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Here’s my expert Chase Sapphire Preferred review and why it’s head & shoulders above the competition. For the last few years, the Chase Sapphire Preferred® Card has been at the top of personal rewards credit cards, and the Chase Sapphire Preferred (CSP) is still the first travel credit card that I recommend to new readers, friends, & family.
The Chase Sapphire Preferred® Card now comes with a bonus of 60,000 points after spending $4,000 in 3 months. This is an increase of 10,000 points and makes the offer worth $750 in travel through the Chase portal. But you can get even more value by transferring your points out to an Ultimate Rewards travel partner.
See more details on Chase’s secure site: Chase Sapphire Preferred® Card
Chase Sapphire Preferred Review – 60,000 Point Bonus
The Chase Sapphire Preferred® Card currently has an offer of 60,000 Ultimate Rewards points after spending $4,000 in 3 months. Ultimate Rewards points are my personal favorite rewards points, mostly for their flexibility.
The Ultimate Rewards program is what makes the Sapphire Preferred a top card. You can see my review of the best travel credit cards here. Of course, you can redeem UR points for merchandise, gift cards, cash back, or for statement credits.
After spending $4,000 in the first 3 months with your Chase Sapphire Preferred® Card, you would have 64,000 Ultimate Rewards points, or $640 cash back! Ultimate Rewards points can be redeemed at a 1:10 ratio for cash back.
For travel, you can redeem your Ultimate Rewards points through their online portal, and you will get a 20% discount. So, 60,000 points are worth $750 in travel when you redeem your UR points through their website. Not bad. This can be a good use of your UR points if you want to book a cruise or domestic flight (when there’s no availability on a transfer partner, or you want to fly an airline that isn’t a transfer partner).
Beyond the sign-up bonus, you’ll earn 2x points on dining and travel purchases, a broad category that even includes Uber rides, Airbnb stays, highway tolls, parking lots and meters, and subway rides. Combined with the card’s array of travel protections and insurances (not to mention its lack of a foreign transaction fee) that makes this card a solid option for earning points while traveling abroad.
The Sapphire Preferred carries an annual fee of $95. As an incentive, the Chase Sapphire Preferred® Card comes with some protections:
-Trip Cancellation/Interruption Insurance
-Travel and Emergency Assistance Services
-Auto Rental Collision Damage Waiver
-Extended Warranty Protection
Why Go With a Chase Bank Travel Card?
The perks vary with each Chase bank travel card, but here’s what you can gain by taking advantage of the Chase Sapphire Preferred:
-Combine points between your eligible Chase cards: With Chase, you can transfer your points to another Ultimate Rewards card (in good standing) held by you, your spouse, or your domestic partner. If you’re saving up for a big trip, that can be hugely helpful.
-Transfer your points to an airline partner: The Chase Sapphire Preferred and Ink Business Preferred let you transfer your points at a 1:1 ratio to any of its 9 airline transfer partners, including United, Virgin Atlantic, British Airways, and Southwest Airlines– not to mention all of their partnered airlines.
-Transfer your points to a hotel partner: The same Chase cards will also let you transfer your points to its 4 hotel partners: IHG, Marriott, Ritz-Carlton, and Hyatt. You’ll generally get much better value out of transferring your points to an airline partner, but Hyatt stands out for offering great value on some of its award bookings.
-Redeem points for more toward travel: With the Sapphire Preferred and Ink Business Preferred, your points will be worth 1.25 cents each toward travel purchases made through the Ultimate Rewards travel portal. You can take advantage of that redemption rate to book flights, hotel stays, car rentals, cruises, and more through Chase.
-Earn more on your purchases in 7 spending categories: If you carry all 3 of these cards, you can maximize your rewards by using each card primarily for its bonus categories. Those 7 spending categories include a wide variety of purchases, like travel, dining, shipping costs, internet, cable, and phone services, and more.
To see more details on Chase’s secure site, click this link: Chase Sapphire Preferred® Card
Should the Chase Sapphire Preferred be the First Rewards Card You Apply for Today?
It is harder to get approved for the Chase Sapphire Preferred than it was a couple of years ago. Many people are reporting being denied if they have had more than 5 other credit card applications in the last 24 months. This means that it’s more important than ever to apply for the Chase Sapphire Preferred® Card before other cards if you’re new to travel rewards credit cards.
