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Some of the best travel credit card offers are free annual night certificates might be the only reason you own a hotel credit card. In many cases, the value of the free hotel night exceeds the annual fee. Several hotels have recently changed the free night policies, but these hotel credits cards are still worth owning just for the free hotel night.
IHG Rewards Club Premier Credit Card
The IHG® Rewards Club Premier Credit Card lets you redeem your annual night certificate at any IHG property that costs 40,000 points or less. In the U.S., that means you won’t be able to stay at many of the high-end InterContinental properties, but you can still find some gems in the Holiday Inn Express and Crowne Plaza brands by staying at properties in major metro areas.
Redeeming your free night certificate overseas can help you stay at high-end brands like the InterContinental Madrid or InterContinental Bangkok. Besides the free hotel night certificate, you’ll also enjoy the 4th night free on 4+ night reward stays, automatic Platinum Elite status, and Global Entry fee credit.
New cardholders can also earn 125,000 points after spending $3,000 on purchases within the first three months of account opening. For the first 12 months, new cardholders can also earn 40x points total per $1 spent when you stay at an IHG hotel. After that, you will earn 25x points per $1.
Additionally, you can earn 4x points on all other purchases for the first 12 months. After that, you will earn 2x points at gas stations, grocery stores, and restaurants and 1 point per $1 on everything else.
The IHG Rewards Club Premier is a great card to consider.
Marriott Bonvoy Boundless™ Credit Card
The Marriott Bonvoy Boundless™ Credit Card is the brand-new Marriott Rewards credit card that has replaced the Marriott Rewards Premier Plus. This updated card gets you an annual free night certificate after each account anniversary. This certificate is valid at any hotel that costs 35,000 points or less.
This benefit easily pays the $95 annual fee.
Additional benefits include:
- Earn 75,000 points after spending $3,000 on purchases in your first 3 months from account opening
- 6x points per $1 spent at over 6,900 participating Marriott Bonvoy hotels
- 2x points for every $1 spent on all other purchases
- Automatic Silver Elite status annually on the account anniversary
Hilton Honors Aspire Card
The information for the Hilton Honors American Express Aspire Card has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
With the premium Hilton Honors Aspire Card, you have the chance to get two free annual night certificates every single year.
Unlike other hotel credit cards that only give you the free hotel at the end of each anniversary year, you get your first free night when your application is approved. You’ll receive your second free night after spending $60,000 in a calendar year.
You can also get a $250 Hilton Resort statement credit annually (as long as you remain a cardholder). You can spend this credit on eligible purchases at participating resorts.
Additionally, these card benefits that can help you earn additional free Hilton hotel nights include:
- Complimentary Hilton Honors Diamond status
- 14x points on eligible Hilton purchases
- 7x points on eligible flights, car rentals, and select U.S. restaurants
- 3x points on remaining eligible purchases
Hilton Honors Ascend Card
If a premium hotel credit card is not an option for you at the moment, the Hilton Honors American Express Ascend Card might be worth looking into. Although you don’t get a guaranteed hotel night certificate, you get one after spending $15,000 in total card purchases each year.
If you’re a big spender or plan on using the Hilton Honors Ascend as your primary credit card, you’ll have no problem reaching the $15,000 annual spending requirement.
In addition to the free weekend night certificate, you can also get complimentary Hilton Honors Gold status and earn up to 12x points on eligible Hilton purchases. You’ll also earn 6x points for eligible purchases at U.S.-based restaurants, gas stations, and supermarkets too.
World of Hyatt Credit Card
The World Of Hyatt Credit Card offers one of the most generous free annual night certificates and valuable World of Hyatt points. Here are the free night opportunities:
Also, each card anniversary year, you’ll receive a free hotel night certificate for any category 1-4 hotel or resort that costs 15,000 points or less. Some of the possible destinations include:
- Hyatt Centric Fisherman’s Wharf, San Francisco
- Andaz Costa Rica Resort
- Park Hyatt Goa Resort and Spa
Additionally, you will also earn 9 points total per $1 spent at Hyatt. This breaks down to 4 points per $1 when you use your card at Hyatt hotels & 5 points per $1 earned as a World of Hyatt member. Additionally, you’ll earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Wyndham Rewards Visa Card
The Wyndham Rewards Visa Card offers a unique take on their hotel rewards nights. Reward nights go from 7,500 – 30,000 points per bedroom at over 30,000 hotels, homes, and condos globally. There are two cards available – one with an annual fee and one without.
When you choose Wyndham Rewards card with a $75 annual fee, you’ll have the opportunity to get 30,000 points as a sign-up bonus. That is equal to up to four free nights!
Wyndham also gives you 6,000 points every card anniversary. Although still 6,000 points short of getting a free hotel night, you can pay with points and cash to get a free night.
To make up the difference, you can earn Wyndham points for:
- 5 points per $1 on eligible Wyndham purchases made at participating properties
- 2 points per $1 for gas, grocery, and utility purchases (excluding Walmart and Target)
- 1 point per $1 on all remaining eligible purchases
As an automatic Wyndham Rewards Platinum member, you can also earn 10 points per $1 or 1,000 points (whichever is more) on each eligible Wyndham stay. With this benefit alone, paying for six separate Wyndham stays and the 6,000 point anniversary bonus gives you enough points to book a free hotel night each year.
Although Wyndham might not be your first hotel preference, some of the quality hotels you can stay at include:
- Landal Sonnenburg, Leiwen, Germany
- Nobu Hotel at Caesar’s Place, Las Vegas
- Wyndham Grand Phuket Kalim Bay, Phuket, Thailand
Summary: Hotel Credit Cards With Free Annual Night Certificates
Most of the free hotel night certificates are awarded as an anniversary bonus. Others might require you to spend a certain amount each year before you receive the bonus. If you have a hotel credit card in your wallet with a free annual night certificate, you have one of the most valuable hotel travel benefits around.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.