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Some of the easiest credit cards to get approved for that let you build your credit score and earn rewards in the process. If you want to start building a positive credit history now, apply for one of these credit card reviews. Then, you can upgrade to a premium credit card in the future that offers better rewards. But only apply for credit cards if your credit score is in good condition and you can manage your credit card spending wisely. Paying interest on your credit cards will negate the points you’re earning in most cases.

Editor’s Note: Some of the offers below may have expired or are no longer available on our site. 

The Easiest Credit Cards to Get Approved For Any Credit Score

In general, co-brand airline credit cards are some of the easiest credit cards to get. For most cards, you need a credit score in the mid 600s, but 670 or above is best. Even if your score is only above 600 but not quite 670, you still have good approval odds for cards that don’t have an annual fee. However, your credit limit might be lower than you desire.

The important thing is to apply for unsecured credit cards that earn rewards points. For now, focus on getting a credit card for travel rewards points you can use. Without further ado, here are some of the easiest credit cards to get approved for.

Also, don’t forget to factor in Chases’ 5/24 rule when thinking about one of their products, and remember American Express has a once in a lifetime rule per product on receiving bonuses.

Capital One Venture Rewards Credit Card

With good credit of at least 670, you shouldn’t have a problem getting the Capital One® Venture® Rewards Credit Card. With the Venture Card, you can enjoy these perks:

  • 2x miles on purchases
  • 5x miles on Uber Eats purchases through January 31, 2021
  • Fee credit for Global Entry or TSA PreCheck

You can redeem your miles for future award travel. Or, you can redeem them for recent travel purchases. You can read our Capital One Venture review for more details on why it’s the best Capital One credit card.

New cardholders can earn a 100k mile bonus by spending $20,000 on purchases in the first 12 months from account opening, or earn 50,000 miles if you spend $3000 on purchases in the first 3 months.

Learn more: Rewards Credit Cards

You can also go with the Capital One® VentureOne® Rewards Credit Card that doesn’t charge the $95 annual fee that the Venture does. However, you won’t get the TSA PreCheck or Global Entry fee credit.

Delta SkyMiles Blue American Express Card

The Delta SkyMiles® Blue American Express Card earns 2 miles per dollar on purchases made directly with Delta and at restaurants worldwide. For in-flight purchases, you also earn a 20% in-flight credit savings. All remaining purchases on the Delta SkyMiles® Blue American Express Card earn 1 point per $1 spent.

One benefit of Delta SkyMiles is that they never expire.

Learn more: Airline Credit Cards

Delta SkyMiles Gold American Express Card

If you fly Delta and want more benefits, look at the Delta SkyMiles® Gold American Express Card. Perhaps the most valuable benefit is the free checked bags for you and eight travel companions. You also enjoy free priority boarding.

With the Delta SkyMiles® Gold American Express Card, you can earn 35,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months. If you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel for whenever you are ready to travel again.

The introductory annual fee is $0 for the first 12 months then $99 (See Rates & Fees).

This card is great for domestic and foreign travel.

Learn more: Airline Credit Cards

Southwest Rapid Rewards

Maybe you want to earn a fast-track status for the Southwest Companion Pass. If so, Chase offers three personal Southwest credit cards that are some of the easiest credit cards to get approved for.

One of the best options is the Southwest Rapid Rewards® Priority Credit Card. Like most other airline rewards cards, you have good approval odds with a credit score in the mid to upper-600s.

As a new Southwest credit card owner, your signup bonus applies to the 125,000-mile requirement needed to earn the Companion Pass. But, to receive the bonus, you must not currently own a personal Southwest Rapid Rewards Credit Card. If so, you must wait 24 months to apply for a new Southwest card to get the bonus.

With the Southwest credit cards, you earn 2x points on all Southwest and Rapid Rewards partner purchases. However, for a limited time, cardholders can earn 5x points per $1 spent on Southwest purchases, up to $2,000 spent per month. This promotion is available now for all three consumer cards and ends on March 31, 2021. These purchase rewards also count toward the annual Companion Pass requirement.

Depending on which Southwest card you apply for, you will get a card anniversary point bonus of up to 7,500 points. Since Southwest has some of the cheapest domestic award flights, this bonus can book a one-way flight.

Related Article: Best Southwest Credit Cards

Wells Fargo Propel American Express Card

The information related to Wells Fargo Propel American Express® Card has been collected by Johnny Jet and has not been reviewed or provided by the issuer or provider of this product or service.

The Wells Fargo Propel American Express® Card does a good job of balancing bonus point purchases and travel rewards. You can receive bonus points on your most common purchases. Plus, you also get some valuable rewards points. And yes, the Propel is a Wells Fargo metal credit card.

For instance, you can earn 3x points on these purchases:

  • Restaurants and takeout
  • Gas stations
  • Travel and transit
  • Popular Streaming Services (i.e. Netflix, Hulu, Spotify)

To redeem points, your best option is booking award flights on the Wells Fargo Go Far Rewards website. They are worth 1.5 cents each. For cash rewards and gift cards, your points are worth 1 cent each. This is the industry-standard redemption value.

You don’t pay an annual fee with the Wells Fargo Propel. For the best approval odds, you should have a good credit score of at least 670. It’s the best Wells Fargo credit card.

Capital One Savor Cash Rewards Credit Card

For dining credit card rewards, look at the Capital One® Savor® Cash Rewards Credit Card. Once again, you may need a score in the mid-600s. But, you can quickly earn rewards points from your everyday spending.

You can earn bonus rewards on these purchases:

  • 4% back on dining and entertainment
  • 2% back at grocery stores
  • 1% back on everything else

Your rewards points are redeemable for cash rewards. Plus, you won’t pay a foreign transaction fee.

The information for the Capital One® Savor® Cash Rewards Credit Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

Marriott Bonvoy Boundless Credit Card

Co-branded hotel credit cards like the Marriott Bonvoy Boundless™ Credit Card might be slightly more difficult to get than airline credit cards. But, you can enjoy a free hotel night each year that out values the annual fee of $95.

On Marriott stays, you also earn 6x points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™. All other purchases earn 2x Bonvoy points. Cardholders get one Free Night Award (valued up to 35,000 points) every year after their account anniversary.

For the best approval odds, you may need a score in the high 600s — low 700s. If your score is in the 600s, you will likely need to have a positive credit history.

Learn more: Hotel Rewards Credit Cards

Summary of the Easiest Credit Cards to Get Approved For

When your credit score is in the mid-600s, you may qualify for a number of rewards credit cards. These cards help you build up your credit and earn your award travel sooner. Find the easiest credit card that fits your spending habits and apply for one of these today.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

Johnny Jet Editorial
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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