If you are eligible for an Instant Card Number, you can spend online or through your Digital Wallet before your card arrives in the mail.

Like the Chase Sapphire Preferred and Capital One Venture credit card, the Blue Cash Preferred® Card from American Express credit card offers an extended warranty up to 1 year on a manufacturer’s warranty of five years or less. The coverage is limited to the actual amount charged on your card for the item, up to $10,000 per item. The Blue Cash Preferred American Express credit card also offers Purchase Protection up to 90 days and $1,000 per occurrence.

The Blue Cash Preferred credit card also offers the ability to earn 6% back on the first $6,000 spent at U.S. supermarkets, then 1% thereafter. You can also earn an unlimited 6% cash back on select U.S. streaming services and 3% cash back at U.S. gas stations and on transit including taxis/rideshare, parking, tolls, trains, buses and more. For all other purchase categories, you earn an unlimited 1% back.

Account-holders also have up to 90 days to return an eligible purchase. If the merchandiser won’t take it back, you may be eligible for a refund. This is a great benefit for those difficult to shop for people on your list!

Rewards Rate: Cash back rewards vary dependent upon the type of expenditure. All Rewards Dollars can be redeemed for a statement credit. Account holders receive:

  • 6% cash back at U.S. supermarkets, up to $6,000 per year in purchases. After that, they earn 1% cash back.
  • 3% cash back U.S. gas stations.
  • 1% cash back on all other purchases.

Blue Cash Everday Card from American Express (Expired)

Earn a $150 statement credit after you spend $1,000 in purchases on your Blue Cash Everyday® Card from American Express within the first 3 months of account opening.

Why This is a Great Card for Online Shopping

Just like the Preferred credit card, Blue Cash Everyday® Card from American Express account holders have access to the extended warranty, purchase protection, and ShopRunner benefits.

Rewards Rate: Cash back rewards vary dependent upon the type of expenditure. All Rewards Dollars can be redeemed for a statement credit. Account holders receive:

  • 3% cash back at U.S. supermarkets, up to $6,000 per calendar year (then 1% thereafter)
  • 2% cash back at U.S. gas stations and select U.S. department stores
  • 1% cash back on all other eligible purchases

Summary of Best Credit Cards for Online Shopping

Some credit cards cater to places where you do the bulk of your online hopping. For other cards, you only earn the base reward. But with either card type, your spending helps you earn those coveted welcome offers. You may even qualify for card anniversary bonuses too.

Best Online Shopping Credit Cards

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Johnny Jet Editorial

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

The Best Credit Cards for Online Shopping
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1 Comment On "The Best Credit Cards for Online Shopping"
  1. June b smith|

    No offer made re miles to either my husband or myself

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