This is simply because if you were to apply for some other cards before the Chase Sapphire Preferred, you wouldn’t be eligible. No one wants that.
If you’ve had the Chase Sapphire Preferred card before, you can apply again as long as it’s been 24 months since you last received the bonus (and you’re within the 5/24 rules above). The Chase Sapphire Preferred vs Capital One Venture review may be worth checking out if you’re wanting to compare it to another top travel credit card.
The Chase Sapphire Preferred is not a good card for you if:
- You have no interest in redeeming points for travel
- You don’t travel often
- Your job has issued you a credit card to cover any travel expenses
- You don’t commute to work or pay for tolls
- You don’t eat out often
- You have no interest in traveling
If none of the above apply to you, the Chase Sapphire Preferred can be a great addition to your wallet.
What credit score is needed for the Chase Sapphire Preferred card?
To get your hands on this sleek blue metal Chase Sapphire Preferred® Card and open your world up to a renowned points system, you’re going to need an ‘excellent’ credit score. The average score for approval is 741.
But, take note, that isn’t a hard line. One review on CreditKarma said they got approved with only ‘fair’ credit, claiming a score of 690 on FICO and 680 on Equifax.
1. Credit score from a credit report
In doing research on the web, we found many people who applied for the Sapphire Preferred had their Equifax credit report checked. It’s not necessarily normal for lenders to check all 3, but it can pose a problem because not all lenders report to the 3 bureaus.
This means there’s a chance there’s varying information out there. So, we suggest checking out your Equifax score before applying and see if it’s in line with your other scores.
2. How much debt you have
Rule of thumb: don’t use more than 30 percent of your available credit. So if you have a credit line of $2,500 – you shouldn’t have a balance of over $750. And by balance, we mean debt. You can spend more than that a month – just pay it off.
After reviewing reports online, we found some people who applied for the Chase Sapphire Preferred claim to have been denied for holding high balances – or debts – on other cards.
3. How many credit cards you have open
We also found that people claimed they were denied for having too many cards open. Some people even had ‘excellent’ credit scores but were denied anyway. So, if you’ve opened a number of cards in the last few years it could be a problem for approval for the Chase Sapphire Preferred.
But remember, just because one person got denied doesn’t mean you will. When applying it’s important to take a comprehensive look at all three elements of your credit above, as well as other factors and weigh your chances.
Ultimate Rewards Transfer Partners
Now, to my favorite part. The Ultimate Rewards transfer partners are a huge reason why the Chase Sapphire Preferred® Card is the first card I recommend to new users. You can just do so many things with your points. Whether your travel goal is an international trip to Europe, or you just want to go to Orlando, Florida, Ultimate Rewards points can make it happen.
Domestic airline transfer options include Southwest and United. I just flew Southwest from Austin to Newark for just over 7,000 points one-way. And United domestic awards start at 10,000 miles one-way. But the great thing about being able to transfer your UR points out to travel partners is that once you have a mile in a certain airline’s loyalty program, you can fly ANY airline that’s a partner or in the same alliance as that airline.
Let me explain –> You can fly American Airlines by transferring your Ultimate Rewards points to British Airways Avios because they are in the same OneWorld Alliance. And British Airways has a distance-based award chart that starts at only 4,000 miles one-way internationally, and 7,500 Avios domestically. Whaaaaat.
You can also use your UR miles to transfer out to Singapore Airlines and fly United domestically since they are both in the Star Alliance. Why do that? Because you can actually use less Singapore miles for United flights domestically (40k round-trip in business) and to Hawaii (35k round-trip in economy class) than through redeeming with United miles. Go figure.
Don’t care about domestic flights? Let’s talk about how to use your Ultimate Rewards points for international travel. I love transferring my UR points out to Singapore Air for travel in one of their premium cabins.
You can fly Singapore Suites for as cheap as 57,375 Krisflyer miles from JFK-FRA. United Airlines is also a great option for international flights since they have a lot of flights to & from a lot of cities.
