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Like most households, you probably find yourself subscribing to at least one popular streaming service, (maybe even subscribe to several since the pandemic started). Whether it’s Netflix, Hulu, Spotify Premium, Disney+, or another popular streaming subscription, did you know that you could be earning bonus points/miles on these recurring monthly purchases?

Using one of the best credit cards for Netflix and streaming services lets you earn more rewards! Even better, many of these options don’t charge an annual fee and also earn rewards on everyday spending.

credit cards for streaming services
Earn more points on purchases with the best credit cards for streaming services, such as Disney+. Credit: Disney+

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Best Credit Cards for Streaming Services

Here is a quick preview of the best credit cards for streaming services:

  • The Wells Fargo Propel American Express® Card
  • The Blue Cash Preferred® Card from American Express
  • Chase Freedom Flex℠
  • Amazon Prime Rewards Visa Signature Card
  • Journey Student Rewards from Capital One
  • U.S. Bank Cash+™ Visa Signature® Card

The Wells Fargo Propel American Express Card

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

The no annual fee Wells Fargo Propel American Express® Card earns 3x on popular streaming services. Cardholders earn 3x points automatically when making an eligible purchase on their card. This is a regular benefit of the Propel card, therefore earning 3x points doesn’t expire by a certain date.

You can keep your rewards from popular streaming services and a few other bonus categories. Plus, there isn’t a foreign transaction fee for when you travel abroad.

Learn more: Travel Rewards Credit Cards

How to Get 3x Points on Popular Streaming Services

According to Wells Fargo, the Wells Fargo Propel American Express® Card offers 3x points on the following popular streaming services:

  • Apple Music®, Apple News+, and Apple TV+
  • Amazon Music Unlimited
  • Audible
  • ESPN+
  • Disney+
  • fuboTV
  • HBO Now
  • Headspace, Inc.
  • Hulu
  • Kindle Unlimited
  • Netflix
  • NHL.TV
  • Pandora®
  • Prime Video
  • Sirius XM Radio Inc.
  • Spotify Premium

Each of these services cost approximately $10 a month, but you might pay between $14 and $20 to stream on multiple devices or access Ultra HD content. If you ditch your cable TV subscription, you can switch to the Hulu with Live TV plan, for instance, and earn triple points on the monthly charge!

Learn more: Travel Rewards Credit Cards

Additional Ways You Can Earn 3x Bonus Points

Let’s face it, earning 3x bonus points on popular streaming services probably isn’t enough incentive to switch your spending to a new credit card. Streaming may be part of your daily routine, but it’s probably not one of your largest monthly spending categories.

In addition to being the best credit card for popular streaming services, the Wells Fargo Propel also earns 3x points for these purchases too:

It’s possible to earn bonus points every day you use the Propel for your daily routine and when you travel. Being able to earn 3x rewards points on virtually any travel or dining purchase offers a higher payout than many flexible travel rewards cards that charge an annual fee.

It doesn’t matter which airline you fly or hotel you stay at, you earn 3 points for every $1 spent.

In addition to offering 3x bonus points on multiple categories, the Wells Fargo Propel American Express® Card never charges an annual fee.

Related: Best No Annual Fee Credit Cards

Redeeming Your Wells Fargo Points

All the rewards points you earn with the Wells Fargo Propel are Go Far Rewards points. They can be redeemed for the following redemptions:

  • Travel
  • Cash statement credit
  • Gift cards

Your points are worth 1 cent each, but they can be worth 1.5 cents each when you redeem them for air travel. For example, the same 10,000 points with your Propel Card can purchase a $150 flight compared to another credit card that might only purchase a $100 flight with the same balance.

Wells Fargo also gives the option of paying with points and cash for your award travel, in case you want to save a few points for your next flight.

If you spend at least $50,000 annually on card purchases, your points can be worth 1.75 cents for award flights.

When you prefer cash rewards, you can request credit online or by phone. Another option is to withdraw cash from a Wells Fargo ATM for when you need cash on the spot.

As always, your points never expire as long as you own the Wells Fargo Propel American Express® Card.

Learn more: Travel Rewards Credit Cards

Use your Wells Fargo Propel to earn 3x points on streaming services, including Headspace. Credit: Headspace

Additional Wells Fargo Propel American Express® Card Benefits

Even though the 3x bonus points on popular streaming services, dining, and traveling are the main reason to consider the Propel, you can also enjoy the following additional card benefits. You will find a selection of purchase and travel protection benefits that can save you money when life decides to throw a curveball.

Oh, and the Propel is also a Wells Fargo metal credit card.

Cell Phone Protection

When you pay your monthly cell phone bill with the Propel, you get up to $600 protection. Not only do you earn bonus points on your popular streaming service plans, but Wells Fargo can also help replace your streaming device if it’s damaged or stolen. All you need to pay is a $25 deductible. Your cell phone bill will also earn 1 point per $1 spent each month too.

