This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Disclosure, visit this page.

The best travel credit cards in October 2021 come with some pretty exciting bonuses. But are they worth it? While some people are traveling domestically for a quick getaway and road trips have become more popular, travel is still an uncertainty for many people because of COVID. Fortunately, these travel cards come with flexibility and can be used and redeemed in multiple ways.

The Best Travel Credit Cards for October 2021

Terms apply to American Express benefits and offers. Visit americnexpress.com to learn more.

Travel Credit Card Comparison Table

Credit CardCategoryAnnual FeeRecommended Credit Score
Chase Sapphire Preferred® CardBest Overall$95700
Chase Sapphire Reserve®Best for Premium Flyers$550780
Capital One Venture Rewards Credit CardBest for Everyday Travel$95700
The Platinum Card® from American ExpressBest for Premium Travelers$695 (See Rates & Fees)700+
Wells Fargo Propel American Express® CardBest with No Annual Feenone!670

Chase Sapphire Preferred – 60k Bonus

Why it’s our best overall travel card: When you’re just starting out earning travel credit card rewards, consider the Chase Sapphire Preferred® Card. This travel card offers some of the most valuable travel rewards points. Your points are worth 25% more when booking award travel on Chase. Or, you can also transfer them on a 1:1 basis to the Chase Ultimate Rewards transfer partners.

Sign-up Bonus: The Chase Sapphire Preferred® Card currently has an offer of 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months from account opening, worth $750 when you redeem through Chase Ultimate Rewards®.

Also, enjoy new Chase Sapphire benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x points on travel purchased through Chase Ultimate Rewards®, 3x points on dining, and 2x points on all other travel purchases, plus more.

You won’t pay foreign transaction fees on this travel credit card either.

Annual Fee: $95

Recommended Credit Score: 700. There are a lot of factors that go into approval, we recommend reading more about the Chase Sapphire Preferred’s credit score requirements.

The Chase Sapphire Preferred is the best metal credit card 2019 in my opinion
I use my Chase Sapphire Preferred daily

Perks and Benefits of the Chase Sapphire Preferred

Additional Chase Sapphire Preferred benefits include unlimited deliveries with no delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with a DoorDash DashPass subscription. Activate your card by December 31, 2021.

Cardholders also earn 5x points on Lyft rides, through March 2022. 

Additional Information and Further Reading:

Capital One Venture Rewards Credit Card

Why it’s the best card for everyday travel: The Capital One Venture Rewards Credit Card has a $95 annual fee and offers a 60,000-mile sign-up bonus. New Capital One Venture Rewards Credit Card cardholders can earn 60,000 miles after spending $3,000 on purchases in the first 3 months.

The Venture Rewards card stands out for awarding 2x miles on all purchases (unlike the Chase Sapphire Preferred’s extra points on only dining & travel), with miles worth 1 cent each as a travel statement credit. That means this card carries a flat rewards rate of 2x with miles redeemable toward eligible travel-related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.

The Venture Rewards is the best Capital One card for travel. Frequent travelers might get more value out of a card that offers extra points on travel spending. You won’t get much in the way of perks and protections out of the Venture Rewards card. Still, the card’s flexible statement credit redemption option and 2x miles on all purchases makes it a reliable option for people who want to rack up rewards on everyday purchases for their next trip.

And redeeming Capital One Venture miles just keeps getting more valuable with the addition of being able to transfer your miles out to airlines and hotels. The Capital One Venture is no doubt one of the top travel cards. Knowing the Capital One Venture credit score needed for approval might help you determine if this is the card for you.

Annual Fee: $95

Recommended Credit Score: 700. There are other factors that can influence approval. You can learn more from this post: Capital One Venture Credit Score Requirements.

Additional Information and Further Reading

New Capital One Venture Rewards Credit Card cardholders can earn 60,000 miles after spending $3,000 on purchases in the first 3 months.

Learn more: Travel Rewards Credit Cards

The Platinum Card from American Express (Up to 150k Points)

Why it’s the best card for premium travel: When you want a travel card to maximize air travel, get The Platinum Card® from American Express.

Cardholders earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year, and earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Plus, you can enjoy 1:1 point transfers to airlines like Delta, British Airways, and Emirates.

Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.

Rewards: New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply. 

Cardholders can get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when paying with their Platinum Card®.

Also, get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.

If you ride Uber or use Uber Eats, this credit will make you happy. Cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Members only.

Plus, American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.