For example, award flights to Europe start at only 60,000 miles one-way in economy class. United is in the Star Alliance, where a favorite airline of mine, Lufthansa, is also a partner. There was even a sale this year on Lufthansa business class awards through United. 57,500 United miles for a Lufthansa business class seat is a good deal.
I’ve also used my Ultimate Rewards points from my Chase Sapphire Preferred® Card many times for hotel redemptions. Usually, I’m transferring my UR points out to Hyatt for an award stay or cash & points stay. We recently stayed at 2 Hyatt properties in Australia and loved both of them. Hard not to like a Park Hyatt, though.
The full list of Ultimate Rewards partners is Aer Lingus, British Airways, Air France KLM, JetBlue, Singapore Airlines, Southwest, United, Virgin Atlantic, Iberia, Hyatt, IHG, and Marriott Bonvoy.
Other Perks of the Chase Sapphire Preferred Card:
The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks.
You will earn 2x UR points on dining and travel purchases. Nifty. It’s also great for traveling since there are no foreign transaction fees, and it’s enabled with chip technology.
I’m also a big fan of their dedicated customer support that you have by calling the number on the back of your card. Other travel benefits include trip cancellation/insurance, baggage or trip delay reimbursements, primary CDW car rental insurance, and travel accident insurance. Plus, you get the benefits of purchase protection and extended warranty on eligible purchases.
The Chase Sapphire Preferred is also a Visa Signature card, so it comes with additional sweet benefits.
Chase Sapphire Preferred Review 2019 Award Travel Benefits
Besides the introductory offer, the rest of the Chase Sapphire Preferred card benefits remain the same. Below are two ways you can find the most value from your 60,000 bonus points. Other Chase Sapphire Preferred review points:
25% Travel Redemption Bonus
When redeeming your Ultimate Rewards points for any award travel on the Chase travel portal, you get a 25% award travel redemption bonus. This is how your 60,000 bonus points are worth $750 instead of the standard $600 value of cash or gift cards.
1:1 Ultimate Rewards Point Transfers
You will still be able to transfer your points to the various Chase Ultimate Rewards airline and hotel transfer partners. If you play your points right, you can squeeze more value from each point than the 25% travel bonus.
Some of the partners to consider include Southwest Airlines (who are now flying to Hawaii!), United Airlines, and World of Hyatt.
Recent Changes to the Chase Sapphire Preferred Review 2019
If you have your eye on the Chase Sapphire Preferred, there two new changes you must know about. First, the Chase Sapphire Preferred sign-up bonus is increasing from a $625 value to $750. But, you will now pay the $95 annual fee during the first year.
The old signup bonus was getting 50,000 bonus Ultimate Rewards points after spending $4,000 in the first 3 months. This bonus was only worth $625 in award travel booked on Chase.
When booking non-travel rewards with your bonus points, the new 60,000-point bonus is worth $600 in cash and gift card rewards.
The tradeoff for the larger signup bonus is that Chase is no longer waiving the $95 annual fee for the first year. In the past, the annual fee was $0 the first year then $95 each subsequent year.
Other top travel rewards credit cards charge an annual fee for the first year. This change isn’t earth-shattering like airlines introducing basic economy seats, but it’s never news you want to hear from any rewards credit card.
Do You Qualify For the Chase Sapphire Preferred Sign-up Bonus?
Before you apply for this larger sign-up bonus, it’s key that you review the Chase Sapphire application guidelines and the bonus offer qualifications.
Hint: There’s more to the fine print than spending $4,000 in the first 3 months to earn the bonus.
Returning Sapphire Members Must Wait Months
For starters, you qualify for the Sapphire Preferred bonus when you haven’t received a new cardmember bonus from any Sapphire card in the past 48 months. You also cannot currently own another Sapphire product.
For example, if you currently own the Sapphire Reserve, you would have to cancel your card and wait 48 months to apply for the Sapphire Preferred to earn the new signup bonus. Are the extra points worth waiting 4 years?
Track Your Recent Card Applications
Every person needs to remember the “Chase 5/24 rule.” This is an unpublished policy that disqualifies you from owning most Chase travel rewards credit cards when you open at least 5 new credit card accounts in the most recent 24 months.
If you are in this situation, play it safe and wait to apply once you only have four new accounts opened in the last 24 months.
