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You may know about transferring Capital One miles to various airline partners. But you may not know that it’s also possible to share Capital One miles with family and friends. Other credit cards may only let you pool points/miles between accounts you own. This extra layer of flexibility makes it easy to redeem Capital One miles for more value.
Share Capital One Miles
There isn’t a fee to transfer your Capital One miles to another account. Specifically, miles can be shared between the following credit cards:
- Capital One Venture X Rewards Credit Card
- Capital One Venture Rewards Credit Card
- And the Capital One VentureOne Rewards Credit Card
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
You cannot share miles between a travel credit card (i.e. Capital One Venture Rewards Credit Card) and a cash rewards card (i.e. Capital One Quicksilver Cash Rewards Credit Card).
While Chase Ultimate Rewards lets you transfer points to immediate family living at the same address, Capital One doesn’t have a “same household” restriction. You can share miles with any person with a Venture Card, Venture One, Spark Miles, or Spark Miles Select.
Note that these cards are all some of the best Capital One credit cards for travel.
Click “Rewards Miles”
Once you’re inside your Capital One online account, the first step is clicking your rewards miles balance. This leads you to a menu listing the different ways to redeem Capital One miles.
Share Your Rewards
The next step is choosing the “Share Your Rewards” button. You will have the option of either transferring miles to another eligible Capital One credit card in your name. The second option to share miles with another person’s Capital One account.
If transferring to another one of your accounts, you can complete the entire transfer process online.
You may need to call Capital One to share miles with another person. However, it’s possible to complete third-party transfers online.
Why Share Capital One Miles
Sharing Capital One miles can be a good idea for several reasons. The transferred miles don’t expire and you won’t pay a transfer fee. Below are some reasons to consider sharing miles.
You might decide to pool your miles into one account so you can downsize the number of Capital One cards you earn.
Maybe the credit card you’re going to close charges an annual fee. It’s likely that you’re not able to redeem your existing miles before your card renewal date. Transferring now preserves your miles while you avoid the annual fee.
Related article: Credit cards worth their annual fees
Too Many New Capital One Accounts
Each person is only able to have up to 5 Capital One credit cards at once and can only apply for 2 cards in 30 days. So, you might apply and earn the signup bonus then transfer the miles to your friend to round-off the existing point balance.
Repay a Travel Purchase
If your friend pays for a trip with their credit card, you might decide to share miles to offset this cost. They can redeem the miles as a travel statement credit.
Transfer to Airline Partners
Probably the best reason to consider sharing miles with another Capital One account is for the airline partners. Since you can’t transfer miles directly to a friend’s frequent flyer account, this is your next best option. Note that the amount of time varies depending on the airline when you transfer Capital One miles.
Once the miles land in the other person’s account, they can transfer their miles to these programs:
- Aeromexico (1:1 ratio)
- Aeroplan (Air Canada) (1:1 ratio)
- Air France/KLM (1:1 ratio)
- Avianca (1:1 ratio)
- British Airways (1:1 ratio)
- Cathay Pacific (1:1 ratio)
- Emirates (1:1 ratio)
- Etihad (1:1 ratio)
- EVA Air (2:1.5 ratio)
- Finnair (1:1 ratio)
- Qantas (1:1 ratio)
- Singapore Airlines (1:1 ratio)
- TAP Air Portugal (1:1 ratio)
- Turkish Airlines (1:1 ratio)
- ALL Accor (2:1 ratio)
- Choice Privileges (1:1 ratio)
- Wyndham Rewards (1:1 ratio)
Two of the partners you can consider first are Avianca LifeMiles and Singapore Airlines. Avianca is a Star Alliance partner and they waive the fuel surcharge on international carriers including Lufthansa.
There are plenty of ways to redeem Singapore Krisflyer miles. One of the best ways to splurge on a Singapore-operated flight is a Singapore Suites class flight from New York to Frankfurt for 86,000 miles. You can also book Star Alliance partner flights. However, the best partner flight is flying Alaska Air from the U.S. West Coast to Hawaii for 25,000 KrisFlyer miles round-trip.
Eligible Capital One Credit Cards
Below are the four qualifying Capital One travel rewards credit cards. You can share miles between these various accounts.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card is a great option if you want premium benefits, such as a fee credit of up to $100 for Global Entry or TSA PreCheck, Capital One Lounge and worldwide Priority Pass lounge access, and up to $300 back annually as statement credits for bookings through Capital One Travel.
