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We’re approaching “the most wonderful time of the year again” as the holidays are just around the corner. Whether you’re wishing to treat yourself or want to save money gift shopping for others, the 4th quarter Chase Ultimate Rewards® Apple promotion can be a shoo-in to make your points worth up to 50% more. Here is what you should know.

Ultimate Rewards Apple Discount
Your Chase Ultimate Rewards can be worth up to 50% from October 15, 2022, to November 30, 2022, on Apple Store redemptions.

How the Chase Ultimate Rewards Apple Promotion Works

It’s possible to use Chase Ultimate Rewards points at the Apple Store daily. However, you can receive a redemption bonus of up to 50% more (1.5 cents) when you redeem Ultimate Rewards for Apple purchases from October 15 to November 30, 2022.

This redemption bonus is the equivalent of the travel redemption bonus for the Chase Sapphire cards and participating Ink Business cards.

Here is the redemption value of the Ultimate Rewards Apple promotion for each Chase credit card family.

Chase Sapphire Cards

Rewards points for the travel-focused Chase Sapphire Reserve® and JPMorgan Reserve are worth 50% more.

If you have the Chase Sapphire Preferred® Card, each point is worth 25% more.

The Chase Sapphire cards are some of the best travel credit cards thanks to their numerous perks including top travel partners, the ability to earn rewards easily, and the fact that they come with travel protections.

Chase Ink Business Cards

Small business owners can also join the fun with points worth up to 25% more.

Related: Best Chase Business Credit Cards

Chase Freedom

The no annual fee Chase Freedom cards are also participating in the Ultimate Rewards Apple promotion. Each point is worth 10% more for these Chase Freedom credit cards family along with other opportunities to earn up to 5% back on purchases.

The discontinued Chase Freedom® card is also eligible for this Apple promotion.

Additionally, the quarterly 5% bonus categories for the Freedom Flex and Freedom credit cards are Walmart and PayPal purchases. This is available for October, November, and December 2022. The first $1,500 in combined quarterly spending earns 5% back and then 1% back on all other purchases. Cardholders must activate by December 14, 2022, to earn the bonus.


If you have been saving up for a new iPhone, Macbook, AirPods, or something else available at the Apple Store, your patience is paying off. This October and November Ultimate Rewards Apple promotion redemption bonus lets you redeem your Ultimate Rewards for maximum value and can be a great alternative to using points for award travel.

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