How to get the most out of your Chase Sapphire Preferred points
Now that we know how to earn points and some of the basic ways to redeem them – let’s dive into the fun stuff: learning how to make your points go further and get you better deals.
Another great aspect to the Sapphire Preferred is that there are a lot of ways you can make your points go further.
1. Chase Sapphire Preferred Reviews with other Chase cards
Chase allows you to combine the points you earn with your Sapphire Preferred with the other Chase credit cards you use, like the Chase Freedom or Ink Plus Business. Your total points are going to vary though, depending on how much you spend on each card and the categories you’re earning points in.
It’s all about maximizing the points earning potential on each card, so make sure you purchase the right things on the right card – like all travel and dining on Sapphire Preferred, and business expenses on the Ink Plus Business.
2. Chase shopping portal
By using the Chase shopping portal to purchase everything from big expenses to appliances, or even household items you can earn 3 to 12 times the number of points you would simply using the Sapphire Preferred.
This is an awesome option because the Sapphire Preferred is really about travel and not everyday purchases – as those will only get you 1 point per $1 spent. So if you want to use your Sapphire Preferred to buy an everyday item, be sure to check out the Chase shopping portal first. By purchasing items through Chase partners like Sam’s Club, Apple, and Bed Bath & Beyond in the portal, you can earn some serious extra points you’d otherwise miss.
3. Partner programs
Like we mentioned above, retailers like Walmart partner with the Chase shopping portal often to offer you extra points and earning potential you might otherwise be excluded from on your card. These extra points can vary from 3x the points to 12x the points – so it’s always a good idea to check out what’s being offered in the Chase shopping portal before you do any online shopping.
Chase also partners with a variety of companies in the travel industry so you can redeem all those travel points you’ve been racking up. Best yet – their travel partners often offer better deals than the Chase standard points to dollar conversion of 1 point to $.0125. In fact, you can earn up to $.05 per point depending on the travel partner.
4. Booking travel with cash rather than points can save you more
The Chase travel portal offers some awesome deals – but that doesn’t mean they’re always the best deal out there. It’s important when shopping for a travel ticket or hotel through the travel portal that you still shop around – checking out comparative websites like Kayak, HipMunk, TripAdvisor, etc.
This is because if the deal on the Chase Travel Portal is about the same as the ticket price on other websites, you can actually earn more by buying the ticket outside the portal then cashing in on the points you’ll earn from buying the ticket. This way, you can use your points to buy a ticket that’s a bit more pricy down the line, or really snag a great deal through the travel portal later on.
5. Don’t use the travel portal for international travel
By using the travel portal itself, you’re only getting $0.0125 per every point you have – and hey, international travel is expensive! So instead, make sure you check out the Chase travel partners and the deals they have. A Chase travel partner can get you up to $0.05 per point – meaning your points can take you further.
Upgrade Your Chase Sapphire Preferred to a Sapphire Reserve: A Step-by-Step Guide
Are you wondering if it’s possible to upgrade your Chase Sapphire Preferred into a Chase Sapphire Reserve? The process is easier than you might think to get one of the best travel credit cards. Upgrading is also the quickest way to get a Chase Sapphire Reserve if you are a current Sapphire Preferred owner.
The most common way to get a new credit card is by applying for a new credit line. But in some cases, it makes more sense to upgrade an existing line. One reason is that you have at least five new credit cards within the last 24 months. Another reason is that you don’t want to close one of your oldest credit lines.
For current and returning Sapphire members, there are strict Chase Sapphire application rules. Chase explicitly states either Sapphire credit card, “is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.”
If you want a Chase Sapphire Reserve sooner than later, your best option is to request an upgrade. Closing or downgrading your Sapphire Preferred account means you have to wait 48 months (that’s 4 realllly loooong years) from the month you received your Chase Sapphire Preferred sign-up bonus before Chase approves your Chase Sapphire Reserve application.
Can You Upgrade Your Chase Sapphire Preferred?
