These 7 Hotel Credit Cards Offer the Best Free Annual Night Certificates

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Some of the best credit card offers are free annual night certificates might be the only reason you own a hotel credit card. In many cases, the value of the free hotel night exceeds the annual fee. Several hotels have recently changed the free night policies, but these hotel credits cards are still worth owning just for the free hotel night.

IHG Rewards Club Premier

InterContinental Madrid

Image Credit: IHG

The brand-new IHG Rewards Club Premier lets you redeem your annual night certificate at any IHG property that costs 40,000 points or less. In the U.S., that means you won’t be able to stay at many of the high-end InterContinental properties, but you can still find some gems in the Holiday Inn Express and Crowne Plaza brands by staying at properties in major metro areas.

Redeeming your free night certificate overseas can help you stay at high-end brands like the InterContinental Madrid or InterContinental Bangkok.

Besides the free hotel night certificate, you’ll also enjoy the 4th night free on 4+ night reward stays, 10 points per $1 spent on IHG purchases, automatic Platinum Elite status, and Global Entry fee credit. The IHG Rewards Club Premier is a great card to consider.

Marriott Rewards Premier Plus

All-Inclusive Resorts

The Marriott Rewards Premier Plus is the brand-new Marriott Rewards credit card that can keep you at the forefront of the Marriott and Starwood Preferred Guest merger.

With the Marriott Rewards Premier Plus, you’ll get an annual free night certificate that’s valid at any hotel that costs 35,000 points or less which is any hotel that falls into categories 1-5 which easily pays the $95 annual fee.

Additional benefits include:

  • Limited-time 100,000 Marriott points sign-up bonus offer
  • 6 points per $1 on all Marriott purchases
  • 2 points on all non-Marriott purchases
  • Automatic Silver Elite status

Hilton Honors Aspire Card

Conrad Bora Bora Nui

Credit: Conrad Bora Bora Nui

The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.

With the premium Hilton Honors Aspire Card, you have the chance to get two free annual night certificates every single year.

Unlike other hotel credit cards that only give you the free hotel at the end of each anniversary year, you get your first free night when your application is approved. You’ll receive your second free night after spending $60,000 in a calendar year.

You can also redeem your Hilton Honors points to get the 5th night free on 5+ night award stays.

Additional card benefits that can help you earn additional free Hilton hotel nights include:

  • $250 Hilton Resorts statement credit
  • Complimentary Hilton Honors Diamond status
  • 14x points on all Hilton purchases
  • 7x points on flights, car rentals, and select U.S. restaurants
  • 3x points on all remaining purchases

Hilton Honors Ascend Card

free annual night certificates

If a premium hotel credit card is not an option for you at the moment, the Hilton Honors Ascend Credit Card costs $95 a year. Although you don’t get a guaranteed hotel night certificate, you get one after spending $15,000 in total card purchases each year.

If you’re a big spender or plan on using the Hilton Honors Ascend as your primary credit card, you’ll have no problem reaching the $15,000 annual spending requirement.

In addition to the free weekend night certificate, you can also get complimentary Hilton Honors Gold status and earn up to 12x points on Hilton purchases. You’ll also earn 6x points at U.S.-based restaurants, gas stations, and supermarkets too.

Chase Hyatt Credit Card

Hyatt Regency Maui

Image Credit: Hyatt Regency Maui

The Hyatt Credit Card offers one of the most generous free annual night certificates and valuable World of Hyatt points that are can easily be redeemed for at least 2 cents each. Note that most hotel award points are worth 0.5 to 0.7 cents each.

Each card anniversary year, you’ll receive a free hotel night certificate for any category 1-4 hotel or resort that costs 15,000 points or less. Some of the possible destinations include:

  • Hyatt Centric Fisherman’s Wharf, San Francisco
  • Andaz Costa Rica Resort
  • Park Hyatt Goa Resort and Spa

You will also earn 3 points per $1 on all Hyatt purchases and 2 points per $1 at restaurants, airlines tickets purchased directly from the airline, and car rental agencies. Plus, all non-bonus purchases earn 1 point per $1 spent.

Starwood Preferred Guest Luxury Card

best hotel credit card

The all-new Starwood Preferred Guest Luxury Card launches in mid-2018. You’ll get a free hotel night certificate each card anniversary. This free hotel night can be redeemed at any property that costs 50,000 points or less.

Since this the premium Starwood credit card, you can also get these on-property benefits:

  • $300 in Starwood and Marriott statement credits
  • Complimentary Gold Elite status
  • Priority Pass Select airport lounge membership
  • Global Entry/TSA Precheck application fee reimbursement
  • Free Boingo wifi hotspot access

Wyndham Rewards Visa Card

All-Inclusive Resorts in Mexico

The Wyndham Rewards Visa Card offers a unique take on their hotel rewards nights. A reward night any at Wyndham property costs 15,000 points per night regardless of the property tier. When you choose Wyndham Rewards card with a $75 annual fee, you’ll have the opportunity to get 30,000 points as a sign-up bonus. That is equal to two free nights!

Wyndham also gives you 9,000 points every card anniversary. Although still 6,000 points short of getting a free hotel night, you can pay with points and cash to get a free night.

To make up the difference, you can earn Wyndham points for:

  • 5 points per $1 on Wyndham purchases
  • 2 points per $1 for gas, grocery, and utility purchases (excluding Walmart and Target)
  • 1 point per $1 on all remaining purchases

As an automatic Wyndham Rewards Platinum member, you can also earn 10 points per $1 or 1,000 points (whichever is more) on each Wyndham stay. With this benefit alone, paying for six separate Wyndham stays and the 9,000 point anniversary bonus gives you enough points to book a free hotel night each year.

Although Wyndham might not be your first hotel preference, some of the quality hotels you can stay at include:

  • Landal Sonnenburg, Leiwen, Germany
  • Nobu Hotel at Caesar’s Place, Las Vegas
  • Wyndham Grand Phuket Kalim Bay, Phuket, Thailand

Summary: Hotel Credit Cards With Free Annual Night Certificates

Most of the free hotel night certificates are awarded as an anniversary bonus. Others might require you to spend a certain amount each year before you receive the bonus. If you have a hotel credit card in your wallet with a free annual night certificates, you have one of the most valuable hotel travel benefits around.

Mary Renking

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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.

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About the Author

Mary Renking
Mary writes about how to book travel with award miles & points, reviews top travel credit cards, and basic rewards news.

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