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It’s time to answer a question many award travelers ask. Does the Chase Sapphire Preferred® Card offer lounge access? As one of the best travel credit cards, it’s easy to think you get free Chase Sapphire Preferred lounge access to at least one lounge network.

The New American Express Centurion Lounge at DFW
The New American Express Centurion Lounge at DFW

Do You Get Chase Sapphire Preferred Lounge Access?

The short answer is…no. You don’t get airport lounge access with the Chase Sapphire Preferred. But there are plenty of other Chase Sapphire Preferred perks that let you save on travel. Plus, you have other options to get complimentary airport lounge access.

Unfortunately, there isn’t discounted access to any lounge networks or one-time passes every card renewal. But, to be fair, most travel credit cards with a similar $95 annual fee don’t offer lounge access.

Chase Sapphire Preferred Travel Benefits

Although you don’t get lounge access, you can enjoy these travel benefits:

  • 25% redemption bonus when booking travel through Chase
  • 1:1 point transfers to 9 airline and 3 hotel loyalty programs (now including Emirates)
  • Trip cancellation and interruption insurance up to $10,000 per person ($20,000 per trip)
  • Primary rental car collision damage waiver
  • Earn unlimited 2x points on travel and dining purchases
  • 60,000 bonus points (worth $750 in award travel) after spending $4,000 in the first 3 months

Lounge access isn’t a Chase Sapphire Preferred® Card travel benefit. However, not having this benefit means the annual fee is only $95 a year. The flexible redemption options and trip protections can still be well worth the annual fee.

Earning 2x points on dining and travel also makes this one of the best credit cards for restaurants and dining. Also, new cardmembers can earn a one-time 60,000-point signup bonus worth $750 in award travel. To earn it, they must spend $4,000 in purchases in the first 3 months of account opening.


Chase Sapphire Preferred® Card

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

You will need to take advantage of the Chase Sapphire Reserve perks (the other Chase Sapphire product) to get free airport lounge access. Bear in mind the Reserve has a $550 annual fee.

Chase Credit Cards with Airport Lounge Access

These Chase credit cards offer airport lounge access. You will quickly see that the best premium credit cards offer better benefits than cards with lower fees.

Chase Sapphire Reserve

The Chase Sapphire Reserve® is the only Sapphire product that offers airport lounge access. You get unlimited Priority Pass Select membership to over 1,200 lounge locations worldwide.

Here are the current details for who gets lounge access with the Chase Sapphire Reserve®:

  • Primary and authorized users have free access
  • Each user can bring two additional guests for free
  • Every extra guest (after the first 2) costs $27 per person per visit

Under the current rules, you can bring two guests in for free. Then you pay $27 for each additional guest.

A similar plan costs $429 a year without the Sapphire Reserve. In that plan, you pay $32 for each guest. One free lounge visit plus the $300 travel credit more than pays your $550 annual fee for the Sapphire Reserve each year.

In addition to lounge access, you also get these travel benefits:

  • $300 annual travel credit
  • Global Entry or TSA PreCheck application fee credit
  • 50% travel redemption bonus when booking award travel through Chase
  • 1:1 point transfers to Chase Ultimate Rewards airline and hotel partners
  • Earn 3x points on every travel (once eligible) and dining purchase
  • 50,000 bonus points ($750 value) after spending $4,000 in the first 3 months

If you are a frequent flyer, applying for the Chase Sapphire Reserve® instead of the Sapphire Preferred can be worth it.

United Club Card

The information for the United Club Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

The United Club Card offers free United Club and participating Star Alliance lounge access for the primary cardholder. Authorized card users can only enter for free when traveling with the primary cardholder. Chase states this lounge benefit is worth up to $650 annually.

As the Club Card’s annual fee is $450, this benefit alone offsets the fee. If you currently pay for Club lounge access, you need to strongly consider getting this card. Current United Club members will get a prorated refund once their card application is approved.

Other card travel benefits include:

  • Free first and second checked bags for you and one companion
  • Complimentary Premier upgrades on award tickets on United-operated flights (when available)
  • Priority check-in, security screening, boarding and baggage handling privileges (when available)
  • Hertz Gold Plus Rewards Presidents Circle loyalty status

United Explorer Card

If your credit card annual fee budget is in the $95 range, check out the United℠ Explorer Card. You get 2 one-time United Club lounge access passes annually for your account anniversary. Although this benefit seems lackluster in comparison to the Sapphire Reserve, it’s still one of the few credit cards offering some type of free airport lounge access.

Learn more: Airline Credit Cards

Despite only being able to access the United Club lounge twice a year for free, you do get other United Airlines travel benefits:

  • Free first checked bag for you when you use your card to purchase your ticket
  • Priority boarding on United-operated flights
  • Premier upgrades on United-operated flights (when available)
  • 25% back on United inflight purchases

You will also appreciate the Global Entry or TSA PreCheck application fee credit. Unlike many airline credit cards, the Explorer Card earns bonus points on select non-United purchases. You earn 2x miles on United purchases, hotel nights booked directly through the hotel, and at restaurants. Everything else earns 1x mile per $1 spent.

The standard signup bonus is 40,000 bonus miles after spending $2,000 in the first 3 months of account opening. The ongoing $95 annual fee is also $0 for the first year. Since both cards have similar annual fees, you may want to check this Chase Sapphire Preferred vs United Explorer Card comparison post.


Unfortunately, you won’t get lounge access of any kind by owning the Chase Sapphire Preferred. But, you can get free Priority Pass lounge access with the Chase Sapphire Reserve. This way, you can find a lounge regardless of which airline you fly. Plus, you’ll still earn Chase Ultimate Rewards on every card purchase.

Josh Patoka

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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