Before attempting to upgrade your Chase Sapphire Preferred make sure you meet these basic qualifications:
- Your Chase Sapphire Preferred account is at least 12 months old
- The account is in good standing
- You have excellent credit (FICO credit score above 740)
It is also recommended to have an existing Sapphire Preferred credit limit of at least $10,000 to have better approval odds. If your credit score is less than $10,000, Chase may require a hard credit pull during the upgrade request. The Sapphire Reserve is a Visa Infinite product which carries a minimum $10,000 credit limit. However, the Sapphire Preferred is a Visa Signature card which only guarantees a minimum $5,000 credit limit.
The CARD Act of 2009 prohibits credit card companies from increasing a credit card annual fee within 12 months of opening a new account. This is why credit cards with an annual fee either waive the fee for the first year or charge it on the first billing statement. So, if you just opened a Chase Sapphire Preferred, you must wait until that credit line is at least one year old to request an upgrade.
Both the Sapphire Preferred and Sapphire Reserve require at least a 680 to 740 credit score to qualify. Unless you have a history of missed payments or other credit mishaps after qualifying for the Sapphire Preferred, there’s a good chance that you have an acceptable credit score.
Like any credit card application, approval isn’t guaranteed when requesting an upgrade. Chase doesn’t publicly disclose their upgrade criteria. Ensuring your account is in good standing with on-time payments and keeping your credit utilization ratio as low as possible are two ways to boost your upgrade odds.
Chase Sapphire Reserve Signup Bonus
The largest potential downside of upgrading to the Chase Sapphire Reserve is that you won’t qualify for its current 50,000-point signup bonus. In the signup bonus offer details, Chase states “You will not receive the new cardmember bonus if you change products.”
To be fair, this is the same policy when you downgrade from a Sapphire Reserve to the Sapphire Preferred.
Call Chase to Upgrade Chase Sapphire Preferred
If you’re ready to upgrade, the upgrade process is very straightforward.
On the Chase Sapphire Reserve information page, Chase recommends existing Sapphire cardmembers call the phone number on the back of their current Sapphire credit card to check their eligibility status. For most people, that number should be 1-800-432-3117. In most cases, you should receive a decision within a few minutes.
Another option is sending a secure message by logging into your Chase online account. Simply say you want to upgrade to a Sapphire Reserve account and you should receive a response within four hours.
In either instance, you should receive a same-day decision.
No Hard Inquiry (Possibly)
One benefit of upgrading products is that Chase shouldn’t perform a hard credit check. This should be the case if your Sapphire Preferred credit limit is at least $10,000. But if you’re credit limit is below this magic mark, it’s like requesting a manual credit limit increase instead of waiting for Chase to automatically raise your card limit.
If Chase only conducts a soft pull, the upgrade won’t count against your Chase 5/24 limit.
Enjoy the Chase Sapphire Reserve Benefits
Once Chase approves your upgrade request, you will need to pay the $450 annual fee. Each authorized user costs $75 per year. Chase may credit your Sapphire Preferred annual fee payment depending on when your card anniversary date.
As a Reserve cardmember, you will enjoy these benefits:
- $300 annual travel credit
- Priority Pass Select airport lounge membership
- Global Entry or TSA PreCheck application fee reimbursement
- 3x points on travel and dining purchases
- 50% travel redemption bonus
Your Chase Sapphire Preferred currently only earns 2x points on travel and dining purchases. And it only has a 25% travel redemption bonus when booking travel through Chase.
You will continue to enjoy the 1:1 airline and hotel transfer partners. Point transfers can still be a more valuable redemption value than the 50% travel redemption bonus.
Some of the Sapphire Reserve travel protection benefits also activate earlier. The $500 per ticket trip delay reimbursement coverage kicks in after 6 hours of delay instead of 12 hours. Regarding purchase protection benefits, Reserve members can file claims up to $10,000 for theft and damage instead of $500 per claim with the Sapphire Preferred. While you will hopefully never use these benefits, a single claim can offset the annual fee difference between both Sapphire products.
Summary on Upgrading Your Chase Sapphire Preferred to Reserve
It’s easy to upgrade your Chase Sapphire Preferred to a Sapphire Reserve. The most difficult part can be making sure your account is at least one year old and in good standing. If it is, you can immediately begin enjoying the Sapphire Reserve bonus, perks, and benefits while maintaining the credit history from your Sapphire Preferred.