Terms apply. Enrollment may be required.

New The Platinum Card from American Express Benefits

There’s also a new digital entertainment credit. Cardholders can get up to $20 in statement credits each month when you pay for eligible purchases with The Platinum Card® from American Express at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.

In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Cardholders can use their Card and get up to $179 back per year on their CLEAR® membership. Terms apply.

Another exciting new benefit is the ability for cardholders to enjoy up to $25 back each month on select Equinox memberships when you pay with your Platinum Card®. This amounts to up to $300 annually. Enrollment required. 

There is also a $155 Walmart+ credit to enjoy. This covers the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.

Get the full details and learn more in our in-depth The Platinum Card from American Express review.

The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400. 

The travel credit card earning and redemption options aren’t as flexible as the Chase Sapphire Reserve. But, if you prefer award air travel benefits to flexibility, the American Express Platinum can be a better travel card. Compare the Chase Sapphire Reserve vs American Express Platinum here.

Annual Fee: $695 (See Rates & Fees)

Credit Score Requirements: 700+. There are other factors that can influence approval for the American Express Platinum, you can read about them in this post: What Credit Score is Required for the American Express Platinum?

Additional Information and Further Reading

Learn more: Johnny Jet Recommended Credit Cards

Chase Sapphire Reserve

Why it’s the best card for premium flyers: When you’re not exclusive for a particular airline or hotel brand, premium flexible travel rewards credit cards provide better benefits and point redemption options for frequent flyers.

The Chase Sapphire Reserve® has some new perks, but still earns the valuable Chase Ultimate Rewards points. You receive a 50% travel redemption bonus when booking award travels through Chase. Or, you can transfer your points on a 1:1 basis to airline and hotel travel partners, including Southwest, United, Marriott, and World of Hyatt. Key card benefits include:

  • $300 annual travel credit
  • Priority Pass Select airport lounge membership

Global Entry or TSA PreCheck application fee credit, up to $100 is also available for cardholders.

Plus, earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

If you like flexibility in earning and redeeming travel rewards points, the Sapphire Reserve is one of the best travel rewards card options. However, be aware that there is a $550 annual fee (though the benefits can offset the cost).

New Chase Sapphire Reserve® cardmembers can earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, worth $750 towards travel when redeemed through Chase Ultimate Rewards®. 

New Perks and Benefits

Along with the many perks listed above, the Chase Sapphire Reserve benefits update includes complimentary DoorDash DashPass and one free year of Lyft Pink. Additionally, cardholders can earn up to $120 in statement credits on Peloton Digital and All-Access Memberships through December 31, 2021.

Points are worth 50% more when redeemed for statement credits against existing purchases in select, rotating categories with the Chase Pay Yourself Back feature.

Plus, from June 1, 2020, through Dec. 31, 2021, the $300 travel credit is redeemable at grocery stores and gas stations. Chase will automatically apply this credit for travel, grocery, and gas purchases. You may need to tactically time your bonus category purchases if you still have a travel credit. Note that the purchases your travel credit covers won’t earn bonus points.

Annual Fee: $550

Recommended Credit Score: 780. You will need excellent credit. There are other factors that affect approval, you can read about them in these posts: Chase Sapphire Reserve Credit Score Needed for Approval and Guide to Chase Sapphire Application Rules.

Additional Information and Further Reading

Which Travel Card Will Get Me a Free Flight Fastest?

Perhaps you’ve been intrigued by the world of accruing credit card points and miles for the sole purpose of gaining free flights and upgrades, but are wondering where to start. After all, there are many credit card options to choose from. You also don’t want to be stuck earning points and miles bit by slow bit, waiting over a year or more before you can cash in on that free flight.

If this sounds like you, continue reading. You can find out which travel cards will get you a free flight fastest.

Things To Remember Before Earning Your Free Flight Fastest

If your end goal is just to get a free flight, you’ll want to keep some things in mind.

Firstly, you’ll want to get a credit card that actually works for your travel purposes. For instance, if you want a free flight from United, don’t get a Delta credit card. Most often, general travel credit cards are best for earning free flights. These cards allow you to redeem travel with airline partners using that card’s specific point system. That’s why you’ll see only those general travel credit cards in the list of cards curated below. 

Secondly, you’ll want to be sure that you can actually meet the card’s spending requirements. To earn a free flight, you have to spend money. That doesn’t mean you have to spend money you wouldn’t otherwise. Sometimes, earning points and meeting a spending requirement is as simple as putting all of your costs for a month (or several) on your card, and then paying your card off in full at the end of each month.