It’s worth mentioning that the Chase Freedom Flex℠ also comes with cell phone protection. This World Elite Mastercard comes with up to $1,000 per year of cell phone protection. First, you will need to pay your monthly cell phone bill with the Chase Freedom Flex. Then, you’ll get up to $1,000 in yearly coverage benefits. Mastercard lets you make up to two claims per year ($800 max per claim) if your phone is stolen or needs certain repairs. There is a $50 deductible per claim.

Retail Protection

If you buy something and it’s damaged or stolen with the first 90 days, you can be reimbursed for the entire purchase amount.

Extended Warranty Protection

You can also double the manufacturer’s original warranty when it’s one year or shorter.

Travel Protection Benefits

The Wells Fargo Propel American Express® Card also offers these additional travel protection benefits that offer peace of mind too:

  • Lost luggage reimbursement
  • Secondary auto rental collision damage waiver protection
  • Roadside assistance
  • 24/7 travel and emergency assistance
  • Emergency cash advances

These benefits can save you hundreds of dollars when you encounter unexpected expenses.

Earn 20,000 Bonus Points (Plus 3x Points from Popular Streaming Services)

New Propel cardholders also have the opportunity to earn 20,000 bonus points worth $200. Wells Fargo awards this bonus after you spend $1,000 in total purchases during the first three months. Plus, you earn your normal purchase rewards points on the $1,000 spend.

Learn more: Travel Rewards Credit Cards

The Blue Cash Preferred Card from American Express

The Blue Cash Preferred® Card from American Express earns 6% cash back on select U.S. streaming subscriptions. It also earns 6% cash back at U.S. supermarkets, up to $6,000 per year in purchases (then 1% thereafter). So, if you like to make dinner and watch a movie, this card can earn more rewards for your purchases.

Additionally, cardholders can earn 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses, and more). All other purchases earn 1% cash back. Note that cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

The annual fee is $0 the first year, then $95 (See Rates & Fees).

The welcome offer is the ability to earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.

Terms apply.

Learn more: Cash Back Credit Cards

Chase Freedom Flex

Another no annual fee option to consider is the Chase Freedom Flex℠. The Chase Freedom Flex earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Cardholders can earn 5% cash back, on up to $1,500 in combined purchases in the bonus categories below from January 1, 2021 through March 31, 2021:

  • Wholesale clubs
  • Internet, cable, and phone services
  • Select streaming services

Additionally, cardholders earn an unlimited 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.

New cardholders can earn a $200 Bonus after spending $500 on purchases in the first 3 months from account opening.

Related: Chase Freedom Flex Review: $200 Signup Bonus, 5% Cash Back, & More

Amazon Prime Rewards Visa Signature Card

The information for the Amazon Prime Rewards Visa Signature Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

The Amazon Prime Rewards Visa Signature Card can be your best option for Amazon rewards or cash rewards. But you must be an Amazon Prime member to qualify for this card (being an Amazon Prime member also allows you access to the Amazon Prime Video streaming service).

Prime members get 5% back on Amazon.com purchases (including Prime Video purchases and rentals) and Whole Foods purchases. Gas stations, restaurants, and drugstores get 2% back. Everything else earns 1% back.

This metal credit card doesn’t have an annual fee. You can also get a $70 Amazon gift card upon application approval.

Related: Best Credit Cards for Amazon Purchases

Journey Student Rewards from Capital One

If you are a student, the Journey Student Rewards from Capital One can help you build your credit. This card comes with the ability to earn 1% cash back on all your purchases. However, if you pay on time, you can boost your cash back to a total of 1.25% for that month. Cardholders can be automatically considered for a higher credit line in as little as 6 months.

The intro bonus for this card is the ability to earn $5 per month for 12 months on select eligible streaming subscriptions when you pay on time (terms apply). There are no annual fees or foreign transaction fees either.

Learn more: Student Credit Cards

U.S. Bank Cash Visa Signature Card

The information for the U.S. Bank Cash+™ Visa Signature® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Like the Chase Freedom Flex, cardholders can earn more on select rotating bonus categories (once activated) with The U.S. Bank Cash+™ Visa Signature® Card. Cardholders can earn 5% cash back on the first $2,000 in combined eligible purchases in the cardholder’s chosen 5% categories, once activated (purchases over $2,000 earn 1% cash back). The bonus categories available from January through March 2021, include TV, internet, and streaming services.

This card has no annual fee.

Summary

The Wells Fargo Propel American Express® Card is hands-down the best credit card for popular streaming services thanks to the variety of services to earn rewards on and the ability to earn more on everyday spending. If you’re a current subscriber to Netflix, Hulu, Spotify Premium, or one of the other eligible popular streaming services, you’ll earn triple the points on those purchases.

What makes this bonus even more impressive is that the Wells Fargo Propel is a travel rewards card at its core. This is reflected in the other 3x bonus categories for travel and dining-related purchases.

Another strong reason to consider the Wells Fargo Propel as your credit card for popular streaming services is that it doesn’t charge an annual fee or foreign transaction fee. You may decide to get the card to earn bonus points for your everyday spending, but it’s good for maximizing your travel purchases too.

Learn more: Travel Rewards Credit Cards

Related posts:

For rates and fees of The Blue Cash Preferred® Card from American Express, please click here.

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