Other Travel Credit Cards to Consider
If after reading the Chase Sapphire Preferred review and it is no longer at the top of your wish list, you might try one of these travel rewards cards instead.
Chase Sapphire Reserve
You might also consider the Chase Sapphire Reserve when you still want to earn Ultimate Rewards points, access 1:1 transfer partners, and you want luxury travel benefits.
The Sapphire Reserve also earns a signup bonus worth $750 in award travel. One difference is that you only earn 50,000 bonus points after spending $4,000 in the first 3 months, but you have a 50% travel redemption bonus (instead of the Sapphire Preferred’s 25% bonus) that makes up the difference.
The annual fee of $450 is more than the $95 annual fee you will pay with the Sapphire Preferred. But a $300 annual travel credit whittles the annual fee down to $150. Free Priority Pass Select lounge membership and the Global Entry application fee credit can also be enticing for frequent flyers.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card earns 2 miles for every $1 spent. Plus, they still waive the $95 annual fee for the first year. You also earn a signup bonus of 50,000 points worth $500 after spending $3,000 in the first 3 months.
You can redeem your points as travel statement credits, future award flights, and even transferring them to Capital One airline transfer partners. The Capital One transfer ratios aren’t as valuable as Chase but you still have plenty of valuable point redemption options.
There are two other exciting benefits the Sapphire Preferred doesn’t offer. The first is a fee credit for Global Entry or TSA PreCheck. The second benefit is getting 10x miles on every Hotels.com/venture purchase through January 2020.
Barclaycard Arrival Plus World Elite Mastercard (Expired)
The Barclaycard Arrival Plus® World Elite Mastercard® is another flat rate travel rewards card with a similar annual fee as the Chase Sapphire Preferred. However, it’s only $89 a year and it’s waived for the first year.
You can also earn 70,000 bonus miles worth $700 in travel statement credits after spending $5,000 in the first 90 days. This is the highest-ever bonus offer for the Arrival Plus.
After redeeming your miles for travel statement credits, Barclays gives you 5% of the redeemed miles back for a second redemption. Redeeming your full 70,000-point bonus means you get 3,500 miles back worth $35.
On every purchase, you earn 2x miles per $1 spent. You don’t have access to any airline or hotel transfer partners, but they have a very flexible travel redemption credit that covers nearly every travel purchase type.
The Chase Sapphire Preferred sign-up bonus is now 60,000 points after spending $4,000 in the first 3 months. The previous bonus offer was 50,000 points with the same spending requirements. One downside of the larger bonus is that Chase now charges the $95 annual for your first year of ownership.
Conclusion on the Chase Sapphire Preferred Review 2019
The Chase Sapphire Preferred card is still the first rewards card I recommend to friends, family, and readers. And it’s more important than ever for it to be the first travel card for someone new to miles & points to apply for. Ultimate Rewards rock. They give you the ability and flexibility to travel all over the world, in the style you prefer. Or you can just receive cash back. That’s flexibility!
See more details on Chase’s secure site: Chase Sapphire Preferred® Card
- Are the Sapphire Preferred’s Benefits Worth the Annual Fee?
- Chase Sapphire Preferred or Capital One Venture
- Best Credit Cards for Travel Miles
- Best Credit Cards for International Travel
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
- 1 Chase Sapphire Preferred Review – 60,000 Point Bonus
- 2 Other Perks of the Chase Sapphire Preferred Card:
- 3 Chase Sapphire Preferred Review 2019 Award Travel Benefits
- 4 Do You Qualify For the Chase Sapphire Preferred Sign-up Bonus?
- 5 How to get the most out of your Chase Sapphire Preferred points
- 6 Upgrade Your Chase Sapphire Preferred to a Sapphire Reserve: A Step-by-Step Guide
- 7 Can You Upgrade Your Chase Sapphire Preferred?
- 8 Call Chase to Upgrade Chase Sapphire Preferred
- 9 Enjoy the Chase Sapphire Reserve Benefits
- 10 Summary on Upgrading Your Chase Sapphire Preferred to Reserve
- 11 Other Travel Credit Cards to Consider
- 12 Conclusion on the Chase Sapphire Preferred Review 2019