You don’t want to carry a balance. A balance negates the benefits of earning the free flight if you’re gaining debt and interest in the process. If a card offers you a large number of points for $4,000 spend, but you know you could never spend $4,000 in three months, maybe pass on that card.

Earning Points and Miles

For most playing the points and miles game, they’re not spending on their credit card and then automatically being handed a free flight. They often swap those points and miles between membership accounts in order to pay for a free flight. Or, they spend strategically on cards to get cash back to use toward a free flight. The result is the same, but it’s not just as cut and dry as spending and then receiving free airfare. So, for this reason, keep options like cash back cards in mind. They might help you get enough cash to cover a free flight faster.

Make sure the card is a good fit for you overall before you sign up. Does it have a hefty annual fee that you don’t want to pay? Will you use the card’s other benefits, such as free bags, lounge entry or anything similar?

You want to ensure you’re making a smart credit card decision, not just a snap judgment.

free flight fastest
Find the credit card that will earn your free flight fastest. Then you can visit destinations like the beautiful gardens of Kilkea Castle in Ireland.

Chase Sapphire and Chase Freedom Cards

Two options worth mentioning is the Chase Freedom Flex℠ and Chase Freedom Unlimited® cards. They are no annual fee cash back cards that earn up to 5% cash back on all purchases. Plus, they work well with the Chase Sapphire cards (and Ink Business Preferred) because the rewards you earn with the Freedom cards can be combined. Learn more about this Chase trifecta to see how you can maximize your purchases.

Related: Chase Freedom Flex Review

Citi Premier Card

The Citi Premier® Card is a good travel credit card to consider as it earns more on everyday purchases and has a reasonable annual fee. The Citi Premier earns:

  • 3x points on air travel, hotels, restaurants, supermarkets, and gas stations
  • 1x points on all remaining purchases

You can also transfer your points to airlines including Asia Miles, JetBlue, and Avianca LifeMiles. There is an annual $100 hotel benefit. Cardholders can enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com, once per calendar year.

The annual fee for the Citi Premier Card is $95 and there is no foreign transaction fee.

New Citi Premier® Card cardmembers can earn 80,000 bonus ThankYou® Points after spending $4,000 in purchases within the first 3 months of account opening. The 80k bonus points are redeemable for $800 in gift cards when redeemed at thankyou.com.

Best Credit Cards for Airline Purchases

Southwest Rapid Rewards Priority Credit Card

Personal Southwest credit cards come with the ability for new cardmembers to earn the best Southwest points offer ever! New cardholders can earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.

The three consumer Southwest Rapid Rewards credit cards that come with the enhanced bonus are:

However, the Southwest Rapid Rewards® Priority Credit Card comes with an annual travel credit of $75 plus you can upgrade up to 4 boardings annually (subject to availability). Plus, if you use your Priority card on in-flight purchases (drinks and Wi-Fi), you’ll get 25% back. Additionally, you will earn 7,500 points after your card member anniversary each year. Cardholders also earn unlimited:

  • 3x points on Southwest® purchases
  • 2x points on local transit and commuting, including rideshare
  • 2x points on internet, cable, phone services, and select streaming purchases

Everything else will earn 1 point per dollar spent. Your points won’t expire.

This card has an annual fee of $149. However, with the $75 travel credit, the annual fee is offset to $74. There are no foreign transaction fees with this card.

You can compare the three consumer cards in our in-depth best Southwest credit cards post.

Avianca LifeMiles

The information for the Avianca Vida Visa® Card and the Avianca Vuela Visa® Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Though there are airline miles credit cards, this one can help you travel through a pretty sweet welcome bonus. The Avianca LifeMiles credit cards offer a simple standard welcome bonus. Below are the current welcome bonus offers for both cards:

  • Avianca Vida Visa® Card: 20,000 welcome bonus miles after first purchase
  • Avianca Vuela Visa® Card: 40,000 welcome bonus miles after first purchase

Both bonuses are very easy to earn and have some of the easiest ways to earn points and miles for travel.

United Explorer Card

United Airlines is a popular carrier for domestic and global routes simply because of the sheer number of destinations. They are also one of the few carriers to still offer fixed mileage award flights and not charge fuel surcharges on long-haul flights.

The United Explorer Card has a sign-up offer of 40,000 bonus miles after spending $2,000 on purchases in the first 3 months your account is open.

Besides this sign-up bonus, you can enjoy these benefits with the best United cards:

  • 2x miles on United purchases, dining (including eligible delivery services), and hotels
  • Global Entry or TSA PreCheck fee credit, up to $100
  • Free first checked bag for you and one travel companion
  • Two one-time United Club passes at account opening and each card anniversary

Learn more: Airline Credit Cards

Best travel credit card for hotels

Key Features in Finding the Best Travel Rewards Credit Cards

There is truly an overwhelming selection of travel rewards credit cards on the market, with options for just about every kind of traveler. So, to narrow down those options a bit, we’ve picked out the best travel rewards cards and compared their most appealing features. But before we break it down, there are a few key terms to understand.

We’re comparing these credit card reviews based on a few features that might sway your decision:

  • Annual fee: Some travel rewards credit cards come with no annual fee, some come with a massive annual fee, and some waive their fee for the first year. Generally, the more you pay, the bigger the perks.
  • Sign-up/Welcome bonus: Don’t cheat yourself out of points or miles by signing up for a travel card with no sign-up/welcome bonus. Once you decide on what kind of spending minimum you can reliably meet, you can compare the best travel rewards credit cards based on which will give you the most points for that initial spending.
  • Extra points: Some travel cards will give you 2x points or miles on all of your purchases, and some will award as much as 5x points or miles on specific spending categories. It’s worth the time to look through your recent credit card statements and compare the rewards you would have earned with different travel cards.
  • No foreign transaction fee: Period.
  • Travel perks, benefits, and protections: Each travel credit card comes with different perks, but most will offer varying levels of protection for travel mishaps like canceled flights, stolen luggage, and collision damage waivers for car rentals.

You don’t have to find a travel rewards credit card that checks off each of these boxes for you – but you might be able to. We’ll rank the best credit cards based on how they compete in each of these categories. Also, please read this post on Chase’s 5/24 rule if you’re not familiar with it.

I used my points from the best travel credit cards to fly first class
I used my points from my travel rewards credit cards to fly first class.

Here are some of the best travel rewards credit cards in 2021 and onwards. Some come with the ability to earn for dining and travel while others are geared towards providing luxury travel. Whatever you like, one of these is sure to fit your needs.

Which Credit Card Gives the Best Travel Rewards?

The Sapphire Preferred has some new travel rewards! The two new benefits include no delivery fees for a minimum of one year on qualifying food purchases with a DoorDash DashPass subscription, over a $100 value (activate by December 31, 2021). Cardholders can also earn 5x points on Lyft rides through March 2022.

And it’s definitely worth noting, that there’s the Chase Sapphire Reserve card, which comes with a higher annual fee, but also comes with more benefits.

Best Premium Travel Card: The Platinum Card from American Express for Luxury Travel

If you travel frequently, value luxury travel then you might consider The Platinum Card® from American Express. It doesn’t have the high rewards offered by some other travel rewards cards, but it does come with some competitive travel perks. And of course, it makes sense to compare the Amex Platinum with the Sapphire Preferred which is also a great premium card.

New The Platinum Card® from American Express cardmembers can earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply. 

Learn more: Johnny Jet Recommended Credit Cards

Prepaid hotels booked with American Express Travel earn unlimited 5x points. Cardholders also earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel, up to $500,000 on these purchases per calendar year.

Anything else will earn just 1x points.

Transfer Partners

Those Membership Rewards points can be redeemed for statement credits and gift cards, but you’ll get the most value out of using them to book travel through amextravel.com or by transferring them to an airline or hotel partner:

  • AeroMexico
  • Air France/KLM Flying Blue
  • Alitalia Millemiglia
  • ANA Mileage Club
  • Asia Miles
  • Delta SkyMiles
  • El Al Israel Airlines
  • Emirates Skywards
  • Etihad Airways
  • Hawaiian Airlines
  • Iberia Plus
  • JetBlue True Blue
  • Virgin America
  • Virgin Atlantic Flying Club
  • Choice Privileges (Hotels)
  • Hilton HHonors
  • Marriott Bonvoy

Again, you won’t get a 1:1 transfer ratio with all partners, so it’s worth checking before you make any final decisions. The Platinum’s travel perks include up to $200 in Uber credits annually (terms apply), up to $200 airline fee statement credits for incidentals on your selected qualifying airline (in the form of a statement credit; enrollment required), access to the Global Lounge Collection, and valuable benefits when you stay at a property in the Fine Hotels & Resorts collection (terms apply, enrollment required). Take full advantage of this card’s welcome bonus, annual credits, and airline transfer partners. Enrollment required. Terms apply.

New The Platinum Card from American Express Benefits

There’s also a new digital entertainment credit. Cardholders can get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.

In addition to enjoying TSA PreCheck or Global Entry access, cardholders can also enjoy CLEAR perks. Cardholders can use their Card and get up to $179 back per year on their CLEAR® membership. Terms apply.

Another exciting new benefit is the ability for cardholders to enjoy up to $25 back each month on select Equinox memberships. This amounts to up to $300 annually. Enrollment required.

Terms apply. Enrollment may be required.

The annual fee is $695 (See Rates & Fees) but can be offset with the perks, which are valued at over $1,400. 

Additionally, cardholders can get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on their Platinum Card®. That’s up to $50 in statement credits semi-annually. However, they must be enrolled for this benefit to apply.

Here’s how hard it is to get approved for the Amex Platinum, and the credit score needed for Amex Platinum approval.

Other Travel Credit Card Options

These travel credit cards each offer great value in different areas, but they aren’t the only valuable travel rewards cards out there. If none of these travel credit cards suit your needs, don’t worry, you’ve still got options. Some other rewards credit card options include valuable cash back rewards cards.

New Travel Credit Card Strategy: How to Choose Your Next Credit Card for 2021

Perhaps your 2021 goals include being smarter with your finances and credit card strategy so that you can maximize points and get rewarded for your regular purchases. With a bit of extra care and consideration of your needs and spending habits, you can choose the best travel credit card that allows you to benefit greatly. These tips will help you choose your next credit card for 2019.

Know Your Credit Score and Credit Situation

Before getting any new travel credit cards, it’s always a good idea to have a general idea of where your finances and credit stand. While you don’t need to know your exact score, having a general idea of where to look for a free credit score will help. Some travel credit cards require you to have better credit than others in order to qualify. If you don’t have the best credit history or score, it may be worthwhile to take some time to work on improving it first.

Consider Your Normal Spending

Take a look at your everyday spending habits to see what you’re spending your money on and what you’re usually charging to your credit card. Do you go to restaurants (look at the Amex Gold and Sapphire Preferred) a lot? Do you spend a lot on gas or rental cars? Are most of your purchases travel related?

Some travel cards will reward more points or miles for certain spending categories. That means if you tend to spend a lot more money in one category, you’ll want a travel card that dishes out the most points. Take some time to comb through your last few credit card statements to see what categories are the most popular for your own spending.

Outline Any Big Expenses for the Year

While you may stick to your normal routine with everyday purchases, you may have a plan to buy some bigger expenses, too. Those items with a larger price tag should be thought out ahead of time. Are you planning to take a big trip? Do you need to buy a new laptop? In the market for a cell upgrade? Planning out when you buy these items or when you apply for the next credit card for 2021 can make it easier for you to hit your minimum spend for credit card sign up bonus points.

Compare Bonus Point Offers

Some Travel cards offer more attractive bonus point offers. If you’re planning to get a credit card anyway, you might as well get a good amount of bonus points so that you can use those points for a better reward later on. Many cards keep their sign-on bonus point offers relatively the same throughout the year. Others offer limited-time promotions where they increase the bonus points to get more people to sign up for their card.

Some of the top travel credit cards with a great sign-on bonus point offers:

  • The Platinum Card® from American Express: Earn 100,000 Membership Rewards® Points after spending $6,000 on purchases on the Card in the first 6 months of Card Membership. New cardholders also earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. Terms apply.
  • Chase Sapphire Preferred® Card: The Chase Sapphire Preferred® Card currently has an offer of 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months from account opening, worth $750 when you redeem through Chase Ultimate Rewards®.
  • Ink Business Preferred® Credit Card: 100,000 points after $15,000 spend during the first 3 months.

Make sure that you choose a credit card for 2021 that has a minimum spend that you can meet so that it’s easy for you to earn your bonus points.

Understand Terms, Fees, APR When Deciding on a Travel Credit Card for 2021

Before applying for a travel credit card for 2021, you want to have a full understanding of the terms and conditions of the card. Knowing what the APR is and if the card has an annual fee is also essential. This allows you to use the card smartly in the coming months.