Cardholders also earn unlimited:
- 10x miles on hotels and rental cars booked through Capital One Travel
- 5x miles on flights booked through Capital One Travel
- 2x miles on all other purchases
Plus, get 10,000 bonus miles (equal to $100 towards travel) every year, starting on the first anniversary.
Use the miles you earn to cover your travel expenses. This can include flights, hotels, rental cars, and more. You can also transfer your miles to several Capital One travel partners.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel, with the Capital One Venture X Rewards Credit Card.
This is one of the best Capital One credit cards.
The annual fee is $395, but there are no foreign transaction fees.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is possibly the best travel credit card overall because it’s so easy to earn and redeem miles (though the Chase Sapphire Preferred® Card gives it a bit of competition). All purchases made on the Capital One Venture card earn 2x miles. However, earn 5X miles on hotels and rental cars booked through Capital One Travel. Plus, Venture cardholders will earn 5x miles when booking through the Turo app or on Turo.com (through May 16, 2023).
Your Venture miles are worth 1 cent each when redeemed for a travel statement credit or booking upcoming travel. The third option is transferring your miles to a Capital One partner.
It’s also possible to redeem your miles for cash rewards and gift cards. Although, this may not be the best option as your miles may be worth less than 1 cent each. Generally, you should redeem your Capital One miles when they are worth 1 cent each or more.
You also get a fee credit of up to $100 for Global Entry or TSA PreCheck.
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel, with the Capital One Venture Rewards Credit Card.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card doesn’t have an annual fee or foreign transaction fee. But, your purchases only earn 1.25x miles. However, earn 5X miles on hotels and rental cars booked through Capital One Travel.
Your most valuable redemption options are travel statement credits, booking upcoming travel, and travel partners.
The signup bonus is 20,000 bonus miles after spending $1,000 in the first 3 months.
Learn more: Best no annual fee credit cards
Capital One Spark Miles for Business
It’s possible to transfer miles between personal and business accounts. The Capital One Spark Miles for Business earns 2x miles on purchases. Hotel and rental car bookings through Capital One Travel earn 5x miles.
Like the personal Capital One Venture and VentureOne, your miles are worth the most when redeemed for travel rewards or transferring to a travel partner. You also get a fee credit, up to $100, for Global Entry or TSA PreCheck.
The annual fee is $0 for the first 12 months, then $95.
Related Article: Best business credit cards for airline miles
Capital One Spark Miles Select for Business
The information for the Capital One Spark Miles Select for Business has been collected independently by Johnny Jet. The card details on this page have not been reviewed or provided by the card issuer.
The Capital One Spark Miles Select for Business is a no-annual-fee business credit card. You earn 1.5x miles on all purchases and 5x miles on hotel and auto rental bookings from Capital One travel.
Miles can be redeemed for travel rewards, airline point transfers, cash rewards, and gift cards.
The one-time signup bonus is 20,000 miles after spending $3,000 in the first 3 months.
Related Article: Best business credit cards with no annual fees
Summary of How to Share Capital One Miles
You can share Capital One miles between any Capital One travel rewards credit card. They can be your own cards or those belonging to someone who doesn’t live at the same address as you. This can be an easy and free way to put your miles to good use and enjoy award travel more often.
Can Capital One miles be transferred?
Yes, you can transfer Capital One miles at a 1:1 ratio between travel rewards credit cards. Qualifying cards are the Venture and Miles cards. There are no transfer fees and miles don’t expire after being transferred.
You can’t transfer miles to a cash rewards card like the QuickSilver or Capital One Savor Cash Rewards Credit Card.
How much does it cost to transfer Capital One miles?
It costs $0 to transfer Capital One miles to a different account. This can be another Capital One credit card you own, another person’s Capital One credit card, or even one of the airline transfer partners.
Can you transfer Capital One miles to another person?
Yes, you can transfer Capital One miles to another person if their credit card earns Venture Miles or Spark Miles. For example, you can transfer miles from your Capital One Venture to a friend’s Venture or VentureOne card. You can also transfer them to their Spark Miles or Spark Miles Select credit card.
Do Capital One miles expire?
No. Capital One miles do not expire as long as your account remains in good standing. But you will lose any remaining miles once you close an account.
Transferring your miles to another Capital One travel credit card prevents you from losing these miles. The receiving account can either be another qualifying Capital One account you own or a friend or family.
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Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities.