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Some of the easiest credit cards to get approved for that let you build your credit score and earn rewards in the process. If you want to start building a positive credit history now, apply for one of these credit card reviews. Then, you can upgrade to a premium credit card in the future that offers better rewards. But only apply for credit cards if your credit score is in good condition and you can manage your credit card spending wisely. Paying interest on your credit cards will negate the points you’re earning in most cases.
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The Easiest Credit Cards to Get Approved For Any Credit Score
In general, co-brand airline credit cards are some of the easiest credit cards to get. For most cards, you need a credit score in the mid 600s, but 670 or above is best. Even if your score is only above 600 but not quite 670, you still have good approval odds for cards that don’t have an annual fee. However, your credit limit might be lower than you desire.
The important thing is to apply for unsecured credit cards that earn rewards points. For now, focus on getting a credit card for travel rewards points you can use. Without further ado, here are some of the easiest credit cards to get approved for.
Also, don’t forget to factor in Chases’ 5/24 rule when thinking about one of their products, and remember American Express has a once in a lifetime rule per product on receiving bonuses.
Capital One Venture Rewards Credit Card
The information for the Capital One® Venture® Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
With good credit of at least 670, you shouldn’t have a problem getting the Capital One® Venture® Rewards Credit Card. With the Venture Card, you can enjoy these perks:
- 2x miles on all purchases
- Fee credit for Global Entry or TSA PreCheck
You can redeem your miles for future award travel. Or, you can redeem them for recent travel purchases. You can read our Capital One Venture review for more details on why it’s the best Capital One credit card.
You can also go with the Capital One VentureOne Rewards Credit Card that doesn’t charge the $95 annual fee that the Venture does. However, you won’t get the TSA PreCheck or Global Entry fee credit.
Delta SkyMiles Blue American Express Card
The Delta SkyMiles® Blue American Express Card earns 2 miles per dollar on purchases made directly with Delta and at restaurants worldwide. For in-flight purchases, you also earn a 20% in-flight credit savings. All remaining purchases on the Delta SkyMiles® Blue American Express Card earn 1 point per $1 spent.
One benefit of Delta SkyMiles is that they never expire.
Learn more: Airline Credit Cards
Delta SkyMiles Gold American Express Card
If you fly Delta and want more benefits, look at the Delta SkyMiles® Gold American Express Card. Perhaps the most valuable benefit is the free checked bags for you and eight travel companions. You also enjoy free priority boarding.
With the Delta SkyMiles® Gold American Express Card, you can earn 35,000 bonus SkyMiles after you spend $1,000 in purchases on your new card in your first 3 months.
This card is great for domestic and foreign travel.
Learn more: Airline Credit Cards
Southwest Rapid Rewards
Maybe you want to earn a fast-track status for the Southwest Companion Pass. If so, Chase offers three personal Southwest credit cards that are some of the easiest credit cards to get approved for.
One of the best options is the Southwest Rapid Rewards® Priority Credit Card. Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s.
As a new Southwest credit card owner, your signup bonus applies to the 125,000-mile requirement needed to earn the Companion Pass. But, to receive the bonus, you must not currently own a personal Southwest Rapid Rewards Credit Card. If so, you must wait 24 months to apply for a new Southwest card to get the bonus.
With the Southwest credit cards, you earn 2x points on all Southwest and Rapid Rewards partner purchases. These purchase rewards also count toward the annual Companion Pass requirement.
Depending on which Southwest card you apply for, you will get a card anniversary point bonus up to 7,500 points. Since Southwest has some of the cheapest domestic award flights, this bonus can book a one-way flight.
Related Article: Best Southwest Credit Cards
Wells Fargo Propel American Express Card
The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.
The Wells Fargo Propel American Express® Card does a good job of balancing bonus point purchases and travel rewards. You can receive bonus points on your most common purchases. Plus, you also get some valuable rewards points. And yes, the Propel is a Wells Fargo metal credit card.
For instance, you can earn 3x points on these purchases:
- Restaurants and takeout
- Gas stations
- Travel and transit
- Popular Streaming Services (i.e. Netflix, Hulu, Spotify)
To redeem points, your best option is booking award flights on the Wells Fargo Go Far Rewards website. They are worth 1.5 cents each. For cash rewards and gift cards, your points are worth 1 cent each. This is the industry-standard redemption value.
Capital One Savor Cash Rewards Credit Card
For dining credit card rewards, look at the Capital One® Savor® Cash Rewards Credit Card. Once again, you may need a score in the mid-600s. But, you can quickly earn rewards points from your everyday spending.
You can earn bonus rewards on these purchases:
- 4% back on dining and entertainment
- 2% back at grocery stores
- 1% back on everything else
Your rewards points are redeemable for cash rewards. Plus, you won’t pay a foreign transaction fee.
The information for the Capital One® Savor® Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
Marriott Bonvoy Boundless Credit Card
Co-branded hotel credit cards like the Marriott Bonvoy Boundless™ Credit Card might be slightly more difficult to get than airline credit cards. But, you can enjoy a free hotel night each year that out values the annual fee of $95.
On Marriott stays, you also earn 6x points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™. All other purchases earn 2x Bonvoy points. Cardholders get one Free Night Award (valued up to 35,000 points) every year after their account anniversary.
For the best approval odds, you may need a score in the high 600s — low 700s. If your score is in the 600s, you will likely need to have a positive credit history.
Learn more: Hotel Rewards Credit Cards
Summary of the Easiest Credit Cards to Get Approved For
When your credit score is in the mid-600s, you may qualify for a number of rewards credit cards. These cards help you build up your credit and earn your award travel sooner. Find the easiest credit card that fits your spending habits and apply for one of these today.
Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.