As always, it’s best to pay off your balance each month to avoid fees and to make the points you’re earning more worthwhile. If you’re in the market for a new credit card, now is a great time to outline your financial plans and goals for the new year. Decide how you will spend and what cards you will use for your purchases. You can get a great new credit card for 2021 that meets your individual needs and rewards you well for your spending.

The best travel credit cards can help you travel more, thanks to points and miles redemptions.

Best Travel Credit Card Content:

Travel Credit Card FAQs

What are the advantages of using a travel credit card?

Travel credit cards allow you to rack up reward points on purchases. By using a travel credit card for purchases you would normally make with cash or a debit card, you can earn points that accumulate into basically free money. Certain travel credit cards give other perks while traveling such as hotel elite status, airport lounge access, discounts or credit towards travel purchases, and even free airline companion certificates. Many travel credit cards also have sign-up bonuses that include things like free points, accumulating points at a higher rate for a limited time, and even discounts on certain items.

Why types of travel credit cards are there?

Travel credit cards mainly fall into two categories: co-branded and general-purpose. Co-branded travel credit cards share a name with a hotel chain or airline. Rewards that you earn with those cards can usually only be redeemed through that company and its partners. While these cards are usually less flexible with what you can use your points for, they have special perks when redeemed within their network.

General-purpose travel credit cards are issued by credit card companies and are not tied to any specific airlines or hotels. Each credit card company has a different points system, and are much more flexible when it comes to rewards. These points can be accumulated by using your travel card for most purchases, and are usually redeemed for flights and hotel stays.

Some popular general-purpose travel credit cards are the: Chase Sapphire Preferred, Capital One Venture, and the American Express Platinum card.

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Terms apply to American Express benefits and offers. Visit americnexpress.com to learn more.

For rates and fees of The Platinum Card® from American Express, please click here.

Advertisement

Chase Sapphire Preferred® Card

recommended-cart-post-image
APPLY NOW
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

11 Comments On "The Best Travel Credit Cards In October 2021"
  1. Jessica Rochelle|

    Hello eveeerybody

  2. Dennis Stahl|

    Today I received notice from American Express that the Black Centurion card annual fee is been doubled to $5000. I have been a member for 45 years at American Express and spend about $250,000 annually on my centurion card. Johnnyjet.com does a good job of reviewing credit cards. I don’t think we receive $5000 in ”value ads” from American Express each year. Will johnnyjet.com be posting any comparisons to similar card options?

    1. Johnny Jet Editorial|

      Hey Dennis, thanks for checking out the blog. Here are a few of our credit card review posts: https://www.johnnyjet.com/credit-card-reviews/, https://www.johnnyjet.com/best-luxury-credit-cards/, and https://www.johnnyjet.com/best-premium-credit-cards-2019/. Hope this helps!

  3. Nouran Adel|

    I’ve really been enjoying your posts.. Keep inspiring people like me. Keep inspiring people like me. :) Love lots! :) Love lots!

  4. MD Kennedy|

    Please please please a review of the Canadian options?!

  5. ayanrdd|

    Thanks for sharing this post. Helpful and Informative.

  6. Virgilio Pennig|

    Thank you for another informative site. Where else could I get that type of information written in such a perfect way? I’ve a project that I am just now working on, and I have been on the look out for such information.

  7. Abroad with Ash|

    I love reading about credit card strategy! It’s how I travel for free and haven’t paid for a flight in over 10 years. I have the majority of the cards on this list (actually wrote on in-depth blog post on how I am able to get my fee down to $0 and make money by owning several premium credit cards: AMEX Platinum, Citi Prestige, Marriott Bonvoy Brilliant, Chase Sapphire Reserve.) So don’t let the high fee steer you away from cards like the Chase Sapphire Reserve. The next card I’m looking into is the Capital One card you mentioned. Thanks for sharing your insight as always!

    1. Johnny Jet Editorial|

      Thanks for reading the blog!

  8. Alessa|

    Hi, thank you for this article. I found it very informative. I’m new to the credit card world so there’s a lot of ground to cover before I make a decision… I was wondering, are you familiar with the Discover it Miles credit card and if so, what are your thoughts on it?
    Thank you

    1. Johnny Jet Editorial|

      I prefer to earn travel rewards that I can transfer to multiple travel partners like Chase Ultimate Rewards, Capital One points, Amex MR, and Citi ThankYou points. The ability to transfer your points gives you more options when it comes time to book an award.

Leave a Reply

Required fields are marked *