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We love the Chase Freedom Unlimited® for its ability to earn cash rewards on everything, its ease of use, and the fact that it is a no annual fee card. Well, there’s another reason to get this card now thanks to its rewarding signup bonus. With this Freedom Unlimited signup bonus, cardholders have the opportunity to earn up to 6.5% cash back on eligible purchases. Here’s what you need to know.

View from dinner at the St. Regis
View from dinner at the St. Regis

How to Get 6.5% Back With the Freedom Unlimited Signup Bonus

If you’re a new applicant you can be eligible for this new savings bonus and also have the opportunity to earn more cash back rewards.

New Chase Freedom Unlimited® cardholders can earn an additional 1.5% cash back on everything they buy (on up to $20,000 spent in the first year) – worth up to $300 cash back! That means new cardholders can enjoy:

  • 6.5% cash back on travel purchased through Chase Ultimate Rewards® (Chase’s premier rewards program that lets you redeem rewards for cash back, travel, gift cards, and more)
  • 4.5% cash back on drugstore purchases
  • 4.5% on dining at restaurants (including takeout and eligible delivery service)
  • 3% on all other purchases

New cardholders earn this extra 1.5% cash back on up to $20,000 spent in the first year.

This is an exciting credit card offer as it’s easy to earn and you have multiple ways to get bonus cash.

Chase Freedom Unlimited Rewards Categories

You may be wondering what you’d earn if you aren’t eligible for the bonus or once your bonus ends. When that happens, cardholders earn cash back with these year-round bonus categories with their flat-rate Chase Freedom Unlimited:

  • 5% cash back on travel purchased through Chase Ultimate Rewards®
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 1.5% cash back on all other purchases

Unlike the Freedom Unlimited signup bonus, there is no limit to how much cash back can be earned.

Related: Chase Freedom Unlimited Review

Alternatively, Earn a $200 Bonus With the Freedom Flex

Alternatively, you might prefer to earn a $200 bonus with the Chase Freedom Flex℠.

New Chase Freedom Flex℠ cardholders can earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening.

Who is Eligible?

You’re eligible for this bonus if you have not received another new cardmember bonus in the last 24 months for the card you’re applying for.

The Chase Freedom Flex has the same fixed 5% and 3% bonus categories as the Freedom Unlimited. However, instead of earning 1.5% back on basic purchases, you earn 5% on the first $1,500 in combined quarterly spending (once activated) in rotating bonus categories.

As a reminder, the Freedom Flex earns:

  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • 5% cash back on travel purchased through Chase Ultimate Rewards®
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
  • 1% cash back on all other purchases

You can compare the two cards in our Comparing the Chase Freedom Flex and Freedom Unlimited post.

Chase Freedom Flex Bonus Categories

For the 2nd quarter of 2022, the Chase Freedom bonus categories are purchases on Amazon.com and on select streaming services from 4/1/2022 – 6/30/2022. The first $1,500 in combined purchases in April, May, and June 2022 earn 5% cash back (5x Ultimate Rewards per $1) and then 1% back, once activated. Activate by June 14, 2022, to earn the rewards.

Related: Chase Freedom Flex Review

Summary

The Chase Freedom offers can be an exciting reason to apply for the Freedom Flex or Freedom Unlimited to help save money. These are two of the best cash back credit cards as you have several ways to earn bonus cash and redeem your rewards for maximum value.

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  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

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